Money Talk With Tiff
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Recent Episodes

  • Why I Delete Most Guest Interviews
  • Why Strategic Rest Beats Hustle Culture
  • The Biggest Money Myth High Schoolers Believe
  • Financial Social Worker Explains Why Your 'I Don't Have Enough' Is Usually Wrong
  • I Almost Lost My Life Insurance Over an ACH Error — What We Learned

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Money Talk With Tiff

Money Talk With Tiff

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    409 episodes

    Ruthie Thee Truth Guides Dads and Grads to Financial Wellness | Ep. 329

    Ruthie Thee Truth Guides Dads and Grads to Financial Wellness | Ep. 329

    Aug 1, 202428 min

    In this episode, Tiffany sits down with Ruthie Thee Truth, an author, financial wellness coach, and expert in helping dads and grads navigate their financial challenges. Ruthie shares her unique perspective on the emotional and mental roadblocks that often prevent men from seeking financial guidance. She emphasizes the importance of creating a safe space for them to express their vulnerabilities without feeling judged or weakened. Throughout the conversation, Ruthie breaks down the eight major life categories that directly impact both mental health and finances, highlighting the significance of goal-setting and self-reflection. She also dives deep into relationship dynamics, discussing how unresolved childhood traumas and misaligned love languages can lead to financial strain. Ruthie's wisdom extends beyond just the dads, as she shares valuable insights for women to better understand and support the men in their lives. By the end of this episode, you'll gain a fresh perspective on the intersection of mental health, relationships, and financial well-being. About Our Guest Ruthie "Thee Truth" is not just a professional, she's a haven for men struggling with hidden emotional turmoil. Through her work with fathers and male graduates, Ruthie noticed how these men internalize their emotions and struggle to find a safe space to express their vulnerabilities. Raised with a societal belief that monetary struggle equates to weakness, many men hesitate to voice their financial woes to women, fearing judgment or condescension. Men who were hesitant to reach out initially often found courage either by listening to her insightful talks on various podcasts or through her interactive sessions on 'Wheel of Life Wednesdays' on her Instagram Live. Ruthie's work is a testament to empathy and trust, making a tremendous difference in these men's lives, giving them a voice, and empowering them to face their vulnerabilities bravely. Connect with Ruthie Official link for the #ruthiesroadto800 Campaign: www.ruthietheetruth.com/waitlist (http://www.ruthietheetruth.com/waitlist) Wheel of Life Workbook Demo: https://forms.gle/mnmQVCG2YKTbV76X9 Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Male emotions suppressed due to societal expectations. [05:17] Consider impacts of finances and well-being. Address social media pressures and mental hurdles. [09:56] Identifying non-negotiables in relationships brings depth. [10:50] Men need to look deeper into women. [15:49] Helping men find alignment in their relationships. [18:34] Understanding each other is key in relationships. [23:34] Registrar felt guilty for not helping...

    Ruthie Thee Truthfinancial wellnessmental health
    How Small Businesses Can Leverage Google and Facebook Ads for Growth | Ep. 328

    How Small Businesses Can Leverage Google and Facebook Ads for Growth | Ep. 328

    Jul 18, 202417 min

    In this informative episode of Money Talk With Tiff, Tiffany Grant welcomes Zaid Ammari to the show. With 300+ episodes under her belt, Tiffany is thrilled to delve into the realm of digital advertising for small businesses—an untouched subject on her podcast until now! Zaid, an expert in online advertising, divulges the essentials of setting up and running successful Google and Facebook Ads. From understanding costs, margins, and conversion rates to practical steps in creating ads, this episode is packed with indispensable insights for entrepreneurs eager to explore the vast opportunities digital ads offer. Zaid also shares handy tools like the Google Keyword Planner and offers a free audit for listeners. Tune in to discover how to navigate the complex world of Google and Facebook Ads and maximize your business's potential! About Our Guest Zaid is a leading expert on data-driven digital marketing, focusing on analytics and actionable insights from data. As the founder of PPC Masterminds, he helps businesses build and run profitable data-driven digital campaigns. Connect with Zaid Zaid’s Website: http://ppcmasterminds.com (https://ppcmasterminds.com) LinkedIn: Zaid Ammari (https://www.linkedin.com/in/zaidammari/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Assess margins, calculate ad costs, plan ahead. [03:53] Analyze conversion rate, costs, and tools for advertising. [08:56] Google offers keyword targeting or product uploading. Facebook's targeting options range from broad to specific. Mistake: too many or too broad campaigns. [12:05] Invest in optimized account for higher returns. [14:09] Facebook and Google Ads daily budgets explained. Key Topics Types of Google and Facebook ads Importance of profit margins Calculating conversion rates and costs Setting up and tracking ads Budgeting for ad campaigns Specific targeting strategies Additional Links & Resources Google Keyword Planner (https://ads.google.com/home/tools/keyword-planner/) Spreadsheet for Ad Cost Calculations (https://docs.google.com/spreadsheets/d/11XM5LgCzMYmOSBEDlS4Q9gcJ1DvMnZEjbswVBmHv5N0/edit?usp=drive_web&ouid=113252277421687742810) Support this Podcast (https://moneytalkwitht.com/donate) Make sure to subscribe and leave a review if you enjoyed this episode! See you next time on Money Talk With Tiff! This podcast uses the following third-party services for analysis: Podcorn -...

