Overcome Difficult Conversations with Your Family - Learn About the Power of Writing a Love Letter | Ep. 282

Nov 28, 202316 min

Are you wondering how to talk to your family about important matters such as finances, values, and expectations? If so, this episode is for you! Jennifer Lee and Tiffany Grant discuss the powerful concept of writing a "family love letter" as an effective way to bring your family closer and share your wishes with them. Learn about Jennifer's touching story about her father's final conversation after being diagnosed with a brain tumor. Plus, find out how to get started on writing a family love letter easily with Jennifer's step-by-step “mad libs” style guide. Don't miss out! About Our Guest Jennifer Lee is the founder of Modern-Wealth; a Sarasota-based financial firm with a focus on helping individuals experiencing transition. Originally from Maryland, Jennifer brought her over 27 years (44 years if you count going into the office with her father as a child) of expertise in the financial services industry to Florida. Jennifer has found that a relationship with an advisor is most critical at the intersections in life where emotions collide with financial events. She enjoys facilitating her clients through challenges as they experience life’s upsets such as divorce, the loss of a spouse, or business to retirement transition. Whether you are experiencing divorce, a business client expanding or selling your operation, or a couple wanting to make sure they have provided for their family, Modern-Wealth may be a good fit. Jennifer provides a fresh perspective to the financial planning process by digging deep to understand what drives her clients. At Modern-Wealth, they build long-lasting relationships. As part of their process, they encourage clients to communicate their values to the most important people in their lives by writing a family love letter. This led her to write “Squeeze the Juice: Live With Purpose-Then Leave a Legacy.” Connect with Jennifer Facebook: Modern Wealth Invest Instagram: @modernwealthloveletter Book Website: squeezethejuicebook.com Main Website: modernwealth.com Connect with Tiffany Website: moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources Purchase Jennifer Lee's Squeeze The Juice Book How Generational Wealth Can Really Impact Your Family's Future Success Entreprenuership and Generational Wealth with Russell Fugett Building Generational Wealth Through Investing with Calvin Williams, Jr. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

family love letterfinancial planningestate planning

Understanding Whole Life vs Term Life Insurance with LaDarris Hunt | Ep. 381

Jun 19, 202521 min

In this lively and eye-opening conversation, Tiffany sits down with LaDarris Hunt, a seasoned life insurance expert, to break down the basics—and the big differences—between term and whole life insurance. Whether you think you’ve heard it all before or you’re just now considering coverage, this episode covers what you really need to know about protecting your loved ones, building generational wealth, and making the smartest insurance choices for your life stage. What You’ll Learn What is Life Insurance, Really? LaDarris defines life insurance in simple terms: it’s all about transferring risk from you to the insurance company so your loved ones are protected financially if the unthinkable happens. Term vs. Whole Life Insurance, Demystified Learn the fundamental differences:Term life: Like renting coverage—good for set periods; great for providing income replacement while you have big financial responsibilities. Whole life: A permanent policy with a guaranteed payout; builds cash value and is best for final expenses or leaving a legacy. Who Needs What—And When Tips on which type of policy might fit you best at different life stages, whether you’re a single young adult, a new parent, or nearing retirement. Cash Value: The Good, the Bad, and the Truth LaDarris debunks some common confusion about cash value in life insurance—especially what whole life policies can (and can’t) do for you. Why Your Insurance Carrier Matters An eye-opening story highlights the real-world impact of choosing a mutual company versus a stock company, especially in historically underserved communities. The Power of Working With an Independent Agent Find out why shopping around—rather than sticking with a single carrier—can make all the difference for your family’s financial future. Connect with LaDarris Hunt Website: https://ladarrishunt.com/ Connect with Tiffany Website: https://moneytalkwitht.com Follow Tiff on all platforms: @moneytalkwitht Don’t Forget If you enjoyed this episode, make sure to subscribe and tune in every Thursday for the latest practical money lessons, personal finance tips, and candid conversations!

