Episode•January 24, 2023•7 min

Goal Implementation: How to Actually Accomplish Your Goals | Ep. 196

Are you struggling to achieve your goals? In this episode, I'm going to share with you my top tips for goal implementation. Goal setting is great, but if you don't have a plan for how to actually accomplish your goals, then you're not going to get very far. So make sure to listen to this episode and put these tips into action! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Key Takeaways

1
Budget allocation is the cornerstone of goal implementation
Review your budget to identify what's left after all mandatory, fixed, and variable expenses
Allocate remaining funds directly to your specific goal in the budget
If implementing correctly, failure becomes impossible because you've specified exactly how you'll achieve it
2
Allocate the specific resources needed for each goal
For financial goals: allocate money in your budget
For time-based goals like reading 24 books: allocate time in your schedule
For fitness goals: allocate both time and possibly money for gym memberships or equipment
3
Start with one goal if you're new to implementation
Focus on a single goal rather than multiple goals simultaneously when beginning
Examples include building an emergency fund, investing weekly, or paying off one debt
Build the habit of implementation before expanding to multiple goals
4
Break down overwhelming goals into small, actionable steps
Don't get discouraged by big numbers or long-term goals
Take small steps daily toward the larger goal
Nothing happens overnight - consistent small actions lead to eventual success

Intro

This episode focuses on goal implementation - the critical step that comes after goal setting. Tiffany explains why people often fail at their goals and provides practical strategies for actually accomplishing them.
Tiffany Grant is a financial coach and host of the Money Talk with Tiff podcast, where she answers listener-submitted money questions every Tuesday.

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– Why Implementation Matters

Tiffany explains that goal setting is common, but implementation is where people get stuck. Many create vision boards and SMART goals but forget about them by year's end.

You can make all the goals in the world you want, but if you are not implementing, guess what? What's the point, right?

– Budget-First Approach to Financial Goals

The first step is reviewing your budget to identify remaining funds after all expenses. This leftover amount gets allocated to your goal.

Budgets are like the cornerstone of financial wellness, I promise.

When you implement goals correctly, you literally can't fail because you've specified exactly how you'll achieve them.

– Resource Allocation Beyond Money

For non-financial goals, identify and allocate the necessary resources. Tiffany's goal to read 24 books requires allocating time in her schedule.

You have to look at whatever resource you need in order to make that thing happen... and make sure that you allocate that to that goal.

Fitness goals may require allocating both time and money for gym memberships or equipment.

– Avoid Overwhelm: Take Small Steps

Don't get discouraged by big goals or long timelines. Break them into manageable daily actions.

Nothing happens overnight. I always say, seize it and conquer Rome in a day.

If you created a good SMART goal, you'll know exactly when you'll achieve it through consistent small steps.

– Start Today - No Perfect Time Required

It's no time like the present. So what? You missed the first of the month. Whatever. Today is your first of the month. Go make it happen.

Resources

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Topics

goal settinggoal implementationbudgetingfinancial planningproductivitySMART goalstime managementpersonal financeaccountability