Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Jun 13, 202311 min

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)? In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Accredited Financial CounselorCertified Financial Plannerfinancial counseling

The Great Resignation with Ashlee Marie | Ep. 144

Oct 7, 202227 min

Ashlee Marie joins Tiffany this week to talk all things 'Great Resignation' and how you should prepare for this exit in the long-term. About Our Guest Ashlee Marie is a SCORE mentor, workshop facilitator, and certified DEI Trainer & Life Coach! Most known as Coach A’ Marie, a results-oriented, & transformational coach who specializes in empowering women to win in their finances and life! Connect with Ashlee Marie Facebook: facebook.com/amarietalksback Instagram: @amarietalks Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Great ResignationAshlee MarieCoach A’ Marie

Managing Business Finances with Melissa Houston | Ep. 85

Jan 20, 202225 min

Tiffany sits down with Melissa who breaks down how to manage a business from an accounting perspective by recognizing profit from revenue. Melissa shares her tips on getting your books in order as a business owner and why every business owner needs a cash reserve. About Our Guest Melissa Houston is a CPA with over 20 years of experience. She is a Financial Strategist for CEOs where she helps successful business owners increase their profit margins so they keep more money in their pocket and increase their net worth. Melissa is a columnist at Forbes.com and the host of The Business Society podcast. Connect with Melissa Facebook: https://www.facebook.com/melissa.houston.1420354 Instagram: @melissahoustoncpa Twitter: @melissahcpa (https://twitter.com/melissahcpa) Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Melissa Houstonprofit vs revenuecash reserve

Start 2024 Right - Take Control of Your Finances With Tiffany's Year End Financial Checklist | Ep. 284

Dec 5, 202311 min

Have you achieved your financial goals this year? Join Tiffany Grant in her discussion of a year-end financial checklist to help you get a better understanding of your finances and plan for the future. In this episode, Tiffany will offer helpful advice on budgeting, taxes, debt management, employee benefits, and much more. Get proactive now and start making your own year-end financial checklist! Listen now to take control of your finances with Tiffany's expert tips! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you need help with your debt payoff plan, schedule a 15-minute consultation to see how Tiffany can help you! Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources Goals Resources Budgeting Resources This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

financial goalsbudget reviewemployee benefits

Building Generational Wealth Through Investing with Calvin Williams, Jr. | Ep. 24

Jan 16, 202021 min

In this episode, Tiffany sits down with Calvin Williams, Jr. owner of Freeman Capital. They discuss everything from post-slavery wealth in their families to real estate and changing the narrative for future generations. About Our Guest Calvin F. Williams, Jr. is the first black owner of an automated wealth management platform for retail customers. As the CEO and founder of FreemanCapital.co, he aims to empower millennials and the middle class with the tools to become wealthy. Williams’ years of financial service experience along with lessons inspired by his great-grandparents ignited the inception of FreemanCapital.co. They knew they couldn’t get ahead from saving alone, their money had to work harder for them, so they used their savings and purchased properties in Washington, DC. Before it was acceptable by people of color in the 1950s Freeman Capital is for all hardworking people looking for a better future. Freeman Capital has completed Google for Start-Ups, Greensboro’s Launch Program, and Charlotte’s City Startup Lab’s program where the company won ‘Best Technology Platform. The NC Idea Foundation awarded the platform a $50,000 seed grant and another $5,000 grant to seek investments through crowdfunding. FreemanCapital.co was also invited to be one of six companies to participate in the Capital Connects Venture event sponsored by the Greensboro Chamber of Commerce. Since age 12, Williams has had an entrepreneurial spirit starting his first business venture, a lawn care service. As a freshman at North Carolina Agricultural & State University, Williams began designing websites for non-profit organizations. After graduation, he started XMG Web Designs and built websites and web applications for numerous types of organizations over 9 years. During that time he was named the youngest 40 Leaders Under 40 by the Greensboro Business Journal and the Bryan School of Business at the University of North Carolina at Greensboro. Williams was a member of the City of Greensboro Planning Board and Joseph House. The Laurel, Maryland native enjoys spending time with his wife and son. He is an avid reader, enjoys traveling, snowboarding, Formula 1, and is a member of Alpha Phi Alpha Fraternity, Inc. Follow him on Instagram: http://www.instagram.com/freemancapital Follow him on Facebook: http://facebook.com/freemancapital Links Visit Calvin's website: https://freemancapital.co Want to catch Money Talk with Tiff live? There are three events coming up in the Greensboro, NC area! Please visit https://www.moneytalkwitht.com/events.html for more information. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Calvin Williams JrFreeman Capitalgenerational wealth

