Debt Management

26 episodes

Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Jun 13, 202311 min

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)? In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Accredited Financial CounselorCertified Financial Plannerfinancial counseling

Understanding the Psychological Toll of Credit Card Debt | Ep. 317

Apr 23, 202418 min

In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being. Timestamps: [00:00] Competition spurred credit card innovation, global convenience. [06:36] Credit card debt causes financial stress and strain. [09:31] Creating a budget is crucial for financial stability. [13:04] Use credit card regularly, pay off immediately. [14:41] Get help with credit card debt wisely. Key Points: The origin of credit cards and their evolution since the 1950s. The psychological differences between spending with cash versus credit. Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection. Personal anecdotes about how credit can be advantageous when used responsibly. The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health. The role of money management in personal relationships and self-esteem. Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits. The importance of paying off balances each month and keeping utilization low to improve credit scores. Resources: Blog post on budgeting (https://moneytalkwitht.com/blog/budgeting-basics/) with a video walkthrough of the budget spreadsheet (free download). Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3), which delves deeper into budgeting strategies and mindset. Need personal help with credit card debt management? Schedule a free 15-minute consultation (https://academy.moneytalkwitht.com/15-minute-consultation) with Tiffany. Get YNAB (https://ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) to start your budgeting journey Do you know when you will be debt-free? Get Debt Payoff Planner (https://shareasale.com/r.cfm?b=2257666&u=1759791&m=135483&urllink=&afftrack=) to find out! Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298 (https://moneytalkwitht.com/podcast/navigating-a-mountain-of-credit-card-debt-tips-for-debt-management-and-recovery/) Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179 (https://moneytalkwitht.com/podcast/tiffanys-take-is-there-such-thing-as-too-much-debt-ep-179/) Call to Action: Reflect on your relationship with credit cards. Consider necessary changes to enhance your financial health and mental well-being. Get help if you're struggling with credit card debt. Engage with Tiffany through social media or email to share your experiences. Reminder: If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany. Don’t forget to like, subscribe, share, rate, and review the podcast. Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights. Contact Information: Website: www.moneytalkwitht.com Submit Questions:...

Credit Card DebtMental HealthBudgeting

How Ericka Young Is Helping Employees With Their Finances | Ep. 191

Jan 12, 202320 min

Ericka Young is on a mission to help employees take control of their finances. In this episode, Tiffany interviews her to discuss her company's corporate financial wellness program and how it is helping employees learn about money management and make better financial decisions. About Our Guest During her 17 years in business, Ericka Young has served over 500 families as a certified financial coach. Her specialty is helping people crush debt so that they can design a vibrant and intentional life. She believes that personal finance goes beyond the numbers and has developed creative ways to break down the mental and experience-based barriers to financial success. In 2017, she wrote her 1st best-selling book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have. While helping her 2 daughters in their college decisions, Ericka witnessed first-hand the many barriers to accessing a debt-free college education. She has made it her mission to help parents and prospective students understand how to navigate these systems so no one in the family carries student loan debt through her college financial readiness workshops. Ericka has developed Financial Wellness Programs for companies and organizations to reduce employee stress and improve the overall bottom line. In addition, Ericka is passionate about creating diverse, inclusive, equitable communities. She is busy working to create a world where everyone is welcome in all spaces, and they have the financial resources to participate fully in those spaces. When Ericka isn’t crunching the numbers or at least talking about them, she loves traveling, dancing her heart out, and beating her husband of 24 years at word games. Connect With Ericka Young Website: https://www.erickayoung.com/ LinkedIn: Ericka Young Instagram: @ErickaYoungOfficial Facebook: @ErickaYoungOfficial Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Ericka Youngfinancial wellnesscorporate wellness

Don't Fall Victim to Lifestyle Creep | Ep. 256

Aug 22, 202312 min

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART Goals This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

lifestyle creepbudgetingSMART goals

Budgeting for an Unpredictable Paycheck - Here's How To Make It Work | Ep. 272

Oct 17, 202313 min

Are you struggling with budgeting when your income isn’t always consistent? Don’t worry—in this episode, I provide helpful strategies to make budgeting with a variable income a breeze! Learn how to make budgeting easier and make the most of what you have so you can get back on track financially. Watch now and conquer budgeting for an unpredictable paycheck. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You YNAB Connect with Tiffany Visit our site: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

variable incomebudgetingYNAB

Transform Your Credit Score With These Easy Steps | Ep. 254

Aug 15, 202312 min

Struggling with your credit score? Tiffany Grant, host of Money Talk with Tiff Podcast, shares easy-to-follow strategies on improving your credit. From understanding credit scoring models to getting free credit reports from the government mandated website, find out how you can increase your credit score and be on your way to financial success. Don't miss out on this invaluable advice - tune in now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Links & Resources A Comprehensive Guide to Credit for Millennials and Gen Z (https://moneytalkwitht.com/blog/guide-to-credit/) How Much Does Your Credit Score Matter? Markia Brown: How to Improve Your Credit Score Fast Need to book a consultation? Click here! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Credit ScoreFICOCredit Report

