Money Talk With Tiff
ExplorePodcast overview and latest content
EpisodesBrowse the full episode archive
TopicsDiscover episodes by category
PostsBrowse published articles & write-ups
Preorder the book
Main Site

Podcast

  • Explore
  • Episodes
  • Topics
  • Posts

Topics

  • Personal Finance
  • Budgeting
  • Entrepreneurship
  • Financial Education
  • Financial Planning
  • Money Mindset
  • Financial Literacy
  • Debt Payoff

Recent Episodes

  • Why I Delete Most Guest Interviews
  • Why Strategic Rest Beats Hustle Culture
  • The Biggest Money Myth High Schoolers Believe
  • Financial Social Worker Explains Why Your 'I Don't Have Enough' Is Usually Wrong
  • I Almost Lost My Life Insurance Over an ACH Error — What We Learned

Links

  • Apple Podcasts
  • Spotify
  • YouTube
  • Overcast
  • Amazon Music
  • Preorder the book
  • Main Site

About

Money Talk With Tiff

Money Talk With Tiff

    All Episodes

    409 episodes

    How Business Owners Can Get Grant Ready with Stormi Banks | Ep. 369

    How Business Owners Can Get Grant Ready with Stormi Banks | Ep. 369

    Feb 20, 202512 min

    In this exciting episode of the Money Talk With Tiff podcast, Tiffany Grant is joined by grant expert Stormi Banks, founder of Pink Print Firm. Together, they delve into the essential steps business owners need to take to become grant-ready and secure funding opportunities. Stormi shares her valuable insights on business registration, digital presence, grant proposals, and establishing a business bank account. She also explains the types of grants available, ranging from micro-grants to those from major corporations, and highlights the importance of having a certified grant writer on board. Listen in to learn more about how Pink Print can assist small businesses in accessing funding without adding financial burdens. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/get-grant-ready-guide/ Takeaways To get grant-ready, business owners need to have their business registered, either as a nonprofit or for-profit entity. This registration opens up a world of grant opportunities. Having a solid online presence is essential; creating social media accounts and a simple website helps showcase your mission and connect with potential funders. Crafting a compelling grant proposal is key; it’s less about a business plan and more about telling your unique story to grab attention from grantors. A business bank account is non-negotiable for receiving grants; funders only transfer money to business accounts, not personal ones, so set it up right away! There's a wide range of grants available, from small micro-grants of $500 to larger ones that can reach up to $500,000, depending on your business status and needs. Minority certifications can help access specific grants, but they're not essential to start applying; focus on getting your business ready first. Resources Mentioned Pink Print Firm (https://pinkprintfirm.com/): A full-service grant writing agency founded by Stormi Banks, helping small business owners access non-dilutive, debt-free funding. Galaxy of Stars Grant (https://galaxyofstars.org/galaxy-grants/): An easy-application grant with a prize of $2,450. Join Tiffany Grant every Thursday for a new episode of Money Talk With Tiff, and catch up on previous episodes at moneytalkwitht.com (http://moneytalkwitht.com). Follow Tiffany on all social media platforms @moneytalkwitht for more money tips and insights. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Stormi BanksPink Print Firmgrant writing
    Importance of Financial Intimacy in Relationships with Ashley Silberfeld | Ep. 368

    Importance of Financial Intimacy in Relationships with Ashley Silberfeld | Ep. 368

    Feb 14, 202516 min

    In this episode of Money Talk With Tiff, Tiffany Grant welcomes Ashley Silberfeld, a partner at Blank Rome and a seasoned divorce lawyer, to explore the concept of financial intimacy. Ashley provides insights into why financial intimacy is integral to a healthy relationship, especially in the context of marriage in California where financial transparency is crucial by law. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-intimacy/ Takeaways Financial intimacy is all about open and honest conversations regarding your finances with your partner. Knowing where your partner keeps their financial information is crucial to maintaining trust and intimacy. Having regular 'money dates' can help couples stay aligned financially and build intimacy over time. If your partner keeps financial secrets or avoids questions about money, that's a big red flag! It's important to discuss financial circumstances early on in a relationship to avoid future surprises. Lack of transparency in finances is a major contributor to relationship issues and can lead to divorce. Connect with Ashley Silberfeld Ashley is a partner at Blank Rome (https://www.blankrome.com/), and you can find her on LinkedIn (https://www.linkedin.com/in/ashley-silberfeld-3a5045111) for further assistance with legal matters. Connect with Tiffany Website: https://moneytalkwitht.com @moneytalkwitht on all social media platforms Financial intimacy is essential for a successful partnership, and this episode provides valuable insights and tips for ensuring transparency and trust in financial dealings within a relationship. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Financial IntimacyAshley SilberfeldBlank Rome
    Product Development Insights from Amy Vale | Ep. 367