LaDarris Huntterm life insurancewhole life insurance

Debt Payoff Planning with Brady Benware and Chris Schuermeyer | Ep. 105

May 24, 202224 min

The co-creators of the Debt Payoff Planner app, Brady and Chris join Tiffany in this episode to share how and why they started their app, and how this can help you in your journey to debt-freedom! About Our Guests Brady and Chris are the co-creators of the Debt Payoff Planner app, which has helped over one million people create a plan to become debt-free and then stick to it. Debt Payoff Planner has had several appearances on Good Morning America and was the 2021 Best Debt Management app award winner from the Motley Fool. Brady and Chris believe that apps like Debt Payoff Planner and the continued blending of software automation, personal finance, and human psychology will unlock new levels of financial freedom for millions more and they are passionate about making that a reality. Connect with Brady & Chris Twitter: https://twitter.com/debtplanner Instagram: https://www.instagram.com/debtpayoff/ Facebook: https://www.facebook.com/debtpayoff/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Debt Payoff PlannerBrady BenwareChris Schuermeyer

Tips for Managing Boomerang Kids and Family Finances | Ep. 339

Sep 24, 20248 min

In this episode of Money Talk with Tiff, Tiffany Grant dives into the increasingly common phenomenon of boomerang kids—young adults who return to live with their parents after a period of independence. Tiffany answers a listener's question about what boomerang kids are and explores the financial and emotional implications of this living situation for both parents and young adults. She provides valuable advice on setting clear boundaries, creating financial plans, encouraging independence, balancing support with responsibility, and maintaining open communication. Whether you're a parent or a boomerang kid yourself, this episode is packed with practical tips and insights to help navigate this family dynamic smoothly. For full show notes: https://moneytalkwitht.com/financial-planning/teaching-kids/boomerang-kids-strategies/ Episode Highlights Introduction to Boomerang Kids: Understanding who they are and why this phenomenon is becoming more common. Financial Impact on the Family: How having boomerang kids can affect the family's finances and what parents can do to manage this. Tips for Parents and Boomerang Kids Set Clear Boundaries: Importance of establishing expectations and ground rules early. Create a Financial Plan: Encouraging boomerang kids to have clear financial goals and timelines. Encourage Independence: Helping young adults work towards regaining their independence. Balance Support with Responsibility: Finding a balance between offering financial help and ensuring accountability. Open Communication: Keeping the dialogue open to address concerns and adjust plans. Strengthening Family Bonds: Viewing the situation as an opportunity to strengthen family relationships and teach valuable financial lessons. What's Next? If you have a financial question you'd like Tiffany to answer, visit: www.moneytalkwitht.com/asktiffany (http://www.moneytalkwitht.com/asktiffany). Share your experiences with boomerang kids by reaching out to Tiffany on social media @moneytalkwitht or via email. Don’t forget to subscribe and leave a review if you enjoyed today’s episode. Follow Tiffany Grant Website: moneytalkwitht.com (http://moneytalkwitht.com) Social Media: @moneytalkwitht Support this Podcast (https://moneytalkwitht.com/donate) Thank you for tuning in to Money Talk with Tiff. Until next time, spend wisely and take care! Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

boomerang kidsfamily financesfinancial planning

Exploring Life Settlements with Rob Haynie | Ep. 352

Nov 7, 202422 min

Join Tiffany Grant as she dives into the fascinating world of life settlements with industry expert Rob Haynie. In this episode, Rob demystifies life settlements, explaining how they work, who can benefit from them, and the financial and legal implications involved. You'll learn about the process from both the seller’s and the buyer’s perspectives, providing you with a comprehensive understanding of this lesser-known financial strategy. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-settlement/ Key Discussion Points What is a Life Settlement? Rob provides a thorough explanation of life settlements, highlighting its benefits and the scenarios where this option might be useful. Legal and Ethical Considerations: Rob discusses the regulatory environment surrounding life settlements and emphasizes the importance of ethical practices in the industry. Types of Policies Eligible for Life Settlements: Learn which types of life insurance policies qualify for life settlements and the conditions under which they might be sold. The Buyer’s Perspective: Rob sheds light on what happens to a life insurance policy once it's sold, including potential investors and their interests. Practical Uses for Life Settlement Funds: Tiffany and Rob discuss real-life examples of how individuals have used the funds from life settlements to enhance their quality of life. Connect with Rob Phone: 954-599-4433 Email: [email protected] Website: www.lisettlements.com (http://www.lisettlements.com) C (http://www.lisettlements.com)onnect with Tiffany Website: www.moneytalkwitht.com (http://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT For more personal finance tips and discussions, be sure to subscribe to the Money Talk With Tiff podcast and leave a review to let us know what you think! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Life SettlementsRob HaynieLife Insurance