How I (Almost) Cash Flowed Braces | Ep. 4

Aug 8, 20197 min

This was a $5,000 unplanned expense that I almost panicked over! Has this ever happened to you? Did you have a big unplanned expense that came out of nowhere? It could completely derail your progress on your financial goals. Listen to how I made it work by using my company benefits and some clever financial hacks to get it to less than $2,000. Like what you heard? We are now on Patreon! Support the movement and become a Patron (https://www.patreon.com/moneytalkwitht) to get exclusive content and insider information! Links Visit our blog: www.moneytalkwitht.com Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

bracesFSAFlexible Spending Account

Tiffany's Take: Budget Implementation | Ep. 154

Oct 25, 20224 min

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Budget ImplementationPast Due BillsCar Payment

Money Hero Academy with Florian Fritz | Ep. 118

Jun 30, 202222 min

Florian Fritz joins Tiffany in this week's episode to share his expertise on how he helps others build financial freedom, and breaks down the differences between financial institutions in Austria and the United States. About Our Guest Florian is the founder of the Money Hero Academy, where he is teaching small business owners how build true wealth and financial freedom by working on money mindset, money management and money making skills. As a financial advisor, Florian realized during the last financial crisis in 2008 that the financial industry was only looking out for their own best interest and not that of their clients. That's why he learned from some of the world's best financial coaches like Robert Kiyosaki and his Rich Dad advisors and many others how wealth creation really works. He tested many of the learnings working with a real estate company, increasing their sales by 86% per year on average for 9 years and helping hundreds of people to improve their investment returns. He created a system from what he learned and his own experience that allows everyone to take control of their finances and create the life of their dreams instead of always hoping for the next raise or the next client. Florian is an International Trainer who has shared virtual stages with people like Robert Kiyosaki, Nick Vujicic, Joseph Mclendon III and many others. Connect with Florian Instagram: https://www.instagram.com/fritz.florian/ Website: www.moneyheroacademy.com Facebook: https://www.facebook.com/florian.fritz.526/ Facebook Group: https://www.facebook.com/groups/moneyhero Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Florian FritzMoney Hero AcademyAustria

Rebuilding Finances After Late Life Divorce with Dr. Severine Bryan | Ep. 382

Jun 26, 202518 min

This week, Tiffany welcomes Dr. Severine Bryan to discuss a topic that doesn’t get enough spotlight: rebuilding your finances after a late-life divorce. Whether you’re in your 40s, 50s, or beyond, Dr. Sev’s candid insights and practical advice are here to help you start fresh. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/late-life-divorce/ What is a Late Life Divorce? Dr. Sev defines it as any divorce after age 45—a time when most are thinking about retirement, not starting over. She shares her personal journey and the challenges of pivoting financially later in life. Key Takeaways Embrace the Journey: Allow yourself to grieve, but don’t get stuck. Healing opens the door to rebuilding. Top 3 Financial Tips:Face your debt head-on—don’t ignore it, seek help if needed. Invest in yourself—consider therapy, learning new skills, or finding support. Learn from setbacks—every hardship brings a valuable lesson. Never Handled the Money? Tap into local resources like libraries, nonprofits, and workshops. There’s no shame in asking for help—everyone has had financial hiccups. Connect with Dr. Sev LinkedIn: Dr. Severine Bryan, Accredited Financial Counselor (https://www.linkedin.com/in/severinebryan/) Website: sevtalksmoney.com (https://www.sevtalksmoney.com) Catch up on previous episodes at moneytalkwitht.com (https://www.moneytalkwitht.com) and follow Tiffany on social @MoneyTalkWithT, everywhere!

Late Life DivorceFinancial RebuildingSeverine Bryan

Stress-Free Student Loans: Everything You Need to Know to Manage Your Debt | Ep. 238