    Product Development Insights from Amy Vale | Ep. 367

    Feb 6, 202514 min

    In this episode of Money Talk with Tiff, Tiffany Grant sits down with Amy Vale, the innovative founder behind For the Cubs. Amy shares the heartfelt inspiration and meticulous process behind creating her product-based business with a cause, focusing on her hero product, the weighted bear named Percy. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mastering-product-development/ Takeaways The podcast features Amy Vail, who shares her inspiring journey of starting a product-based business for a meaningful cause. Percy, the weighted bear, is designed to mimic a hug and provide emotional support through deep pressure therapy. Developing a product takes time and numerous iterations to ensure it meets the needs of customers effectively. Customer feedback is crucial; it helps entrepreneurs pivot and refine their products based on real-world experiences. Starting a business requires humility and the willingness to adapt constantly to feedback and changing circumstances. Creating a character like Percy involved thoughtful design and emotional connections that resonate with both children and adults. Resources forthecubs.com (https://forthecubs.com) moneytalkwitht.com (https://moneytalkwitht.com) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Amy ValeFor the CubsPercy the weighted bear
    Why You Should Plan Your Business Exit Now with Adam Koos | Ep. 366

    Why You Should Plan Your Business Exit Now with Adam Koos | Ep. 366

    Jan 30, 202517 min

    In this episode of Money Talk With Tiff, Tiffany Grant is joined by Adam Koos to discuss the often overlooked topic of exit planning for business owners. Adam emphasizes the importance of preparing for the eventual transition of one's business, whether that means selling it, passing it to a family member, or another form of exit. Adam shares that one of the biggest mistakes business owners make is starting too late on their exit strategy. He dives deep into what exit planning entails, how business owners can begin thinking about it regardless of where they are in their business journey, and the critical steps to take. From succession planning, valuation of the company, preparing for potential unplanned events such as illness or disability, to ensuring the business is scalable and attractive to potential buyers, Adam covers key elements that need attention. Through actionable insights and real-world examples, Adam shares why and how business owners should start planning their exit strategy today to maximize the future value and ensure a seamless transition. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/business-exit-planning/ Takeaways Exit planning is crucial for business owners, yet many start the process too late. Most entrepreneurs neglect exit planning because they're too focused on daily operations. Starting exit planning early can significantly increase a business's market value and reduce risks. Succession planning ensures that your business can thrive even in your absence or unexpected events. 80% of businesses never sell, highlighting the importance of a solid exit strategy. The earlier you plan for exiting your business, the more options and value you'll have. Resources Mentioned elevateandexit.com (https://elevateandexit.com) moneytalkwitht.com (https://moneytalkwitht.com) libertaswealth.com (https://libertaswealth.com) For continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Adam KoosTiffany Grantexit planning
    How to Make Lead Generation Easy with Pia Silva | Ep. 365

    How to Make Lead Generation Easy with Pia Silva | Ep. 365

    Jan 23, 202518 min

    In this episode of Money Talk With Tiff, Tiffany Grant sits down with Pia Silva to dive deep into the often misunderstood world of lead generation. Pia, an expert in helping small service businesses maximize their lead generation strategies, breaks down the fundamental principles and actionable steps essential for effective lead generation. The conversation spans various topics, including the importance of networking, refining your messaging, and the tactical use of content creation and paid advertising to build what Pia calls an "authority machine." Both Tiffany and Pia offer practical insights and personal anecdotes, making this episode a must-listen for business owners at any stage of their entrepreneurial journey. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/lead-generation/ Takeaways Lead generation is about ensuring more people know you exist and trust you. Talking to your warm network can be the most effective lead generation strategy. Many entrepreneurs find lead generation daunting, but it's simpler than they think. Networking events can be a great way to connect and introduce your services. Introverts can succeed in lead generation by focusing on one-on-one relationships. Creating a clear message about what you do is crucial for effective networking. Special Offers Pia Silva offers a free copy of her book, "Badass Your Brand: The Impatient Entrepreneur's Guide to Turning Expertise into Profit." To get your free copy, visit: No BS Agencies - Free Book (https://go.nobsagencies.com/byb/) Guest Contact Info Instagram: @pialovesyourbiz (https://www.instagram.com/pialovesyourbiz) Website: No BS Agencies (http://nobsagencies.com) For continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT. Thank you for listening! Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Pia Silvalead generationnetworking
    Harnessing Kaizen for Business Excellence with Rick Yvanovich | Ep. 364