    Google AdsFacebook AdsZaid Ammari
    Inspiring Your Team Through Storytelling with Anthony Weaver | Ep. 327

    Inspiring Your Team Through Storytelling with Anthony Weaver | Ep. 327

    Jul 4, 202416 min

    In this enlightening episode, Tiffany Grant welcomes back Anthony Weaver, a repeat guest from episode 199. Anthony shares his in-depth knowledge and strategies for leaders through his concept of HOPE, which stands for Hero's journey, Organizational purpose, Passionate impact, and Empathy in action. This episode dives into the essential stories leaders should communicate to effectively connect with their teams and inspire higher performance and engagement. Key Takeaways 1. Hero’s Journey - Share personal stories of challenges and growth to help team members relate and draw inspiration. 2. Organizational Purpose - Communicate the vision and mission of the organization to give employees a clear target and purpose. 3. Passionate Impact - Recognize and communicate the individual and collective impact your team has on the industry and the company. 4. Empathy in Action - Share customer stories and feedback to emphasize the importance of their work and create a sense of fulfillment and motivation. About Our Guest Anthony Weaver is a leader in his field, managing hundreds of employees. He is known for his pragmatic approach to leadership, emphasizing the importance of storytelling to build stronger, more cohesive teams. Anthony also runs a popular YouTube channel, "About That Wallet," where he discusses financial literacy and leadership. Connect with Anthony Website: https://aboutthatwallet.com Social Media: @aboutthatwallet YouTube: About That Wallet (https://www.youtube.com/c/AboutThatWallet) Connect with Tiffany Website: https://moneytalkwitht.com Social Media: @moneytalkwitht Call-to-Action Enjoy this episode? Make sure to subscribe and leave a review on your favorite podcast platform. Share this episode with managers and leaders who could benefit from these insights. Tune in next Thursday for another insightful episode of Money Talk with Tiff. Don't miss out on Tiffany's practical financial tips and inspiring guest interviews. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Anthony WeaverTiffany GrantHOPE framework
    Small and Mighty Real Estate Investing with Chad Carson | Ep. 326

    Small and Mighty Real Estate Investing with Chad Carson | Ep. 326

    Jun 20, 202418 min

    Welcome to another exciting episode of Money Talk with Tiff! Today, Tiffany Grant brings on a very special guest, Chad Carson, the acclaimed author of "The Small and Mighty Real Estate Investor." Chad and Tiffany dive deep into a fresh perspective on real estate investing, challenging the popular notion that bigger is always better. Chad shares his unique philosophy on how starting small in real estate can lead to more flexibility, freedom, and a happier, balanced life. They discuss practical strategies like house hacking, the distinctions between short-term and long-term rentals, and tips for finding good tenants. Chad also offers valuable insights on maintaining properties and dealing with common landlord challenges. Whether you're a seasoned investor or just starting, this episode is packed with actionable advice to help you succeed in the real estate market. Be sure to listen in as we explore how to build a "small and mighty" real estate empire! About Our Guest Chad Carson (aka Coach Carson) is an author, investor, podcaster, and life-long learner who used real estate investing to reach financial independence in his 30s. His current passion is teaching other investors how to build a small and mighty rental property business so they can get out of the financial grind and do more of what matters. Based in Clemson, South Carolina, Chad and his family have also lived abroad in other countries, including 17 months in Cuenca, Ecuador and 12 months in Granada, Spain. When not writing about himself in 3rd person, vying for the silliest dad award, or playing pick-up basketball, Chad enjoys volunteering with a local non-profit he co-founded to create a network of walking and bike paths in his hometown. Connect with Chad Get the book: The Small and Mighty Real Estate Investor (https://amzn.to/3XraNrv) (affiliate link) Website: Coach Carson (https://www.coachcarson.com/) Podcast: Real Estate Investing with Coach Carson (https://www.coachcarson.com/podcast) YouTube: Coach Carson on YouTube (https://www.youtube.com/coachcarson) Instagram: @coachcarson1 (https://www.instagram.com/coachcarson1) Facebook: Coach Carson on Facebook (https://www.facebook.com/coachcarson1) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: <a href="https://www.tiktok.com/@moneytalkwitht" rel="noopener noreferrer"...

    Chad Carsonhouse hackingreal estate investing
    Understanding Credit Reports and Scores with Experian’s Rod Griffin | Ep. 325

    Understanding Credit Reports and Scores with Experian’s Rod Griffin | Ep. 325

    Jun 14, 202422 min

    In this enlightening episode of Money Talk With Tiff, Tiffany Grant sits down with Rod Griffin from Experian to discuss common misconceptions about credit scores and reports. Rod Griffin, who is the Director of Consumer Education and Advocacy at Experian, provides valuable insights into how credit works and shares tips for maintaining a healthy credit score. About Our Guest Rod Griffin is Senior Director of Consumer Education and Advocacy for Experian, where he manages the award-winning national consumer education and advocacy program in North America. With more than 25 years of experience in the credit reporting and information services industry, he is an expert on consumer issues, particularly credit reporting, credit scoring and identity theft. He frequently appears in national television, print, radio and online media and presents regularly at regional and national financial literacy events. Connect with Rod Twitter (X): @Rod_Griffin (https://twitter.com/rod_griffin) Credit Chat on Twitter (X): https://twitter.com/hashtag/creditchat Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Responsibly using credit for financial advantage. [03:20] Credit is essential for financial opportunities and success. [06:49] Credit score doesn't affect credit report. [10:43] Credit bureau provides Fico scores to lenders. [14:38] Understand credit score factors, pay on time. [16:45] Dispute information, but it has risks. Key Topics Covered 1. Introduction to Experian: Rod explains that Experian is a global information services company known for being one of the big three credit bureaus in the U.S. Highlights of Experian's diverse services, including credit reporting, fraud and identity theft prevention, automotive history, and healthcare financial services. 2. Common Credit Misconceptions: Credit isn't bad; debt mismanagement is: Credit is a tool, and debt is the problem if not managed properly. Credit report checks: Checking your credit report does not hurt your credit score. Credit report vs. Credit score: The importance of understanding the difference between them. Credit score variability: Reasons for having multiple credit scores due to different scoring models and lenders’ criteria. 3. Improving Your Credit Score: First steps: Obtain your credit report and identify risk factors impacting your score. Two key practices: Always pay your bills on time and keep your credit card...