Social Security Disability with Spencer Bishins | Ep. 175

Dec 1, 202230 min

In this week's episode, Spencer Bishins joins Tiffany to share his expertise on social security disability, who qualifies and how people can take advantage of this. About Our Guest Spencer Bishins has a master’s degree from the London School of Economics, and a law degree from Florida State University. After law school, he worked in the private sector for two years prior to joining the Social Security Administration (SSA) in 2010. He worked at the Appeals Council for almost four years, reviewing thousands of disability decisions for compliance with SSA’s complex rules and procedures. He then worked at the hearing level for seven years, where he drafted almost 2,000 decisions for SSA Administrative Law Judges. After working for SSA for more than 10 years, he wanted to help demystify the complicated disability system. His first book, Social Security Disability Revealed: Why it’s so hard to access benefits and what you can do about it, explores the obstacles that disability claimants face as they try to access benefits. Connect with Spencer Bishins Facebook: https://facebook.com/bishinspublishing Twitter: @bishinspub Instagram: https://www.instagram.com/bishinspublishing/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Spencer BishinsSocial Security DisabilitySSDI

Be Goals Diligent with Charles Weems | Ep. 58

Apr 22, 202123 min

You will find many gems in this episode as Charles Weems, a successful entrepreneur, shares tons of his knowledge with Tiffany. About Our Guest Charles E. Weems III was born and raised in Decatur, Ga. He attended Columbia High School and received a full golf scholarship to Grambling State University in Grambling, Louisiana. While in school, Mr. Weems began his software engineering career by having the opportunity to work with university IT professionals to improve school-related software and work with the schools' web presence using technologies such as Adobe Flash. Upon graduating from college with a BS in Computer Science and Mathematics, he began his career at a small IT firm located in the Atlanta area as a junior software engineer specializing in web application development for government agencies. He also worked with smaller clients, building websites and tutoring students in mathematics. After learning more about business through relationships with other business owners, in 2006, Charles organized Weems Design Studio (WDS), starting with himself to offer his expertise in web design and software engineering to small firms. Mr. Weems has received many accolades from industry professionals for his expertise in software engineering, like being one of the first to implement HTML5 technology to design games that could be implemented on mobile devices and gaming consoles. Today, WDS has grown to a staff of 50+ people and expanded its services to include data analytics and bioinformatics. He has held a position as chairman of the board with Ga Tech's I3L organization, focusing on healthcare IT research. Most recently, Mr. Weems has received Class II Award with the GMSDC for companies that gross between $1M and $10M annually, Small Contractor of the Year for USDA for work with modernization, and nominated for the National award with the GMSDC. He has been featured in Black Enterprises Magazine, The Minority Business Development Agency (MBDA,) and TVOne online. He is married and has a little girl on the way. He enjoys golf, martial arts and loves the Marvel Cinematic Universe. Connect with Charles Linkedin: https://www.linkedin.com/in/charles-weems-iii-b9770634 Facebook: https://www.facebook.com/Azulaozhino/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Charles Weems IIIWeems Design Studiosoftware engineering

Goal Implementation: How to Actually Accomplish Your Goals | Ep. 196

Jan 24, 20237 min

Are you struggling to achieve your goals? In this episode, I'm going to share with you my top tips for goal implementation. Goal setting is great, but if you don't have a plan for how to actually accomplish your goals, then you're not going to get very far. So make sure to listen to this episode and put these tips into action! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Goal ImplementationSMART GoalsBudgeting

How I (Almost) Cash Flowed Braces | Ep. 4

Aug 8, 20197 min

This was a $5,000 unplanned expense that I almost panicked over! Has this ever happened to you? Did you have a big unplanned expense that came out of nowhere? It could completely derail your progress on your financial goals. Listen to how I made it work by using my company benefits and some clever financial hacks to get it to less than $2,000. Like what you heard? We are now on Patreon! Support the movement and become a Patron (https://www.patreon.com/moneytalkwitht) to get exclusive content and insider information! Links Visit our blog: www.moneytalkwitht.com Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