Mini Talk: The Baby Emergency Fund | Ep. 8

Sep 5, 20195 min

Enjoy this mini-episode about the baby emergency fund while Tiffany attends FinCon 2019! Emergency funds are so important to protect you from a detrimental financial crisis. Tiffany uses Ally Savings (https://www.ally.com) to house her emergency fund to take advantage of their higher-than-average interest rates. Do you have an emergency fund? What are you waiting for? Let's get it done! Links Visit our blog: www.moneytalkwitht.com Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Emergency FundBaby Emergency FundAlly Bank

Tiffany's Take: Smart Goals | Ep. 190

Jan 10, 20239 min

In this episode, Tiffany shares her tips on how to set SMART goals. Making goals that are Specific, Measurable, Achievable, Relevant and Time-bound is a great way to make sure you're always moving forward in your life - and it's especially important when it comes to your money! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

SMART goalsfinancial goal settingcredit card debt

Supreme Court Rules Out Federal Student Loan Cancellation: What You Need To Know | Ep. 243

Jul 4, 202314 min

Feeling overwhelmed by your student loans? Don't worry - we've got you covered! Join Tiffany Grant as she breaks down the recent Supreme Court rulings, helping you understand your loan repayment options and guiding you through the best way to tackle your student loan debt. She'll explain how to assess your current financial situation, communicate with your servicer, explore loan forgiveness programs, and pay down as much of your debt as possible before September 1st. So join us and learn how to manage your student loans - before it's too late! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources https://studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info Stress-Free Student Loans: Everything You Need To Know About Managing Your Debt | Ep. 238 My School Lost Accreditation, Now What? | Ep. 13 This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Supreme Courtstudent loan cancellationfederal student loans

Why Everyone Needs an Estate Plan With Elizabeth Acevedo | Ep. 361

Dec 19, 202413 min

In this insightful episode of Money Talk With Tiff, Tiffany Grant sits down with estate planning expert Elizabeth Acevedo to dissect the intricacies of estate planning. Whether you're new to the concept or looking to refine your existing plans, this episode is packed with essential tips and common pitfalls to avoid. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/demystifying-estate-planning/ Takeaways Estate planning is essential for everyone, regardless of wealth, to ensure your wishes are honored. Many people mistakenly believe estate planning is only for the wealthy or complex situations. It's crucial to participate actively in the estate planning process to avoid confusion later. Having a complete list of assets and liabilities is vital for effective estate planning discussions. Choosing trusted individuals to make decisions on your behalf is a significant aspect of estate planning. Estate planning can be straightforward, and professionals can help simplify the process for you. Resources Weinstock Manion Law Firm (https://www.weinstocklaw.com/) - Learn more about Elizabeth Acevedo’s work and how to contact her. Connect with Tiffany Website: Money Talk With Tiff (https://www.moneytalkwitht.com) Social Media: Follow @MoneyTalkWithT on all platforms Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Estate PlanningElizabeth AcevedoTiffany Grant

Death is Expensive: Why We Need to Talk Life Insurance | Ep. 374

Apr 10, 202519 min

In this insightful episode of Money Talk With Tiff, host Tiffany Grant is joined by Basiliso Moreno to tackle the often delicate topic of discussing life insurance with loved ones. They dive into the challenges faced in having these important conversations, especially within black and brown communities, where such discussions might be met with skepticism or anxiety. Basiliso shares his personal experiences with life insurance and offers practical tips for initiating and navigating these discussions, including role-playing and addressing underlying anxieties or hesitations that family members might have. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-insurance-conversations/ Takeaways Life insurance can be a touchy topic, but it's crucial to discuss openly with loved ones. Initiating conversations about life insurance without making it feel ominous is key to family comfort. Understanding the true cost of death can motivate families to prioritize life insurance discussions. Role-playing conversations about life insurance can help ease anxiety and make the discussions smoother. Connect with Basiliso Moreno Website: basmorenoconsulting.com (https://basmorenoconsulting.com/) Social Media: Instagram, Threads, TikTok at Bass Moreno Consulting Tune in every Thursday for new episodes of Money Talk With Tiff, where Tiffany Grant shares her financial expertise and insightful conversations with guests. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Life InsuranceBasiliso MorenoTiffany Grant