    Rod GriffinExperiancredit reports
    Overcoming Barriers to Banking with Marquita Robertson | Ep. 324

    Overcoming Barriers to Banking with Marquita Robertson | Ep. 324

    Jun 6, 202420 min

    Join us for an eye-opening conversation with Marquita Robertson, a passionate advocate for financial empowerment and the need for accessible, safe, and affordable banking options. Tiffany and Marquita delve deep into the challenges faced by the unbanked and underbanked communities and provide actionable insights on how to navigate these obstacles. About Our Guest Marquita Robertson is a lifelong financial capability advocate. She is the executive director of The Collaborative, an organization focused on closing the racial wealth gap in North Carolina through collaborations with financial institutions, nonprofits, and local government agencies to educate people about building wealth and advocate on behalf of financially vulnerable communities. Prior to that she was the Financial Education Director for the North Carolina Department of State Treasurer. There she led the Department’s financial education initiatives across the state, working with state agencies, schools, nonprofits and financial institutions. Marquita started her career in financial capability at the American Bankers Association (ABA) in the mid-2000s. And for nearly 20-years she has managed wealth building programs that impower and educate individuals in all facets of money management. Appointed twice by Gov. Roy Cooper, Marquita is serving her second term as Board of Trustee for the NC ABLE 529 program. She was also appointed by former Gov. McCrory to Chair the N.C. Financial Literacy Council, which guides statewide financial literacy standards and provide recommendations to the Governor and General Assembly regarding financial education. She also serves as a Board of Director for the United Way of North Carolina, Dix Park Conservancy, and Coastal Credit Union Foundation. Marquita was born and raised in Moyock, N.C., a small town on the most northeastern point of the state. She received her undergraduate degree in Political Science and Communication from East Carolina University, and a master’s degree in Communication and Journalism from Norfolk State University. She is supported by her loving husband and two amazing children. Connect with Marquita Website: https://thecollaborativenc.org Facebook: The Collaborative of NC (https://www.facebook.com/TheCollaborativeofNC) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Consumer credit reporting history for bank accounts. [05:38] Clarifying banking issues and emphasizing FDIC insurance. [07:56] Issues with alternative payment solutions, prefer banking. [11:50] Understanding bank account details is crucial. [12:45] Switched from bank to credit union to avoid fees. [17:03] Visit thecollaborativenc.org for bank...

    Marquita Robertsonunbankedunderbanked
    Unpacking Total Rewards: A Deep Dive with Expert LeChez Solages | Ep. 323

    Unpacking Total Rewards: A Deep Dive with Expert LeChez Solages | Ep. 323

    May 14, 202418 min

    Today, we're thrilled to have LeChez Solages join us to discuss a vital yet often overlooked aspect of career progression: understanding total rewards. LeChez, who also co-hosts the Your Corporate IQ podcast, brings a wealth of knowledge about negotiating job offers and strategizing career moves. Today, she’s here to help us look beyond the salary and consider the complete package, including work environment, benefits, bonuses, and even stock options. So, if you're currently navigating job offers or planning your next career move, turn up the volume—this episode is packed with invaluable insights to ensure you make well-informed decisions that align with both your financial goals and lifestyle needs. Get ready to expand your understanding of what truly constitutes a rewarding job offer! About Our Guest LeChez Solages is a Talent Acquisition Strategist, DEI Global Leader, and Career Coach with over 10 years of corporate experience. LeChez has helped Fortune 500 companies such as Marriott International, Volvo Group, and Robert Half International achieve their talent acquisition and DEI initiative goals. She advocates for sustainable DEI hiring and career development programs supported by mentorship and sponsorship. She strives to amplify Black voices and serve her community with corporate navigation coaching. She holds a bachelor’s degree in mass communications from Towson University and currently resides in the DC metropolitan area. LeChez served on the board for Carlisle Young Professionals and is a graduate of the Leadership Cumberland Fellow Program. Connect with LeChez Website: https://yourcorporateiq.com LinkedIn: LeChez Solages (https://www.linkedin.com/in/lechezsolages/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Consider salary, lifestyle, and willingness to adapt. [05:35] Conduct research on potential employers for confidence. [08:12] Remote, hybrid, onsite work arrangements in pandemic. [11:11] Recruiters face challenges with stock and bonuses. [14:55] Podcast covers career advice and negotiation tips. [16:40] Expresses gratitude and promises comprehensive show notes. Key Points Discussed 1. Understanding Total Rewards: - LeChez explains that total rewards encompass not just the salary but also the scope of work, work environment and culture, work arrangements (remote, hybrid, onsite), medical benefits, and other perks such as bonuses and stock options. 2. Evaluating the Entire Offer Package: - Importance of not focusing solely on salary. - Importance of understanding all components of the offer to meet both basic and lifestyle...