    Harnessing Kaizen for Business Excellence with Rick Yvanovich | Ep. 364

    Jan 16, 202515 min

    In this episode, Tiffany Grant and Rick Yvanovich discuss the concept of kaizen, which translates to "change for good. " Kaizen emphasizes continuous improvement in processes and personal growth. Rick explains how this Japanese philosophy, popularized by Toyota, can significantly enhance business operations and personal development. Tune in to learn how incorporating Kaizen can lead to lifelong learning, adaptability, and resilience. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/kaizen-for-business/ Takeaways Kaizen, which means constant improvement, emphasizes the importance of lifelong learning for personal and professional growth. Businesses should focus on empowering employees to embrace continuous skills acquisition and personal development every day. Utilizing technology effectively helps streamline processes, making it essential for modern businesses to adapt and improve. An infinite mindset encourages ongoing self-improvement and a commitment to learning new skills throughout life. Reflecting on our actions and knowledge allows us to adapt and enhance our understanding over time. Maintaining an open mind is crucial; we must be willing to let go of old beliefs when new information arises. Resources Mentioned (Affiliate Links) Rick Yvanovich's book, Business as Unusual (https://amzn.to/3DUJSg5) Simon Sinek's book, The Infinite Game (https://amzn.to/40lefDX) Carol Dweck’s book, Mindset: The New Psychology of Success (https://amzn.to/4ahlCk4) Connect with Rick Yvanovich Website: rickyvanovich.com (http://rickyvanovich.com) Twitter: @RickYvanovich (https://twitter.com/RickYvanovich) Connect with Tiffany Grant Website: Money Talk with Tiff (https://www.moneytalkwitht.com) Twitter: @MoneyTalkWithT (https://twitter.com/moneytalkwitht) Instagram: @MoneyTalkWithT (https://www.instagram.com/moneytalkwitht) Facebook: Money Talk with Tiff (https://www.facebook.com/moneytalkwitht) Thank you for tuning into this episode of Money Talk With Tiff. Join us every Thursday for new insights and expert advice on financial and business growth. For more episodes, visit moneytalkwitht.com (https://www.moneytalkwitht.com). Remember, spend wise by spending less than you make. Be sure to subscribe, rate, and leave a review if you enjoyed this episode! Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    KaizenRick YvanovichToyota
    The Purpose Code with Dr. Jordan Grumet | Ep. 363

    The Purpose Code with Dr. Jordan Grumet | Ep. 363

    Jan 9, 202513 min

    In this engaging episode of Money Talk With Tiff, host Tiffany Grant welcomes back Dr. Jordan Grumet, also fondly known as Doc G, to discuss his latest book, The Purpose Code. Previously featured on episode 322 where they explored the concept of "Redefining Rich" through Dr. Grumet’s experiences as a hospice doctor, this episode shifts focus to understanding and creating one's purpose. Dr. Grumet delves into what he calls "purpose anxiety", the struggle many face in finding their purpose and how it can lead to anxiety and depression. He unpacks his approach to solving this paradox by advocating for an active creation of purpose rather than searching endlessly for it. Tiffany and Dr. Grumet talk about identifying "purpose anchors," small activities or interests that bring joy and meaning on a daily basis. Throughout the conversation, they touch upon practical strategies to find these purpose anchors, how to overcome common obstacles in the journey of creating purpose, and how societal pressures can often derail us from our authentic paths. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/the-purpose-code/ Takeaways Finding your purpose isn't about searching; it's about actively creating it through your passions. Purpose can come from everyday activities that bring you joy, not just lofty goals. People often feel pressure to find a singular purpose, leading to anxiety and frustration. Purpose anchors are the small things that excite you and can guide your life direction. Social media can skew our perception of purpose, making it seem glamorous instead of personal. Reflecting on childhood interests can reveal valuable clues about your true purpose today. Resources Mentioned Dr. Jordan Grumet’s website: jordangrumet.com (http://jordangrumet.com) Purchase links for his books: The Purpose Code (https://amzn.to/4gZEIh6) and Taking Stock (https://amzn.to/3WefAuK) Earn and Invest podcast (https://www.earnandinvest.com/) Subscribe to his Purpose Code Substack (https://jordangrumet.substack.com/) Connect with Tiffany Grant Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Social Media: @moneytalkwitht on all platforms Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Jordan GrumetDoc GThe Purpose Code
    Financial Stress Management for Entrepreneurs | Ep. 362

    Financial Stress Management for Entrepreneurs | Ep. 362

    Jan 2, 202515 min

    In this compelling episode of Money Talk with Tiff, Tiffany Grant sits down with financial expert Hurley Fox to discuss the weighty topic of financial stress among business owners. With the current economic climate, small business owners are under increasing financial pressure, making this conversation particularly timely. Hurley and Tiffany delve into defining financial stress, identifying its signs, and actionable strategies to alleviate it. From understanding the importance of clean data to building a reliable financial team, Hurley offers invaluable insights applicable to both personal and business finances. Tune in for practical advice and learn how to make your finances work for you, not against you. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-stress-for-owners/ Takeaways Financial stress can manifest in various ways, such as sleepless nights and constant anxiety. Understanding your financial situation and documenting it can significantly alleviate stress levels. It’s crucial for business owners to have a strong financial team for support. Personal financial health directly impacts business performance, so they should be aligned. Paying yourself first ensures personal financial needs are met and reduces stress. Knowledge of accounting basics empowers business owners to make informed decisions. Resources Mentioned Hurley Fox on LinkedIn (https://www.linkedin.com/in/hurley-fox/) Fox and Partners Official Website: foxandpartners.com (http://foxandpartners.com/) Connect with Tiffany Website: Money Talk with Tiff (http://moneytalkwitht.com) Social Media: @MoneyTalkWithT Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Financial StressSmall Business OwnersHurley Fox
    Why Everyone Needs an Estate Plan With Elizabeth Acevedo | Ep. 361