bracesFSAFlexible Spending Account

Wealth Management with Jamie Lima | Ep. 117

Jun 28, 202220 min

Jamie Lima joins Tiffany this week to share his knowledge on all things wealth management, covering everything from estate planning, retirement and tax management. About Our Guest Jamie Lima is the President of Woodson Wealth Management. Jamie’s career began with Morgan Stanley in 2006. He later joined Fidelity Investments in 2011, where he managed a $1 billion in assets of high-net worth families and businesses. During his tenure with Fidelity, he also spent several years coaching and training fellow associates nationally with a focus on the southern California region. To that end, he brings over 20 years of financial education and hands-on experience in the Financial Services industry. Jamie holds an MBA from National University in San Diego and has been a CERTIFIED FINANCIAL PLANNER™ for nearly a decade. Jamie loves helping his clients make complex financial decisions, and ‘making the puzzle pieces fit’ for them. “The Financial Planning process can seem like an overwhelming exercise, but it doesn’t have to be. My job is to ensure that my team and I are with our clients every step of the way. Our job is done when clients can easily understand and, more important, are able to explain their plan(s) to their loved ones. The pinnacle for me is creating a cohesive (and executable) plan, which every important stakeholder can follow and implement.” Outside of work, Jamie and his wife, Dawn, spend a lot of time in their Jeep off-roading, working around their farm in Ramona, CA and trying to keep up with their 5 (yes, 5!) kids. Connect with Jamie Instagram: https://www.instagram.com/jamiemlima/ Twitter: https://twitter.com/JamieMLima Facebook: https://www.facebook.com/Woodsonwm Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Jamie LimaWoodson Wealth Managementestate planning

How Much Does Your Credit Score Matter? | Ep. 217

Apr 5, 20236 min

Ever wondered, "Hey, does my credit score actually matter? Do I really need to care about it? Or is it just another number the world has cooked up?" Well, you're in luck! In this fun and informative episode, we explore the significance of your credit score and the various reasons behind its importance. From lending and financing to landing that dream job, we delve into how credit scores can impact different aspects of your life. Spoiler alert: It really does depend... But don't worry, we'll explain why! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Key Takeaways Credit score matters if one is looking for lending, financing or even a job; as employers may pull credit reports/scores. Insurance companies also use credit scores to determine rates. If one has all the stuff they need and isn't looking for financing or debt, then the credit score isn't too important. However, it's wise to maintain one's credit score anyway, as one never knows what they might need or want in the future. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - Money Talk With Tiff Twitter - @moneytalkwitht Instagram - @moneytalkwitht LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - Money Talk With Tiff Pinterest - @moneytalkwitht TikTok - @moneytalkwitht This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Credit ScoreLendingFinancing

Your Stewardship Circle: 4 People Who Keep You Growing Financially

May 14, 202610 min

You budget alone. Save alone. Stress alone. Then wonder why money still feels like a fight you never win. Stewardship was never designed to be solo. In this episode, I break down the 4 essential roles every person needs in their financial circle — the people who keep you honest, encouraged, focused, and humble: The Truth Teller — the one who reviews your numbers without flinching and tells you what you don't want to hear The Encourager — the one who celebrates the small wins so you don't quit before the breakthrough The Model — the one who's slightly ahead, who made the mistakes you're about to make and can show you the smoother path The Learner — the one you teach, because nothing clarifies your own system faster than explaining it to someone else I also share why stacking multiple roles onto one person destroys your circle — and how to intentionally curate relationships that actually sustain long-term financial growth. If your money journey feels isolated, exhausting, or stuck in shame, this episode is your invitation to build the community side of stewardship. 🎯 Find your starting point: moneytalkwitht.com/start 📚 The Stewardship Series — April/May 2026 #stewardshipcircle #financialaccountability #moneymanagement #personalfinance #budgeting #financialgrowth #stewardship #moneycommunity #accountabilitypartner #financialplanning #personalfinancepodcast #moneymindset #financialdiscipline #buildwealth #moneytalkwithtiff