    Total RewardsJob NegotiationSalary Evaluation
    Redefining Rich: How to Truly Thrive Financially with Doc G | Ep. 322

    Redefining Rich: How to Truly Thrive Financially with Doc G | Ep. 322

    May 9, 202419 min

    In this fascinating episode of "Money Talk With Tiff," host Tiffany Grant chats with special guest Jordan "Doc G" Grumet from the Earn & Invest podcast. They delve into profound discussions about life, death, and finding financial independence beyond the dollar amount. Doc G shares insights from his journey from medicine to content creation and discusses key concepts from his book, "Taking Stock (https://amzn.to/3JV6j4o)." About Our Guest Jordan Grumet was born in 1973 in Evanston, Illinois. After graduating from the University of Michigan, he received his medical degree from Northwestern University and began practicing internal medicine in Northbrook, Illinois. He is currently an associate medical director at Journeycare Hospice. After years of blogging about financial independence and wellness, Jordan launched the Earn & Invest podcast (https://www.earnandinvest.com/) in 2018. In 2019 he received the Plutus Award for Best New Personal Finance Podcast and was nominated in 2020 for Best Personal Finance Podcast of the year. Connect with Doc G Website: https://jordangrumet.com/ Twitter (X): @earnaninvest (https://twitter.com/earnaninvest) Facebook Group: https://www.facebook.com/groups/earnandinvest Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Offering positivity and comfort in the face of death. [05:20] New approach to financial independence and work. [08:51] Self-actualization, purpose, and identity in life. [12:24] Fear of losing money outweighs goal achievement. [14:58] Financial independence doesn't guarantee happiness, wealth concerns. [17:34] Podcast, purchase links, upcoming book on purpose. Key Points Discussed Transition from Medicine to Content Creation: Doc G explains his shift from practicing medicine to embracing his passions as a content creator and writer, focusing on the satisfying work in hospice care, which he continues part-time. Perspectives on Hospice Care: The conversation sheds light on the positive impact of hospice care, providing comfort and dignity in the final stages of life—a perspective that enlightened Tiffany while reading Doc G’s book. Philosophy on Regrets and Life Review: They explore the importance of addressing regrets and conducting life reviews, not only for the dying but as a practice we should adopt early in life to live without regrets. Financial Independence,...

    Jordan GrumetDoc Gfinancial independence
    Ask Us Anything Replay with Tiffany and Financial Gurus | Ep. 321

    Ask Us Anything Replay with Tiffany and Financial Gurus | Ep. 321

    May 7, 202469 min

    In this enlightening episode of "Money Talk With Tiff," hosts Tiffany Grant and Clifton Corbin, along with financial experts Gabe Walters, Deb Meyer, and Kelly Sjostrom, answer listeners' burning questions about personal finance, investing, and family budgeting. The episode serves as a powerhouse of actionable advice tailored to inspire and educate on achieving financial wellness and generational wealth. Live video: https://youtu.be/B7KV9MT7SFg Key Points Discussed Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout): Tiffany discusses the importance of money mindset and practical tools for tracking and budgeting. One-Page Financial Plan: Gabe Walters breaks down how to build a simplified financial plan that aligns with personal goals and offers steady support through his platform, Steady Worth. Holistic Financial Planning: Deb Meyer speaks on the nuances of planning for families and small business owners and the need for tailored financial advice. Raising Generational Wealth Summit (https://raisinggenerationalwealth.com/?affiliate=moneytalk1): Hosted by Clifton, this online event features over 20 experts discussing key strategies to foster financial literacy among families. Visit the site (https://raisinggenerationalwealth.com/?affiliate=moneytalk1) for more information. Practical Financial Experiences for Kids: Tiffany shares insights into teaching kids about money through real-life practices like checking accounts and sale shopping. Importance of Financial Communication: The episode highlights the necessity of open discussions about money within partnerships and families to foster a supportive community. Aligning Values and Spending: Gabe emphasizes matching spending habits with personal values, highlighted by practical examples including lifestyle choices like minimalism. Join "Money Talk With Tiff" on your favorite podcast platform. Don’t forget to subscribe and leave us a review if you found the insights valuable! Engage with us on our social media (@moneytalkwitht) for more updates and in-depth discussions about personal finance. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Tiffany GrantGabe WaltersDeb Meyer
    Navigating Financial Independence as Active Military with Coach Ty | Ep. 320

    Navigating Financial Independence as Active Military with Coach Ty | Ep. 320

    May 3, 202425 min

    In this enlightening episode of Money Talk with Tiff, Tiffany Grant welcomes Coach Ty, host of the Little Steps Big Moves podcast. The two dive deep into Coach Ty’s unique journey towards financial independence while actively serving in the military. They discuss various strategies and philosophies around financial independence, including concepts like CoastFI and LeanFI, and the impact of real estate investment. About Our Guest An educator by a purpose-filled calling, she taught and coached in the public education system until called to Active Duty in 2003. She continues to educate and coach today but in an evolved way. Ty mentors women and speaks about real estate, leadership, and entrepreneurship. In 2022, she launched a podcast, Tiny Steps, Big Moves, highlighting the inspirational stories of women who have career-pivoted in life. In late 2023, she launched her website coachtyinspires.com, centered around the theme Live your Best Life 2.0, encouraging women to set goals and outcomes, remove the limits, and unleash their greatness. Additionally, she is the founder of Renaissance Properties of the Carolinas, a licensed realtor in NC, and a real estate investor in the southeast. Connect with Coach Ty Connect on LinkedIn: Tianika "Ty" Mangum (https://www.linkedin.com/in/tianika-%E2%80%9Cty%E2%80%9D-mangum-36214290/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Transitioning to coastal financial independence from military. [06:01] New military member finds financial independence path. [09:54] Budgeting, tracking, and understanding spending habits. [12:42] Plan expenses, increase savings, supplement income sources. [14:09] Real estate as primary investment for retirement. [19:02] Embracing community and personal growth while advancing. [21:14] Podcast features women sharing career pivot stories. Key Points Introduction to Financial Independence (FI) in the Military Context: Coach Ty shares her approach to achieving financial independence through her military career, emphasizing the similarities and unique aspects of FI in active duty compared to civilian FI strategies. Understanding FI Terminology: CoastFI: Described by Coach Ty as a more relaxed approach where one still maintains financial independence but continues to work, allowing for a gradual progression towards full FI. LeanFI (Real LeanFI): Coach Ty’s strategy focusing on covering basic living expenses through investments, setting a foundation before progressing towards more comprehensive financial goals. Personal Journey and Motivation: Coach Ty elaborates on her background and the personal motivations driving her pursuit of