    Why Everyone Needs an Estate Plan With Elizabeth Acevedo | Ep. 361

    Dec 19, 202413 min

    In this insightful episode of Money Talk With Tiff, Tiffany Grant sits down with estate planning expert Elizabeth Acevedo to dissect the intricacies of estate planning. Whether you're new to the concept or looking to refine your existing plans, this episode is packed with essential tips and common pitfalls to avoid. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/demystifying-estate-planning/ Takeaways Estate planning is essential for everyone, regardless of wealth, to ensure your wishes are honored. Many people mistakenly believe estate planning is only for the wealthy or complex situations. It's crucial to participate actively in the estate planning process to avoid confusion later. Having a complete list of assets and liabilities is vital for effective estate planning discussions. Choosing trusted individuals to make decisions on your behalf is a significant aspect of estate planning. Estate planning can be straightforward, and professionals can help simplify the process for you. Resources Weinstock Manion Law Firm (https://www.weinstocklaw.com/) - Learn more about Elizabeth Acevedo’s work and how to contact her. Connect with Tiffany Website: Money Talk With Tiff (https://www.moneytalkwitht.com) Social Media: Follow @MoneyTalkWithT on all platforms Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Estate PlanningElizabeth AcevedoTiffany Grant
    Behind the Mic with Tiffany Grant & Anthony Weaver | Ep. 360

    Behind the Mic with Tiffany Grant & Anthony Weaver | Ep. 360

    Dec 10, 202413 min

    In this special episode of "Money Talk With Tiff," Tiffany Grant treats her listeners to a feed drop from her guest appearance on Podcast360. Podcast360 offers a unique 360-degree view of podcasting, featuring three questions answered in 60 seconds each by various podcast hosts. In this episode, Anthony Weaver, the host of "About That Wallet," interviews Tiffany Grant about her podcasting journey, favorite tools, and how podcasting has influenced her life. Tiffany also plays a round of "Two Truths and a Lie," adding a fun twist to the conversation—strap in for insightful tips, personal stories, and much more. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/behind-the-mic Key Topics Tiffany’s discovery of her desire to start Money Talk With Tiff podcast (3:32) Favorite podcasting tools: Riverside, Cast Magic, and WordPress (5:02) The impact of traveling on Tiffany's approach to podcasting (5:56) The value of understanding your process before adopting technology (7:29) The importance of outsourcing tasks that you dislike to maintain consistency (9:00) Tiffany’s advice on protecting your audience and being selective with guest interviews (10:42) Game Segment Two Truths and a Lie (2:34) Tools Mentioned Riverside (https://riverside.fm/?utm_campaign=campaign_1&utm_medium=affiliate&utm_source=rewardful&via=moneytalkwitht) CastMagic (https://get.castmagic.io/i6ooxm5aryvy) WordPress Eddy from Headliner Anthony Weaver is the Host of "About That Wallet" podcast Twitter: @aboutthatwallet (https://twitter.com/aboutthatwallet) Connect with Tiffany Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms If you enjoyed this episode, let Tiffany know so she can bring you more exciting feed drops! Follow the show on social media and subscribe wherever you get your podcasts to stay updated. Have questions for Tiffany or want to suggest future topics? Visit moneytalkwitht.com/asktiffany (https://moneytalkwitht.com/asktiffany) to submit. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Podcast 360Anthony WeaverAbout That Wallet
    Pros and Cons of Denationalizing with Christoph Heuermann | Ep. 359