Stewardship CircleTruth TellerEncourager

What You Need to Know About Insurance with Acquania Escarne | Ep. 18

Nov 14, 201921 min

Insurance, insurance, insurance! Join Tiffany as she talks insurance with Acquania Escarne, a licensed insurance agent. They discuss everything from term life to whole life and even long term care. Get your pen and paper ready for these gems! About our Guest Acquania Escarne is a financial coach, freelance blogger, and real estate investor committed to helping people find financial freedom and build generational wealth. As a financial coach, she equips her clients with "outside the box" finance tips and tricks people can incorporate in their daily lives in order to meet and exceed their financial and personal goals. Her coaching is individually tailored to address all financial situations. Also, through her website, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life. Her passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert T. Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since. She aspires to create generational wealth for her family, and has created multiple streams of income for her family to enjoy today! She still works a 9 to 5 but is counting down until the day her residual income provides enough money for all of her family’s needs. Follow her on Twitter: https://twitter.com/purpose_money Follow her on Instagram: https://www.instagram.com/thepurposeofmoney/ Links Visit Acquania's site: www.thepurposeofmoney.com Visit my site: https://www.moneytalkwitht.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Acquania Escarneterm life insurancewhole life insurance

The Ultimate Guide to Understanding and Utilizing Your 401K | Ep. 292

Jan 9, 202414 min

Ready to dive into the confusing world of 401Ks? Join Tiffany Grant in this must-listen podcast episode as she shares her conversation with a phlebotomist who sparked the topic. Tiffany discusses why 401Ks are essential to your total rewards package and how to utilize employer-matching contributions to build retirement savings. She decodes the tricky language of 401Ks, clears up misconceptions about vesting schedules, and offers valuable advice on whether to roll over your 401K or leave it with your previous employer. Don't miss out on this informative and eye-opening discussion to help you make the best decisions for your financial future! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - https://www.facebook.com/moneytalkwithT/ Twitter - https://twitter.com/moneytalkwitht Instagram - https://www.instagram.com/moneytalkwitht/ LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - https://www.youtube.com/c/MoneyTalkWithTiff Additional Links & Resources Retirement Planning Articles (https://moneytalkwitht.com/investing/retirement-planning/) Investing In Employee Benefits: How Employee Benefits Packages Boost Performance And Morale (https://moneytalkwitht.com/blog/employee-benefits-overview/) Employee Benefits Articles (https://moneytalkwitht.com/career/employee-benefits/) Capitalize - 401(k) Rollovers Made Easy (https://capitalize.sjv.io/moneytalk) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

401kEmployer MatchVesting Schedule

Stress-Free Student Loans: Everything You Need to Know to Manage Your Debt | Ep. 238

Jun 15, 202321 min

Are you struggling with managing student loan debt? Don't worry, you are not alone! Dorethia Kelly is here to help. In this episode, she shares her valuable insights on how to stay informed and prepared for when your student loan payment pause ends. From consolidating loans to staying up to date on current loan forgiveness programs, Dorethia provides the knowledge and tips needed to get ahead of your student debt. Get ready to take control of your student loan journey and start planning a brighter future today! About Our Guest Dorethia R. Kelly, MBA, is a nationally-recognized and award-winning financial expert and coach, specializing in helping ordinary people conquer their worst fears on the way to becoming debt free and financially independent. She is a personal finance and business coach, author, and CEO of #MoneyChat®. She is also the Founder and CEO of Work • Space • Spark, a career growth subscription box. Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial, and career goals with her coaching, keynotes, and online courses. A vibrant personality who takes the shame out of money convos, Dorethia explains financial terminology and complex financial concepts in easy-to-understand language—directing you each step of the way as you build a workable financial plan that guides you through every stage of life. Dorethia’s financial advice has been featured on Black Enterprise, CNBC, U.S. News, USA Today, Experian, and more. Connect with Dorethia Website: www.moneychatbook.com Twitter: @DorethiaKelly Instagram: @dorethiakelly Facebook: Dorethia Kelly Speaks Other Resources and Links Buy the book on Amazon (https://amzn.to/3JcM9Tq) Visit our website, www.moneytalkwitht.com, for more information and resources about student loans. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dorethia Kellystudent loansstudent loan forgiveness