    Financial IndependenceCoastFILeanFI
    How to Fact-Check Financial Gurus Online | Ep. 319

    How to Fact-Check Financial Gurus Online | Ep. 319

    Apr 30, 202416 min

    In this insightful episode of Money Talk with Tiff, host Tiffany Grant delves into the critical topic of evaluating the reliability of information and advice provided by social media gurus, especially concerning financial decisions. Tiffany provides practical tips on how to fact-check sources and verify data to prevent falling for misinformation—particularly emphasizing the case of a viral claim about a major bank's alleged financial woes. Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Tiffany's Take: Fact-checking social media gurus. [03:57] Questioning funding source and credibility of information. [06:47] Check various sources before believing any story. [12:06] Be critical and skeptical, and do your research. Key Points Trace the Original Source: Always verify the authenticity of the information by tracing it back to the original source, ensuring it is not simply secondhand information. Check the Author’s Credibility: Investigate the motives and background of the content creator. For instance, a self-proclaimed financial guru pushing for certain financial products may have an underlying agenda. Verify with Reputable Sources: Cross-check claims with reputable sources to confirm their validity. If only one obscure source is making a dramatic claim, it’s worth being skeptical. Use Fact-Checking Websites: Utilize platforms like Snopes or FactCheck.org to verify widespread rumors or claims. Assess the Evidence: Evaluate if the information is backed by data, expert quotes, or credible research rather than mere opinions. Beware of Misleading Headlines: Sensational headlines often do not accurately reflect the content. Read beyond the headline to understand the true context. Consider the Publishing Date and Context: Information might be outdated or taken out of context to push a particular narrative. Practical Tips Tiffany emphasizes the responsibility of social media users to share accurate content and encourages a critical approach to consuming information. Encourages listeners to perform their own thorough research before forwarding or acting on sensational news. Resources Popular blog posts on passive income ideas (https://moneytalkwitht.com/blog/passive-income-ideas/), turning $10,000 into $100,000 (https://moneytalkwitht.com/blog/how-to-turn-10k-into-100k/), and financial literacy in schools (https://moneytalkwitht.com/blog/teach-financial-literacy-in-schools/) Snopes - http://www.snopes.com (https://www.snopes.com) FactCheck.org - <a...

    fact-checkingsocial media gurusWells Fargo
    Is Podcasting Right for Your Business? Guidance from Expert Virginia Elder | Ep. 318

    Is Podcasting Right for Your Business? Guidance from Expert Virginia Elder | Ep. 318

    Apr 25, 202424 min

    In this insightful episode of Money Talk with Tiff, host Tiffany Grant is joined by podcast expert Virginia Elder. They dive deep into what it takes to start and maintain a successful podcast, especially for business owners contemplating entering the podcast space. From deciding if podcasting is the right medium to understanding the commitment it entails, Tiffany and Virginia cover all you need to know to make informed decisions. About Our Guest Virginia Elder is a dynamic and driven individual with a strong foundation in project management, client service, and strategic organization. With over 15 years of experience under her belt, she has honed her skills and is now known for her ability to make things happen. Whether it's behind-the-scenes support or content marketing strategies, Virginia shines brightest when helping entrepreneurs expand their reach and boost their revenue. Her journey into podcast editing began with a simple 'yes' to a friend's project in 2019. Since then, she has taken on numerous copywriting and audio editing endeavors, which have led to her leaving her 9-5 job to forge her own business path. This move has not only allowed her to pursue her passion but also live her dream of walking her kids to and from school each day. When you entrust your raw audio and video recordings, web copy dreams, weekly newsletter musings, and blog post aspirations to Virginia, you are giving yourself the gift of freedom. She takes care of the entire content creation process - from editing to publishing - so you can focus on serving your clients and growing your business. Editing audio, video, and copy may be daunting for some, but for Virginia, it's second nature. With a dedicated content production team by her side, they work together to turn visions into reality. Don't let content creation hold you back any longer; let Virginia and her team handle it with their expertise so you can concentrate on what you do best. Connect with Virginia Website: PodcastAbundance.com (https://podcastabundance.com) Instagram: @PodcastAbundance (https://instagram.com/podcastabundance) Facebook: @PodcastAbundance (https://www.facebook.com/podcastabundance) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Consider comfort, goals, time, and integration. [05:55] Podcasting is a long-term marketing strategy. [09:40] Identify ideal client, structure episodes, purposeful content. [13:35] Set clear expectations, plan and follow through. [15:30] Consistency in releasing content is crucial. [21:18] Efficient batching helps release podcasts consistently. [22:17] Virginia shared valuable podcasting advice for...