    Pros and Cons of Denationalizing with Christoph Heuermann | Ep. 359

    Dec 5, 202411 min

    In this episode of Money Talk With Tiff, Tiffany Grant invites Christoph Heuermann from Denationalize Me to discuss the fascinating concept of denationalization. Christoph explains what it means to denationalize oneself, the benefits and potential downsides, and how varying aspects like flag theory, tax optimization, and lifestyle choices come into play. Whether you're a location-independent freelancer, an entrepreneur, or someone curious about diversifying globally, this episode provides insightful perspectives on living and operating beyond traditional national boundaries. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/flag-theory-denationalize/ Takeaways Denationalizing allows individuals to optimize their responsibilities and assets across multiple countries for greater freedom. Flag theory is a strategic approach to optimize business, banking, and residency locations worldwide. The concept of denationalizing can benefit location-independent freelancers and entrepreneurs the most. There are various pros and cons to denationalizing, including potential tax benefits and loss of social security. Individuals need to consider their legal obligations when relocating or shifting assets internationally. Christoph offers holistic consulting that covers everything from taxes to residency and citizenship issues. Connect with Christoph Heuermann Website: https://denationalize.me Instagram: @denationalize.me (https://www.instagram.com/denationalize.me/) Connect with Tiffany Grant Website: Money Talk With Tiff (https://moneytalkwitht.com) Instagram: Money Talk With Tiff (https://www.instagram.com/moneytalkwitht/) Twitter: @MoneyTalkWithT (https://twitter.com/moneytalkwitht) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwitht/) If you enjoyed this episode, please rate and review us on your favorite podcast platform. Don't forget to subscribe for more insightful episodes on financial literacy and personal finance! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    DenationalizationFlag TheoryChristoph Heuermann
    Save Money This Holiday Season | Ep. 358

    Save Money This Holiday Season | Ep. 358

    Dec 3, 202414 min

    In this episode of Money Talk With Tiff, Tiffany Grant dives into practical ways to manage holiday spending without breaking the bank. As the holidays are in full swing, it's crucial to focus on what truly matters: quality time with loved ones and creating memorable experiences. Tiffany shares her personal tips and strategies to ease financial stress while still celebrating the season with joy. Key Points Discussed Shifting Focus from Material Gifts to Meaningful Moments Black Friday and Cyber Monday are over – now's the time to think beyond the sales. Importance of spending quality time with family and friends, or nurturing yourself if alone. Tip 1: Adding Value with Experiences Organize family game nights, cookie decorating sessions, or holiday hikes. Gift experiential coupons like homemade dinners or breakfast in bed. Tip 2: Creative and Affordable Gifts DIY gifts: homemade candles, personalized ornaments, recipe jars. Budget-friendly custom items: photo books, printed calendars, themed gift boxes. Tip 3: Saving on Everyday Expenses Host holiday potlucks to share costs. Use Facebook Marketplace to declutter and make extra cash. Compare prices for everyday items and prescription needs to save more. Real-Life Examples Trips with family instead of multiple toys and how these experiences create lasting memories. Fun and creative traditions that are low-cost but highly memorable. Sponsors LensPricer: Save over 50% on contact lenses by comparing prices from major retailers. Visit Lenspricer.com (https://Lenspricer.com) for the best deals. Subscribe to the Money Talk With Tiff podcast, leave a review, and share the episode with those looking to save money during the holidays. Follow Tiffany on social media @MoneyTalkWithT to share your own holiday saving tips. Submit your money questions at www.moneytalkwitht.com/asktiffany (https://www.moneytalkwitht.com/asktiffany) for a chance to be featured on the podcast. Connect with Tiffany Website: MoneyTalkWithT.com (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Holiday SpendingBlack FridayCyber Monday
    How Minority Certifications Can Boost Your Business | Ep. 357

    How Minority Certifications Can Boost Your Business | Ep. 357

    Nov 28, 202418 min

    On this episode of Money Talk With Tiff, Tiffany Grant dives into the world of minority business certifications and government contracting with special guest, Susanne Mariga. Susanne brings her expert insights on how these certifications can benefit minority and women-owned businesses, and shares actionable advice on how to navigate the often complex certification process. Listen in to learn about the various levels of certifications, the benefits they offer, and how to leverage them for government contracts. Additionally, Susanne discusses best practices, potential pitfalls, and the importance of building relationships in the business world. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/minority-business-certification Key Points Introduction to Minority Business Enterprise (MBE) and Women Business Enterprise (WBE) certifications Different levels of certifications: city, state, federal, and private sector The certification process and its benefits, including educational programs, funding opportunities, and networking events Examples of real-world benefits, such as access to grants during the COVID-19 pandemic Understanding government contracting terminology and the role of certifications in securing contracts Steps for finding and bidding on government contracts The critical importance of understanding costs and realistic pricing for successful bids Importance of leveraging unique skills and expertise to stand out in competitive environments Collaboration and partnership strategies for winning contracts Get Susanne’s Book: Profit First for Minority Business Enterprises by Susanne Mariga (https://amzn.to/419X7D0) A dollar from every copy sold supports the education of girls in Zimbabwe through a partnership with Hope Worldwide. Connect with Susanne LinkedIn: Susanne Mariga LinkedIn Profile (https://www.linkedin.com/in/susannemariga/) Follow Tiffany Grant Website: Money Talk With Tiff (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms Follow Tiffany Grant for more financial wisdom and join the Money Talk with Tiff community to stay informed and empowered on your financial journey. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Minority Business EnterpriseWomen Business Enterprisegovernment contracting
    What Type of Business Funding is Best For You? | Ep. 356