Ask Us Anything Replay with Tiffany and Financial Gurus | Ep. 321

May 7, 202469 min

In this enlightening episode of "Money Talk With Tiff," hosts Tiffany Grant and Clifton Corbin, along with financial experts Gabe Walters, Deb Meyer, and Kelly Sjostrom, answer listeners' burning questions about personal finance, investing, and family budgeting. The episode serves as a powerhouse of actionable advice tailored to inspire and educate on achieving financial wellness and generational wealth. Live video: https://youtu.be/B7KV9MT7SFg Key Points Discussed Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout): Tiffany discusses the importance of money mindset and practical tools for tracking and budgeting. One-Page Financial Plan: Gabe Walters breaks down how to build a simplified financial plan that aligns with personal goals and offers steady support through his platform, Steady Worth. Holistic Financial Planning: Deb Meyer speaks on the nuances of planning for families and small business owners and the need for tailored financial advice. Raising Generational Wealth Summit (https://raisinggenerationalwealth.com/?affiliate=moneytalk1): Hosted by Clifton, this online event features over 20 experts discussing key strategies to foster financial literacy among families. Visit the site (https://raisinggenerationalwealth.com/?affiliate=moneytalk1) for more information. Practical Financial Experiences for Kids: Tiffany shares insights into teaching kids about money through real-life practices like checking accounts and sale shopping. Importance of Financial Communication: The episode highlights the necessity of open discussions about money within partnerships and families to foster a supportive community. Aligning Values and Spending: Gabe emphasizes matching spending habits with personal values, highlighted by practical examples including lifestyle choices like minimalism. Join "Money Talk With Tiff" on your favorite podcast platform. Don’t forget to subscribe and leave us a review if you found the insights valuable! Engage with us on our social media (@moneytalkwitht) for more updates and in-depth discussions about personal finance. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Tiffany GrantGabe WaltersDeb Meyer

Avoiding Costly Mistakes in Divorce with Nikki Tucker | Ep. 331

Aug 22, 202418 min

On today's episode, Tiffany Grant is joined by Nikki Tucker, a Certified Divorce Financial Analyst (CDFA), to discuss common financial mistakes to avoid during a divorce. Having recently gone through a divorce herself, Tiffany finds Nikki’s insights timely and invaluable. Together, they explore vital points such as the importance of organization, balancing reliance on attorneys, and understanding your financial position post-divorce. Check out the full show notes here: https://moneytalkwitht.com/podcast-show-notes/navigate-divorce-finances/ About our Guest Nikki Tucker, a Speaker and founder of The FIIRM Approach, is known as a problem solver since her experience and her time involves helping women strategically exiting their marriage and work on their new financial life post-divorce, as a Personal Financial Strategist. As a 20+ year financial professional, she firmly believes that all women deserve financial security and she enjoys teaching new ideas about money, and reinforcing sound ones. Nikki finds joy in connecting her clients to great resources to help them gain clarity, confidence and control of their finances through live workshops and digital resources. Connect with Nikki Website: https://thefiirmapproach.com/ Instagram: @thefiirmapproach (https://www.instagram.com/thefiirmapproach/) Facebook: The Fiirm Approach (https://www.facebook.com/thefiirmapproach) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Key Discussion Points Getting Organized Nikki emphasizes that one of the biggest mistakes is not being organized during a divorce. While organization doesn’t have a direct monetary cost, it impacts the overall cost and timeline of the divorce process. Having documents related to assets, especially your home, organized is crucial for smooth negotiations. Over-Reliance on Attorneys While attorneys are valuable, relying on them for every minor issue can quickly become expensive. Nikki suggests incorporating other support systems, such as therapists, divorce coaches, or a CDFA, to handle certain aspects of the divorce process more cost-effectively. Understanding Your Financial Position Understanding that your household income and financial dynamics will change post-divorce is imperative. Knowing your expenses relative to your income and planning accordingly is crucial. Emotional decisions can cloud financial judgment; having a clear financial...

Nikki TuckerTiffany GrantCertified Divorce Financial Analyst

Why You Shouldn't Rush Into Full-Time Entrepreneurship | Ep. 275

Oct 31, 202314 min

Are you thinking of quitting your job to become an entrepreneur? Don’t do it without proper financial planning! Hear from Tiffany, a former full-time employee who quit in 2019 after two years of working her business, Money Talk with Tiff, while also working a 9-to-5. Tiffany will share insights on balancing full-time work and starting a business, as well as how to finance everything when you decide to take the leap. She’ll dive into the repercussions of quitting your job too soon and provide advice on using your current income to invest in your business for more financial stability. Learn what it takes to truly build a successful entrepreneur career with Tiffany today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you need help talking through your entrepreneurship pivot, I would be happy to help! Be sure to book a consultation to see how I can help: https://academy.moneytalkwitht.com/15-minute-consultation Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