Investment Pitfalls to Avoid | Ep. 351

Nov 5, 202410 min

In this episode of Money Talk with Tiff, Tiffany Grant delves into the common investment mistakes that can hinder your financial growth and how you can avoid them. Tiffany discusses the importance of diversification, avoiding emotional investments, the pitfalls of trying to time the market, and much more. If you're looking to stabilize your returns and enhance your investment success, this episode will provide you with valuable insights and strategies. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/common-investment-mistakes/ Key Points Discussed Lack of Diversification Avoid putting all your money into one investment or asset class. Spread investments across different asset classes and even international opportunities to mitigate risk and stabilize returns. Emotional Investing Don't make investment decisions based on emotions such as fear or greed. Develop a clear investment plan and stick to it irrespective of market conditions. Trying to Time the Market Predicting market highs and lows is incredibly challenging. Focus on a consistent investment strategy like dollar-cost averaging to reduce impact of market volatility. Neglecting Research Understand the fundamentals of assets or the market before investing. Educate yourself through financial news, market trends, educational courses, and podcasts. Ignoring Fees and Costs Be aware of management fees, trading costs, and other charges that can eat into your returns. Seek low-cost investment options and compare fees across different platforms. Not Having a Plan Define your financial goals and create a strategy to achieve them. Regularly review and adjust your plan to stay aligned with your objectives and risk tolerance. Ignoring Risk Tolerance Assess your comfort level with risk before investing. Choose investments that match your risk profile and adjust your portfolio accordingly. Resources Mentioned Unlocking the Potential of Financial Planning with Empathy and Strategy | Ep. 346 (https://moneytalkwitht.com/podcast-show-notes/financial-planning-with-empathy/) Connect with Tiffany Website: moneytalkwitht.com (https://moneytalkwitht.com) Instagram: @MoneyTalkWithT (https://instagram.com/moneytalkwitht) Twitter: @MoneyTalkWithT (https://twitter.com/moneytalkwitht) Facebook: @MoneyTalkWithT (https://facebook.com/moneytalkwitht) Have a question for Tiffany to answer on the podcast? Submit it at moneytalkwitht.com/asktiffany (https://moneytalkwitht.com/asktiffany) Don't forget to like, subscribe, review, and share the podcast. Rate the podcast to help others find and benefit from the content. Thank you for joining us for this week's episode. Remember, investing is a journey of continuous learning. By avoiding common investment mistakes and adopting a disciplined, informed approach, you can achieve your financial goals. Until next time, spend wise by spending less than you make—a word...

DiversificationEmotional InvestingMarket Timing

Behavioral Investing with James Woodall | Ep. 129

Aug 4, 202217 min

About Our Guest James Woodall recalled being frustrated at not knowing who or where to turn to for answers on personal finance as he wrestled with issues like taxes, investments, company-provided benefits, insurance etc. He turned to friends and looking back, was lucky to not derail his investment accounts with some of the suggestions that he was getting. This is what got him started on his personal finance journey – by reading everything he could lay his hands on (some great, some not so great, some just completely off) and by explaining these concepts to anybody that would listen. He made it his goal to simplify wealth management and take the stress out of retirement planning. Before starting Woodall Wealth Management, James Woodall worked for a well-known mutual fund and brokerage firm where he talked to thousands of clients and worked on hundreds of thousands of accounts, showing him what worked and what didn’t. This led James to design a firm to serve successful families looking for advisors that they want to build a deep relationship with and understand their needs. James earned a Bachelor’s of Science degree in International Economics from Texas Tech University and was trained in Financial Planning at Southern Methodist University. In addition to passing the Certified Financial Planner (CFP®) exam, Uniform Investment Adviser Law (Series 65) exam and the General lines - Life, Accident, Health and HMO Insurance exams. Connect with James Website: woodallwealthmanagement.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Behavioral InvestingJames WoodallWoodall Wealth Management