    What Type of Business Funding is Best For You? | Ep. 356

    Nov 26, 202412 min

    In this informative episode of Tiffany's Take, host Tiffany Grant dives into various business funding options to help entrepreneurs and small business owners understand the best choices for their ventures. From bootstrapping to grants, Tiffany breaks down the pros and cons of six popular funding methods, offering valuable insights and practical advice to ensure you make informed financial decisions for your business. If you want your question answered on the podcast, go to moneytalkwitht.com/asktiffany (https://moneytalkwitht.com/asktiffany). Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/business-funding-options/ Takeaways Bootstrapping is a common way to start a business, using personal savings or revenue. Venture capital can provide significant funding but may lead to loss of control. Angel investors offer funding and mentorship, but you may face conflicting visions. Crowdfunding allows raising money from many people, but requires strong marketing efforts. Bank loans retain ownership, but require good credit and repayment commitments. Grants are non-repayable funds but often come with strict application processes and usage restrictions. Resources Previous episode on business grants myths: What You’re Getting WRONG About Grants For Small Businesses… | Ep. 221 (https://moneytalkwitht.com/podcast/what-youre-getting-wrong-about-grants-for-small-businesses-ep-221/) Website: https://moneytalkwitht.com Follow Us Instagram: @MoneyTalkWithT (https://instagram.com/MoneyTalkWithT) Twitter: @MoneyTalkWithT (https://twitter.com/MoneyTalkWithT) Facebook: Money Talk With Tiff (https://facebook.com/MoneyTalkWithT) Don't forget to subscribe to the Money Talk with Tiff podcast and leave a review on your favorite podcast platform! Thank you for tuning in to this week's episode of Tiffany's Take. We hope you found the information on business funding options useful and insightful. Be sure to join us Thursday for another exciting episode, and until then, spend wise by spending less than you make. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    BootstrappingVenture CapitalAngel Investors
    How to Secure a Business Loan with Craig Calafati | Ep. 355

    How to Secure a Business Loan with Craig Calafati | Ep. 355

    Nov 21, 202421 min

    In this episode of Money Talk With Tiff, Tiffany Grant sits down with Craig Calafati, an experienced small business lender. Craig brings over 30 years of experience in lending to small businesses, sharing invaluable advice on what successful business owners do and don't do. This episode is packed with insights on the importance of networking with successful entrepreneurs, coming prepared to financial meetings, and understanding the intricacies of business lending. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/successful-small-business-loans/ Key Takeaways Networking and Mentorship Surround yourself with successful entrepreneurs. Seek advice and learn from others who have been in similar situations. Preparation for Lending Know exactly how much money you need and why. Be able to clearly articulate your business needs and repayment plan. Business Plans and Financials Have a detailed business plan, whether you're starting a new business or running an existing one. Ensure your financial records are accurate and transparent. Real Estate Considerations Consider leasing rather than buying property initially. Save your cash and park it for unexpected expenses rather than tying it up in real estate. Lending No-Nos Avoid starting any projects or signing leases before loan approvals. Stay open to feedback and be prepared to adapt. Tax Returns and Profitability Aim for profitability on paper when possible; tax returns are crucial for lending decisions. Engage a good accountant to maintain the integrity of your financial records. Connect with Craig EVP, Director of Lending at Arkansas Capital (CDFI) Website: arcapital.com (https://www.arcapital.com) Connect with Tiffany Grant Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT If you enjoyed this episode, consider subscribing and leaving a review on your favorite podcast platform. Thank you for listening, joining, and being a part of the Money Talk With Tiff podcast! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Craig CalafatiArkansas Capitalsmall business loan
    How to Invest in Bitcoin Without Day Trading with Lark Davis | Ep. 354

    How to Invest in Bitcoin Without Day Trading with Lark Davis | Ep. 354

    Nov 14, 202413 min

    Tiffany Grant welcomes Lark Davis, a seasoned cryptocurrency expert, to discuss the fascinating world of bitcoin and investment strategies in the crypto market. Lark shares his journey into crypto, starting in 2017, and emphasizes the importance of viewing bitcoin as a hedge against inflation and fiat currency devaluation. He introduces the concept of dollar-cost averaging as a simple and effective strategy for investing in bitcoin, highlighting its impressive long-term returns compared to traditional assets. With the recent availability of Bitcoin ETFs, Lark provides insights on how new investors can easily get involved without the need for constant trading. Join Tiffany and Lark as they explore the potential of bitcoin and how to navigate this exciting asset class. Check out the full show notes: https://moneytalkwitht.com/investing/bitcoin-insights-from-lark-davis/ Takeaways Lark Davis emphasizes the importance of understanding the fundamentals before investing in cryptocurrencies like Bitcoin. Dollar cost averaging is a practical and effective strategy for investing in Bitcoin over time. The cryptocurrency market is a new asset class that has created many millionaires amid its volatility. Investing in Bitcoin can serve as a hedge against inflation and the debasement of fiat currencies. Learning about Bitcoin through podcasts and books is essential for informed investing decisions. Bitcoin offers unique advantages over gold, including verifiability and scarcity, making it an attractive asset. Links referenced in this episode coinbase.com (https://coinbase-consumer.sjv.io/B07Po9) (affiliate link) binance.com (https://binance.com) kraken.com (https://kraken.com) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    BitcoinLark DavisDollar-cost averaging
    Investing Beyond Basics: Options, Short Selling, and Hedge Funds | Ep. 353