entrepreneurshipfull-time jobside hustle

Practical Tips for Financial Stability in Uncertain Times | Ep. 341

Oct 1, 202414 min

In this episode of "Tiffany's Take", Tiffany Grant delves into practical strategies to manage financial goals amidst economic uncertainties. A listener's question sparks an in-depth conversation on balancing budgeting, saving for emergencies, and investing for the future, even when expenses are high. Check out the full show notes: https://moneytalkwitht.com/financial-planning/get-help/stability-in-economic-uncertainty/ Key Takeaways Prioritizing Financial Goals List your financial goals according to urgency and importance. Focus on what's critical first—be it building an emergency fund, paying off debt, or investing. Resource: Goal Podcast Series (https://player.captivate.fm/collection/f541b716-4e97-4d19-b6da-a1e4d833877d) Creating a Flexible Budget Start with essentials like housing and utilities, then work down to other expenses. Implement the 50/30/20 rule or adjust percentages as needed. Resource: Budget Spreadsheet/Budgeting Blog Post (https://moneytalkwitht.com/blog/budgeting-basics/) Automating Savings and Investments Set up automatic transfers to make consistent contributions without temptation. Pay yourself first, a principle even small amounts can embody. Utilizing Financial Tools and Apps Budgeting apps like Mint, YNAB, or EveryDollar. Investment platforms such as Acorns for incremental investing. Resource: YNAB Affiliate Link (https://ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Staying Informed and Educated Stay updated on economic trends to adjust strategies. Example: Impact of changes in the Fed Funds Rate. Resource: Fed Funds Rate Explanation (https://youtube.com/live/P199rWAm-Zc) Building an Emergency Fund Aim for 3-6 months of living expenses, but smaller incremental goals are also beneficial. Understand the peace of mind savings accounts offer. Diversifying Investments Spread investments across different asset classes for risk mitigation and potential returns. Staying Motivated Break down goals into manageable tasks and celebrate small victories. Practice mindfulness and stress relief techniques to combat financial anxiety. Seeking Professional Guidance Consider consulting a financial counselor for personalized advice. Confidentiality in handling financial situations. Actionable Tips Start listing and prioritizing financial goals today. Use available tools and automation to simplify your financial management. Stay aware of economic changes and adjust your strategies accordingly. Resources Mentioned Goal Series Episodes/Blog Posts: https://player.captivate.fm/collection/f541b716-4e97-4d19-b6da-a1e4d833877d Budget Spreadsheet/Budgeting Blog Post: https://moneytalkwitht.com/blog/budgeting-basics/ Budgeting Apps: Mint, <a...

emergency fund50/30/20 ruleFed Funds Rate

Insights into Financial Health with Expert Justin Chastain | Ep. 346

Oct 17, 202417 min

In this insightful episode, Tiffany Grant welcomes Justin Chastain, a seasoned Certified Financial Planner (CFP) and Accredited Financial Counselor (AFC). With a blend of personal anecdotes and professional expertise, Justin shares his journey into the world of financial planning, punctuated by the emotional experiences that shaped his career path—most notably, the impactful lessons from his late mother. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-planning-with-empathy/ Key Topics Discussed Justin's Journey Justin's personal story and why he chose to become a financial planner. The emotional drive behind his mission to help others manage their finances. Living with Purpose The importance of aligning financial habits with personal values. The philosophy of “Don’t buy green bananas” and its meaning in financial planning. Mental and Physical Health The interconnectedness of mental, physical, and financial health. How life events can influence financial habits and the importance of balanced living. Choosing a Financial Planner Key questions to ask potential financial planners. Understanding fiduciary duty and transparency in financial advisory services. Insights for Financial Well-being Balancing debt freedom with living a fulfilling life. Strategies for ensuring your financial choices align with your life goals. Episode Highlights Justin emphasizes the importance of giving your dollar a purpose and empowering it to work for you. His expertise on making financial planning enjoyable and less daunting for clients. How to identify a trustworthy financial advisor and ensure their interests align with yours. Tiffany and Justin discuss the significance of being authentic both in life and in financial planning. Justin Chastain, CFP, AFC Email: [email protected] LinkedIn: Justin Chastain (https://www.linkedin.com/in/justin-chastain) Company: Parallel Financial Tiffany Grant Website: Money Talk With Tiff (https://www.moneytalkwitht.com) Social Media: @moneytalkwitht Additional Resources Learn more about financial planning at Parallel Financial (https://www.parallelfinancial.com) Subscribe to the podcast for more financial insights and advice. Don't forget to subscribe, rate, and review the Money Talk With Tiff podcast. Share this episode with friends and family who might benefit from Justin's valuable financial planning insights. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Justin Chastainfinancial planningCertified Financial Planner

Financial Planning