What Is A CFA? Understanding Chartered Financial Analysts And How They Help | Ep. 271

Oct 12, 202324 min

Are you curious about what a CFA is all about? Joel Bernardin, CFA, gives you an exclusive look into the world of Chartered Financial Analysts and explains how they help investors make informed decisions. Hear from Joel about the critical roles CFAs play in today's markets and gain valuable insight into this respected professional designation. Don't miss out on this great opportunity to learn from an experienced leader in the industry! About Our Guest Joel Bernardin is an accomplished financial expert with a remarkable story to share. He holds a Bachelor's Degree in Applied Mathematics and Statistics, an MBA in Finance, the Chartered Financial Analyst Designation from the CFA Institute, and even a Certificate in Performance Measurement from the CFA Institute. His success is even more impressive when you take into account that he's 100% debt-free - no car payments, no credit card payments, and certainly no student loans! Joel comes to personal finance conversations with enthusiasm and empathy, ready to share his wealth of knowledge and experience with his audience. Connect with Joel Twitter: @debtfreejoel Instagram: @debtfreejoel Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

CFAChartered Financial AnalystCFA Institute

International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024

Mar 19, 202418 min

In this episode, Tiffany Grant shares her 2024 travel tips. After returning from her vacation and celebrating her birthday, Tiffany dives into how she manages to travel on a budget without compromising her financial goals. From budgeting and finding affordable accommodations to tips on booking flights, exploring local activities, and managing currency exchange, Tiffany's travel wisdom will inspire you to plan your next adventure without breaking the bank. So, tighten those purse strings and prepare for some invaluable travel advice from Tiffany. Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Budgeting is vital for celebrating life milestones. [05:14] Flexibly plan trips using calendar and Google flights. [06:28] Options for flights from North Carolina airports. [11:06] Avoid tourist hot spots, cook at home. [13:02] Benefits of immersing in a new culture. Key Takeaways Budgeting for Travel: Plan ahead, set limits, allocate funds. Affordable Accommodations: Airbnb, local connections, cost-sharing with others. Smart Flight Booking: Flexibility, layovers, airline points, multiple airports. Cost-Effective Activities: Local experiences, street vendors, homemade meals. Currency Considerations: Exchange rates, using local currency, staying informed. Immersive Travel: Engaging with locals, cultural experiences, avoiding tourist hotspots. International Travel on a Budget: Stretching funds, value for money, exploring abroad. Additional Links & Resources Google Flights (https://www.google.com/travel/flights) YNAB (https://www.ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Ask Tiffany Your Money Question (https://academy.moneytalkwitht.com/asktiffany) Making Travel a Financial Priority with Danielle Desir (https://moneytalkwitht.com/podcast/making-travel-a-financial-priority-with-danielle-desir-ep-10/) 2020 Travel Tips | Ep. 27 (https://moneytalkwitht.com/podcast/2020-travel-tips-ep-27/) The Grown-Up Gap Year With Stephanie Perry | Ep. 20 (https://moneytalkwitht.com/podcast/the-grown-up-gap-year-with-stephanie-perry-ep-20/) Buy or Transfer United MileagePlus Miles (https://united.elfm.net/eK0eGZ) Buy, Give & Transfer Hilton Honors Points - Hilton Honors (https://hilton.ijrn.net/moneytalk) <a...

Tiffany GrantJamaicaNegril

Staying On Track Financially This Holiday Season | Ep. 279

Nov 14, 202314 min

In this lively episode, financial guru Tiffany Grant shares her top tips for avoiding holiday spending pitfalls. With humor and straight talk, Tiffany outlines simple budgeting tricks, like saving small amounts monthly, prioritizing your gift list, and avoiding impulse buys. Her creative gift ideas, like homemade presents and shared experiences, provide thoughtful alternatives to overspending. Tiffany reminds us that quality time with loved ones is the greatest gift of all. Tune in for practical advice to keep your finances on track this holiday season. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect With Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources Budgeting Basics: How to Make a Personal Budget That Works For You This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Holiday SpendingBudgetingGift Ideas