    Investing Beyond Basics: Options, Short Selling, and Hedge Funds | Ep. 353

    Nov 12, 20249 min

    In this episode of Money Talk With Tiff, host Tiffany Grant dives deep into advanced investment strategies tailored for experienced investors looking to diversify and enhance their portfolios. From options trading and short selling to margin trading and hedge funds, Tiffany breaks down complex strategies, their benefits, and associated risks. She also provides actionable tips for listeners aiming to integrate these strategies into their investment plans. If you've mastered the basics and are ready for the next level, this episode is a must-listen! Check out the full show notes: https://moneytalkwitht.com/investing/advanced-investment-strategies/ Key Takeaways Options Trading Definition: Investors gain the right, but not the obligation, to buy or sell an asset at a predetermined price before a specific date. Benefits: Offers leverage and flexibility, enhances returns, and manages risk. Risks: Complex to learn, volatile with potential for significant losses. Tip: Gain a solid understanding and use it as part of a diversified strategy. Episode on options: https://moneytalkwitht.com/podcast/introduction-to-options-trading-unpacking-the-basics-with-jason-brown-ep-264/ Short Selling Definition: Selling borrowed stocks with the intention of buying them back at a lower price. Benefits: Potential to profit in a falling market, serves as a hedge against other portfolio risks. Risks: Unlimited loss potential if the stock price rises, requires precise market timing and insight. Tip: Use cautiously and pair with other risk management techniques. Interactive Learning: Tiffany may reintroduce the stock market challenges, providing a risk-free way to practice these strategies. Margin Trading Definition: Trading with borrowed funds to increase the size of a position. Benefits: Enhances purchasing power and potential returns. Risks: Magnified losses, margin calls may force sales at unfavorable times. Tip: Only for those with high-risk tolerance and solid risk management plans. Hedge Funds Definition: Pooled investment vehicles that use various strategies to earn active returns. Benefits: Access to sophisticated strategies and professional management, potential for high returns. Risks: High fees, less liquidity, complex and sometimes opaque strategies. Tip: Thoroughly research hedge funds and managers, align investments with goals and risk tolerance. Resources Mentioned Episode featuring Options Expert (https://moneytalkwitht.com/podcast/introduction-to-options-trading-unpacking-the-basics-with-jason-brown-ep-264/) Accredited Investor episode link (https://moneytalkwitht.com/podcast/how-to-get-higher-returns-with-real-estate-syndication-ep-263/) Got a question for Tiffany? Visit Ask Tiffany (https://moneytalkwitht.com/asktiffany) to submit your money inquiries, and potentially have them featured in an...

    Options TradingShort SellingMargin Trading
    Exploring Life Settlements with Rob Haynie | Ep. 352

    Exploring Life Settlements with Rob Haynie | Ep. 352

    Nov 7, 202422 min

    Join Tiffany Grant as she dives into the fascinating world of life settlements with industry expert Rob Haynie. In this episode, Rob demystifies life settlements, explaining how they work, who can benefit from them, and the financial and legal implications involved. You'll learn about the process from both the seller’s and the buyer’s perspectives, providing you with a comprehensive understanding of this lesser-known financial strategy. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-settlement/ Key Discussion Points What is a Life Settlement? Rob provides a thorough explanation of life settlements, highlighting its benefits and the scenarios where this option might be useful. Legal and Ethical Considerations: Rob discusses the regulatory environment surrounding life settlements and emphasizes the importance of ethical practices in the industry. Types of Policies Eligible for Life Settlements: Learn which types of life insurance policies qualify for life settlements and the conditions under which they might be sold. The Buyer’s Perspective: Rob sheds light on what happens to a life insurance policy once it's sold, including potential investors and their interests. Practical Uses for Life Settlement Funds: Tiffany and Rob discuss real-life examples of how individuals have used the funds from life settlements to enhance their quality of life. Connect with Rob Phone: 954-599-4433 Email: [email protected] Website: www.lisettlements.com (http://www.lisettlements.com) C (http://www.lisettlements.com)onnect with Tiffany Website: www.moneytalkwitht.com (http://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT For more personal finance tips and discussions, be sure to subscribe to the Money Talk With Tiff podcast and leave a review to let us know what you think! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Life SettlementsRob HaynieLife Insurance
    Investment Pitfalls to Avoid | Ep. 351