    Virginia Elderpodcastingbusiness marketing
    Understanding the Psychological Toll of Credit Card Debt | Ep. 317

    Understanding the Psychological Toll of Credit Card Debt | Ep. 317

    Apr 23, 202418 min

    In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being. Timestamps: [00:00] Competition spurred credit card innovation, global convenience. [06:36] Credit card debt causes financial stress and strain. [09:31] Creating a budget is crucial for financial stability. [13:04] Use credit card regularly, pay off immediately. [14:41] Get help with credit card debt wisely. Key Points: The origin of credit cards and their evolution since the 1950s. The psychological differences between spending with cash versus credit. Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection. Personal anecdotes about how credit can be advantageous when used responsibly. The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health. The role of money management in personal relationships and self-esteem. Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits. The importance of paying off balances each month and keeping utilization low to improve credit scores. Resources: Blog post on budgeting (https://moneytalkwitht.com/blog/budgeting-basics/) with a video walkthrough of the budget spreadsheet (free download). Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3), which delves deeper into budgeting strategies and mindset. Need personal help with credit card debt management? Schedule a free 15-minute consultation (https://academy.moneytalkwitht.com/15-minute-consultation) with Tiffany. Get YNAB (https://ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) to start your budgeting journey Do you know when you will be debt-free? Get Debt Payoff Planner (https://shareasale.com/r.cfm?b=2257666&u=1759791&m=135483&urllink=&afftrack=) to find out! Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298 (https://moneytalkwitht.com/podcast/navigating-a-mountain-of-credit-card-debt-tips-for-debt-management-and-recovery/) Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179 (https://moneytalkwitht.com/podcast/tiffanys-take-is-there-such-thing-as-too-much-debt-ep-179/) Call to Action: Reflect on your relationship with credit cards. Consider necessary changes to enhance your financial health and mental well-being. Get help if you're struggling with credit card debt. Engage with Tiffany through social media or email to share your experiences. Reminder: If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany. Don’t forget to like, subscribe, share, rate, and review the podcast. Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights. Contact Information: Website: www.moneytalkwitht.com Submit Questions:...

    Credit Card DebtMental HealthBudgeting
    Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316

    Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316

    Apr 11, 202428 min

    Welcome to another engaging episode of Money Talk with Tiff! Today, we're thrilled to have Dr. Hans Boateng join us to unravel the complexities of digital assets, NFTs, and the broader spectrum of investment diversification. If terms like cryptocurrencies, NFTs, and blockchain sound like a foreign language to you, then you're in for a treat. Dr. Hans offers a deep dive into the potential of these digital assets in our investment portfolios and how they can significantly impact wealth-building strategies, especially within our community. We'll explore the rollercoaster world of cryptocurrencies, the average returns versus the S&P 500, and discuss the inherent risks involved in chasing higher gains. Furthermore, Dr. Hans illuminates the concept of NFTs beyond just the quirky pictures of apes and penguins and shares his innovative approach to NFTs with The Royals project—a cultural milestone connecting the African diaspora through blockchain technologies. Tune in as Dr. Hans demystifies investing in the digital age, the value proposition of NFTs, and how they authenticate ownership in ways far transcending the current hype. Remember, this is not investment advice but an insightful conversation to empower your financial knowledge. About Our Guest Dr. Hans is the ideal person to teach you about investing. He was able to climb the ladder of financial success from the bottom 10% to the top 1%. He is an accomplished professional with a wealth of knowledge and experience in finance and investing. He holds an MBA with a Path of Distinction and a Doctorate degree. He grew up in Ghana, West Africa; when he arrived in the US, he recognized the lack of investment literacy in immigrant and minority households. This fueled his passion for teaching others how to build wealth. He spent 13 years mastering the subject of money and has worked with over 10,000 members. Dr. Hans has been featured on Bloomberg and Business Insider and is trusted by the communities he serves. Connect with Dr. Hans Royals Experience: https://www.ghanaroyalgala.com/ Instagram: @theinvestingtutor (https://www.instagram.com/theinvestingtutor) Facebook: The Investing Tutor (https://www.facebook.com/theinvestingtutor) Twitter: @investingtutor (https://twitter.com/investingtutor) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Diversification essential for catching up in investments. [05:45] Upside potential comes with downside risk awareness. [07:55] NFTs: Unique digital tokens, not interchangeable items. [10:32] Authenticating ownership via blockchain, accessible

    Dr. Hans BoatengcryptocurrencyBitcoin
    Making an Impact: Philanthropic Strategies for Every Wallet | Ep. 315