Real Estate Investing with Joshlyn Ross | Ep. 46

Jul 30, 202034 min

Did you know there are many different ways to invest in real estate? Tiffany and Joshlyn talk about home buying, private and public REITs, Fundrise, and pooling money together to buy property with family and friends. They also talk about how Joshlyn paid off $70,000 in debt in 1 1/2 years! About Our Guest Joshlyn Ross is a Homebuying Consultant & Podcaster with a personal mission to help 50 people purchase their first home within the next 365 days. She knows how overwhelming the process can be because she went through it. After looking at homes for several months, she found herself frustrated at the fact that her financial report card continued to hold her back from each dream home she submitted an offer for. Eventually, she created and implemented a plan to not only pay off her student loan debt but also to diversify her passive income streams with real estate investment trusts (REITs). Her initial goal was to pay off her debt in 2 years but with focus and execution, she was able to pay everything off in 1.5 years. She is now debt-free and wants to empower other aspiring homebuyers to take control of their finances so that they can begin to build generational wealth. Follow her on Instagram: www.instagram.com/realestatepreppod Follow her on Facebook: www.facebook.com/realestatepreppod Links Joshlyn's Website: www.realestatepreppod.com Fundrise: https://fundrise.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Joshlyn RossReal Estate InvestingREITs

The Most Effective Way to Tackle Your Financial Goals | Ep. 193

Jan 17, 20238 min

Are you feeling overwhelmed by your financial goals? Check out this episode for the most effective way to tackle your money goals and get on track to reaching them! You'll learn how to create a plan, set priorities, and make progress toward your targets. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

SMART goalsshort-term goalslong-term goals

Event Planning on a Budget with Nikki Byrd | Ep. 42

Jun 25, 202024 min

In this episode, Tiffany sits down with event planning extraordinaire Nikki Byrd to pick her brain on event planning, especially amid a crisis. They talk about how event planners are essential to saving money. About Our Guest Nikki Byrd is the proud owner of Byrd Nest Events and Design LLC. They are a full-service event planning and design company located in Winston-Salem, NC. They love showing you how to have your Rainbows 🌈 and Unicorns 🦄. They welcome the opportunity to help couples manage the most important day of their lives. Nikki is a graduate of QC Event Planning. She has studied at the Art Institute of Pittsburgh for interior design. She has 3 grown children, a partner of 19 years, and eight grandchildren. Byrd Nest Events and Design LLC. seeks to provide the best client experience possible. So come fly over to our nest! Follow her on Instagram: https://www.instagram.com/byrdnestevents Follow her on Facebook: https://www.facebook.com/byrdnestevents Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Nikki ByrdByrd Nest Events and Design LLCWinston-Salem

Saving For Your Kids with Sarah Holden | Ep. 107

May 31, 202218 min

Sarah Holden joins Tiffany again in this episode to break down 529 Plans, going over everything you need to know about getting started with saving for your kid's future. About Our Guest Sarah Holden is Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI), the leading association representing regulated funds globally, including US mutual funds and exchange-traded funds (ETFs). Sarah has a Ph.D. in economics and has studied retirement trends and policy, as well as the behavior of investors, for decades. She uses humor and plain English to make retirement and investment concepts clear. Connect with Sarah Linkedin Episode Resources 529 Plans 529 Search & Comparison Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

529 PlansSarah HoldenCollege Savings

Investing 101: What Are The Tax Implications Of Different Investment Types? | Ep. 247

Jul 18, 202311 min

Ready to get the lowdown on taxes and investments? In this episode, Tiffany breaks down different types of investments, explains the tax implications for each type, and offers strategies to manage or reduce your tax obligations. You'll learn about qualified and non-qualified investments, long-term capital gains tax vs. short-term taxes, and much more. Tune in now to finally understand taxes on investments! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Resources Visit our website: https://moneytalkwitht.com Capital Gains (https://moneytalkwitht.com/blog/capital-gains/) (article that explains capital gains) Trusted tax professionals Camari Ellis EA, Philly Tax Team - https://www.phillytaxteam.com/ Ronnie Goode CPA, Rhythm Accounting - https://www.rhythmaccounting.com/ Amber Whitehead-Gabourel EA, Whitehead Tax & Financial Services - https://www.whiteheadtax.com/ Be sure to tell them Money Talk With Tiff sent you! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

capital gains taxlong-term capital gainsshort-term capital gains

Financial Planning