    Investment Pitfalls to Avoid | Ep. 351

    Nov 5, 202410 min

    In this episode of Money Talk with Tiff, Tiffany Grant delves into the common investment mistakes that can hinder your financial growth and how you can avoid them. Tiffany discusses the importance of diversification, avoiding emotional investments, the pitfalls of trying to time the market, and much more. If you're looking to stabilize your returns and enhance your investment success, this episode will provide you with valuable insights and strategies. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/common-investment-mistakes/ Key Points Discussed Lack of Diversification Avoid putting all your money into one investment or asset class. Spread investments across different asset classes and even international opportunities to mitigate risk and stabilize returns. Emotional Investing Don't make investment decisions based on emotions such as fear or greed. Develop a clear investment plan and stick to it irrespective of market conditions. Trying to Time the Market Predicting market highs and lows is incredibly challenging. Focus on a consistent investment strategy like dollar-cost averaging to reduce impact of market volatility. Neglecting Research Understand the fundamentals of assets or the market before investing. Educate yourself through financial news, market trends, educational courses, and podcasts. Ignoring Fees and Costs Be aware of management fees, trading costs, and other charges that can eat into your returns. Seek low-cost investment options and compare fees across different platforms. Not Having a Plan Define your financial goals and create a strategy to achieve them. Regularly review and adjust your plan to stay aligned with your objectives and risk tolerance. Ignoring Risk Tolerance Assess your comfort level with risk before investing. Choose investments that match your risk profile and adjust your portfolio accordingly. Resources Mentioned Unlocking the Potential of Financial Planning with Empathy and Strategy | Ep. 346 (https://moneytalkwitht.com/podcast-show-notes/financial-planning-with-empathy/) Connect with Tiffany Website: moneytalkwitht.com (https://moneytalkwitht.com) Instagram: @MoneyTalkWithT (https://instagram.com/moneytalkwitht) Twitter: @MoneyTalkWithT (https://twitter.com/moneytalkwitht) Facebook: @MoneyTalkWithT (https://facebook.com/moneytalkwitht) Have a question for Tiffany to answer on the podcast? Submit it at moneytalkwitht.com/asktiffany (https://moneytalkwitht.com/asktiffany) Don't forget to like, subscribe, review, and share the podcast. Rate the podcast to help others find and benefit from the content. Thank you for joining us for this week's episode. Remember, investing is a journey of continuous learning. By avoiding common investment mistakes and adopting a disciplined, informed approach, you can achieve your financial goals. Until next time, spend wise by spending less than you make—a word...

    DiversificationEmotional InvestingMarket Timing
    Boost Your Productivity with John Briggs' 3.3 Rule | Ep. 350

    Boost Your Productivity with John Briggs' 3.3 Rule | Ep. 350

    Oct 31, 202418 min

    In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into productivity hacks with John Briggs, a CPA and productivity expert. John discusses his revolutionary "3.3 Rule," which is designed to help individuals enhance their productivity by working up to three hours at a time followed by a 30% recovery period. This flexible rule allows for personal adaptation and helps you maintain a flow state without burning out. John also shares interesting historical insights behind our conventional work schedules and provides actionable tips tailored for both employees and business owners. Check out thee full show notes: https://moneytalkwitht.com/podcast-show-notes/3-3-rule-productivity/ Key Takeaways The Origin of the 40-Hour Work Week: The traditional work schedule was created by Henry Ford to sell more automobiles, not based on scientific evidence of productivity. Understanding the 3.3 Rule: Work for up to three hours, followed by a 30% break to reset and rejuvenate your mind. Adapting the Rule: The rule is flexible and can be adapted to one's individual tasks and flow state. Science Behind the Rule: Insights from Alejandro Lleras' research on attention and the need for periodic breaks to maintain focus and productivity. Effective Break Activities: Engage in activities that don't stimulate the brain in the same way as work, such as tactile tasks, nature walks, or watching comedy. Benefits of the Rule: John shares testimonials, including a story of someone who incorporated the rule and experienced not just increased productivity but also health benefits. Resources Mentioned Book: "The 3.3 Rule: New Workday Standard to Get More Done by Working Less" by John Briggs (https://amzn.to/3BY3Qpd) Book Website: 33rulebook.com (http://33rulebook.com/) Where to Find John Briggs LinkedIn: John Briggs, CPA (https://www.linkedin.com/in/john-briggs-cpa/) YouTube Channel: Insights Tax (https://www.youtube.com/@Incitetax) on YouTube Connect with Tiffany Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    John Briggs3.3 Ruleproductivity
    PreviousPage 3 of 21Next