    Making an Impact: Philanthropic Strategies for Every Wallet | Ep. 315

    Apr 10, 202419 min

    This week, we're diving into the often-overlooked world of philanthropy with a fellow UNCG alum, Dean Castaldo. Join us as Dean shares his extensive knowledge on the many ways we can support our favorite causes, from naming beneficiaries and directing stocks to establishing donor-advised funds and trusts. Whether you're just starting your financial journey or looking to leave a legacy, Dean's insights will illuminate a plethora of options for making impactful contributions. Get ready to discover how you can make a difference, not just now, but for generations to come. Tune in now to unlock the potential of your philanthropic spirit! About Our Guest Dean Castaldo, J.D. leads a dedicated team of fundraisers at the USNA Foundation, connecting with alumni and parents across the Southeast and Southern California to secure 6- and 7-figure philanthropic investments that enhance the midshipman experience. Prior to his role with the Foundation, Dean honed his development skills as Associate Director of Alumni Engagement at UNC-Greensboro, where he supported corporate partners, the military-veteran community, and young professionals. He has served in the development profession since late 2015 while bringing over 15 years of combined active and reserve experience leading teams of warfighters as a Marine Corps NCO and a current Naval Officer. Dean has extensive non-profit advisory experience serving on multiple boards, including as a current member of the UNCG Alumni Leadership Board and the Naval Sea Cadets Foundation Board of Directors. Connect with Dean LinkedIn: https://www.linkedin.com/in/deancastaldojr/ Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Philanthropy is reachable for majority of people. [05:19] Designate beneficiaries flexibly with selection of percentage. [08:24] Transfer accounts tax free or tax deferred. [10:40] Utilize trust structures for financial and estate planning. [13:58] Invest $100 monthly into donor advised fund. [18:14] Gratitude for information and hope for day. Key Themes Understanding philanthropy. Options for philanthropic giving. Beneficiary designations for donations. Tax advantages of estate gifts. Using wills and trusts. Donor-advised funds explained. Gifting stocks to nonprofits. Additional Links & Resources Home Page - UNC Greensboro (https://www.uncg.edu/) Habitat for Humanity (https://www.habitat.org/) Veterans Charity - Non...

    Dean Castaldophilanthropydonor-advised funds
    Exploring the 4 W's of Decision-Making with Bob Wheeler | Ep. 314

    Exploring the 4 W's of Decision-Making with Bob Wheeler | Ep. 314

    Apr 4, 202417 min

    Get ready for an insightful conversation with our special guest, Bob Wheeler. He will present an enlightening framework to enhance our decision-making process: the Four W's: What? Why? Why? What? Dive deep with us as Bob teaches us to explore the depths of our desires, understand the core of our motivations, and confront the barriers that hold us back from achieving them. Whether you're contemplating life-changing decisions or everyday choices, this episode promises to equip you with a non-threatening way to evaluate what truly drives you. Join me, Tiffany Grant, as we unravel the maze of wants and wishes and discover the power of intentionality in shaping our financial independence and personal fulfillment. Prepare to challenge your intrinsic motivations and align your aspirations with your values, all here on Money Talk with Tiff. About Our Guest Bob Wheeler, a CPA and somatic therapist, merges financial expertise with emotional insight in his approach to personal finance. Author of "The Money Nerve: Navigating the Emotions of Money," Bob explores the psychological aspects of money management, aiming to guide individuals toward financial freedom. He hosts the "Money You Should Ask" podcast, sharing personal finance tips and stories from various guests. Bob also leads seminars internationally, focusing on Radical Abundance and Money at its CORE, drawing from his certification in ‘CORE Energetics’ and Radical Aliveness. In addition to his professional pursuits, Bob has a passion for standup comedy, blending humor with financial advice. He serves as the CFO for The World Famous Comedy Store in West Hollywood and La Jolla, California. A graduate of Rhodes College, Bob's adventurous spirit has taken him to high altitudes around the world, including Mt. Kilimanjaro and the Everest Base Camp. Connect with Bob Website: https://themoneynerve.com/ Email: [email protected] Facebook: The Money Nerve (https://www.facebook.com/TheMoneyNerve/) Instagram: @moneyyoushouldask (https://www.instagram.com/moneyyoushouldask/) Instagram: @bobwheelerr (https://www.instagram.com/bobwheelerr/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Understanding motivations is key to achieving goals. [05:32] Seeking benefit and joy in self-care. [06:18] Internal payoff is crucial for intrinsic motivation. [09:34] Accountant weighs cost and benefit of actions. [13:42] Excited about newfound clarity and direction. Key Themes Asking the Four W's framework. Importance of intrinsic motivation. Exploring...

    Bob WheelerFour W'sdecision-making
    Had a Budget Slip-Up? Here's How to Get Back on Track | Ep. 313

    Had a Budget Slip-Up? Here's How to Get Back on Track | Ep. 313

    Apr 2, 202414 min

    In this episode of Money Talk with Tiff, Tiffany Grant responds to a listener's question on recovering from a budget setback. Tiffany shares personal experiences and practical steps to help listeners get back on track when facing unexpected expenses or drifting from their financial plans. From reflecting on the reasons behind the budget slip to embracing flexibility and forgiveness, Tiffany offers valuable insights and tips for creating a resilient budget recovery plan. Tune in to gain expert advice on budget reassessment, emergency fund building, and the importance of regular financial reviews. Plus, discover how to avoid future detours through mindful spending and continuous financial education. Join Tiffany as she takes you on a journey to financial recovery, empowering you to navigate your money matters with confidence and clarity. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Understand why budget strayed, adapt for resilience. [04:35] Review budget, cut expenses, increase income options. [08:09] Have an emergency fund in high-yield savings. [11:37] Stay present, be grateful, and move forward. Key Themes Budget Recovery: Steps to get back on track. Reflect and Understand: Identifying reasons for budget deviation. Reassess Your Budget: Review income, expenses, and goals. Implement a Recovery Plan: Adjusting expenses, increasing income, and being realistic. Build an Emergency Fund: Creating a financial safety net. Embrace Flexibility and Forgiveness: Being adaptable and practicing self-compassion. Review and Adjust Regularly: Keeping track and celebrating progress. Additional Links & Resources Budgeting Basics: How To Make A Personal Budget That Works For You (https://moneytalkwitht.com/blog/budgeting-basics/) <a...

    Budget RecoveryEmergency FundHigh-Yield Savings Account
    Creating a Community for Black Women Investors with Schelo Collier | Ep. 312

    Creating a Community for Black Women Investors with Schelo Collier | Ep. 312

    Mar 28, 202415 min

    In this episode of Money Talk With Tiff, Tiffany Grant sits down with Schelo Collier, the founder of Black Women Invest, to discuss the initiative's origin and importance. Schelo shares her journey of being laid off from her dream job and realizing the need for financial independence. They delve into the topics covered by Black Women Invest, the resources available, and the diverse range of levels catered to within the community. Schelo also provides insights into the business side of starting and growing the community and offers valuable advice for entrepreneurs. Tune in for a dynamic conversation about financial empowerment and the power of community in guiding individuals toward financial success. About Our Guest Schelo Collier has a background in finance and real estate investing. After years of witnessing the underrepresentation of Black women in the investment space, she knew it was time to scrap the idea of finding a seat at the table—it was time for Black Women to build our own table! Prior to starting BWI, Schelo built her career in real estate investment. In a former role, she traveled across the country, helping thousands of investors build their real estate portfolios. Schelo also snatched her first investment property at the age of 24 and has since helped hundreds of members in BWI learn how to invest in real estate and stocks to build a diversified portfolio. Connect with Schelo Website: https://www.blackwomeninvest.com/ Instagram: @investwithschelo (https://www.instagram.com/investwithschelo/) Facebook: Black Women Invest (https://www.facebook.com/Blackwomeninvest/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Lost dream job spurred financial independence journey. [03:09] Creating a community for black women entrepreneurs. [09:29] Chapters cater to all with varied resources. [10:48] Enthusiastic endorsement of a diverse community for investors. [13:59] Weekly podcast on financial advice and tips. Key Themes Black...

    Schelo CollierBlack Women InvestTiffany Grant
    Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311

    Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311

    Mar 21, 202414 min

    In this episode, Tiffany Grant sits down with the inspiring Giovanna "GiGi" Gonzalez, a first-generation wealth builder and the author of "Cultura and Cash." Giovanna shares her personal journey of breaking free from the cycle of poverty and navigating the challenges of managing finances and cultural expectations. From her experience as the daughter of Mexican immigrants to becoming a pro bono financial educator, Giovanna offers invaluable insights and practical tips for first-generation wealth builders. Join us as we learn about the "First Gen Five" pillars of personal finance and how Giovanna's book is empowering individuals to take control of their financial future. Get ready to be informed and inspired by this enriching conversation. About Our Guest Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of Cultura and Cash. During The Great Resignation, she quit her 10-year corporate career to pursue her true passion: teaching financial literacy to young adults. Gigi teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine, and Top 25 Creator by Fast Company. Connect with GiGi Instagram: @gigithefirstgenmentor (https://www.instagram.com/gigithefirstgenmentor/) Get the book: Cultura & Cash (https://amzn.to/4coR8NS) (Amazon) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Chose economics for employability; enjoyed math. Joined insurance company. [05:18] Seeking and sharing financial knowledge through volunteering. [07:27] Entering adult world with financial challenges and responsibilities. [11:49] Identifying pillars for first generation wealth builders. Key Takeaways First Generation Wealth Building - Breaking the cycle of poverty Financial Literacy - Learning as you go Immigrant Experience - Pressure to succeed Family Financial Obligations - Balancing giving and personal goals Book Release - "Cultura and Cash" provides financial guidance First Gen Five - Focus on emergency fund, budgeting, debt payoff, credit, and investing Resources - Access book and connect with Giovanna Gonzalez Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Giovanna GonzalezCultura and Cashfirst-generation wealth builders
    International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024

    International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024

    Mar 19, 202418 min

    In this episode, Tiffany Grant shares her 2024 travel tips. After returning from her vacation and celebrating her birthday, Tiffany dives into how she manages to travel on a budget without compromising her financial goals. From budgeting and finding affordable accommodations to tips on booking flights, exploring local activities, and managing currency exchange, Tiffany's travel wisdom will inspire you to plan your next adventure without breaking the bank. So, tighten those purse strings and prepare for some invaluable travel advice from Tiffany. Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Budgeting is vital for celebrating life milestones. [05:14] Flexibly plan trips using calendar and Google flights. [06:28] Options for flights from North Carolina airports. [11:06] Avoid tourist hot spots, cook at home. [13:02] Benefits of immersing in a new culture. Key Takeaways Budgeting for Travel: Plan ahead, set limits, allocate funds. Affordable Accommodations: Airbnb, local connections, cost-sharing with others. Smart Flight Booking: Flexibility, layovers, airline points, multiple airports. Cost-Effective Activities: Local experiences, street vendors, homemade meals. Currency Considerations: Exchange rates, using local currency, staying informed. Immersive Travel: Engaging with locals, cultural experiences, avoiding tourist hotspots. International Travel on a Budget: Stretching funds, value for money, exploring abroad. Additional Links & Resources Google Flights (https://www.google.com/travel/flights) YNAB (https://www.ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Ask Tiffany Your Money Question (https://academy.moneytalkwitht.com/asktiffany) Making Travel a Financial Priority with Danielle Desir (https://moneytalkwitht.com/podcast/making-travel-a-financial-priority-with-danielle-desir-ep-10/) 2020 Travel Tips | Ep. 27 (https://moneytalkwitht.com/podcast/2020-travel-tips-ep-27/) The Grown-Up Gap Year With Stephanie Perry | Ep. 20 (https://moneytalkwitht.com/podcast/the-grown-up-gap-year-with-stephanie-perry-ep-20/) Buy or Transfer United MileagePlus Miles (https://united.elfm.net/eK0eGZ) Buy, Give & Transfer Hilton Honors Points - Hilton Honors (https://hilton.ijrn.net/moneytalk) <a...

    Tiffany GrantJamaicaNegril
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