Jun 15, 202321 min

Are you struggling with managing student loan debt? Don't worry, you are not alone! Dorethia Kelly is here to help. In this episode, she shares her valuable insights on how to stay informed and prepared for when your student loan payment pause ends. From consolidating loans to staying up to date on current loan forgiveness programs, Dorethia provides the knowledge and tips needed to get ahead of your student debt. Get ready to take control of your student loan journey and start planning a brighter future today! About Our Guest Dorethia R. Kelly, MBA, is a nationally-recognized and award-winning financial expert and coach, specializing in helping ordinary people conquer their worst fears on the way to becoming debt free and financially independent. She is a personal finance and business coach, author, and CEO of #MoneyChat®. She is also the Founder and CEO of Work • Space • Spark, a career growth subscription box. Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial, and career goals with her coaching, keynotes, and online courses. A vibrant personality who takes the shame out of money convos, Dorethia explains financial terminology and complex financial concepts in easy-to-understand language—directing you each step of the way as you build a workable financial plan that guides you through every stage of life. Dorethia’s financial advice has been featured on Black Enterprise, CNBC, U.S. News, USA Today, Experian, and more. Connect with Dorethia Website: www.moneychatbook.com Twitter: @DorethiaKelly Instagram: @dorethiakelly Facebook: Dorethia Kelly Speaks Other Resources and Links Buy the book on Amazon (https://amzn.to/3JcM9Tq) Visit our website, www.moneytalkwitht.com, for more information and resources about student loans. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dorethia Kellystudent loansstudent loan forgiveness

That Lightbulb Moment with Patrina Dixon | Ep. 25

Jan 23, 202022 min

Join Tiffany as she sits down with one of her idols, Patrina Dixon, as they discuss what pushed them to make better choices with money. You will find that the stories are similar but very different. Maybe this is your lightbulb moment! About Our Guest Patrina Dixon is a Certified Financial Education Instructor, International Speaker, award-winning author, Founder of It’$ My Money and hosts The Money Exchange Podcast which is dedicated to sharing stories on how everyday people are implementing various strategies to build wealth. Patrina’s been quoted on Black Enterprise.com and has facilities financial workshops for AARP and Chase. Patrina is also the host of the It’$ My Money local TV show in CT. Patrina’s audience for both her podcast and blog spans across many countries. Patrina is married, a mom, and lives in CT. Follow her on Instagram: http://www.instagram.com/itsmymoney_ Follow her on Twitter: http://www.twitter.com/itsmymoney_ Follow her on Facebook: http://www.facebook.com/itsmymoneyjournal Links Visit Patrina's website: https://itsmymoneyjournal.info Connect with Tiffany on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Patrina DixonSuze OrmanDave Ramsey

Becoming An Accredited Financial Counselor with Rebecca Wiggins | Ep. 70

Sep 16, 202132 min

About Our Guest Rebecca Wiggins is the Executive Director of the Association for Financial Counseling and Planning Education (AFCPE®) where she leads the professional membership and certification organization for the field of financial counseling and education and provides an annual research and training symposium for field professionals. She is a hands-on executive with over 10 years of experience in nonprofit organizational management. As a respected leader, she has built motivated staff teams with strategic vision and diligence, while optimizing operational efficiencies and creative opportunities. Previously, Rebecca managed multiple financial education grant-funded programs for military financial counselors and educators, in partnership with FINRA Investor Education Foundation and Department of Defense. As Grant Programs Coordinator, Ms. Wiggins worked collaboratively with subject matter curriculum and design experts, managing the quality assurance, implementation and evaluation components for each project. As Director of Certification Programs, Ms. Wiggins expanded the organization’s Accredited Financial Counselor® (AFC®) University partnership program and implemented policies and procedures for greater efficiency and support for certification candidates. Additionally, she worked to elevate standards and support for the post certification requirements to maintain AFCPE designations. Ms. Wiggins holds a Masters of Family Financial Planning and a Masters in Business Administration. She is deeply committed to AFCPE’s mission and focused efforts to build, support and ensure the integrity of the Personal Finance profession and improve the economic well-being of all individuals and families worldwide. Connect with Rebecca LinkedIn AFCPE (https://www.afcpe.org/) Twitter Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Rebecca WigginsAFCPEAccredited Financial Counselor

Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311

Mar 21, 202414 min

In this episode, Tiffany Grant sits down with the inspiring Giovanna "GiGi" Gonzalez, a first-generation wealth builder and the author of "Cultura and Cash." Giovanna shares her personal journey of breaking free from the cycle of poverty and navigating the challenges of managing finances and cultural expectations. From her experience as the daughter of Mexican immigrants to becoming a pro bono financial educator, Giovanna offers invaluable insights and practical tips for first-generation wealth builders. Join us as we learn about the "First Gen Five" pillars of personal finance and how Giovanna's book is empowering individuals to take control of their financial future. Get ready to be informed and inspired by this enriching conversation. About Our Guest Giovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of Cultura and Cash. During The Great Resignation, she quit her 10-year corporate career to pursue her true passion: teaching financial literacy to young adults. Gigi teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine, and Top 25 Creator by Fast Company. Connect with GiGi Instagram: @gigithefirstgenmentor (https://www.instagram.com/gigithefirstgenmentor/) Get the book: Cultura & Cash (https://amzn.to/4coR8NS) (Amazon) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Chose economics for employability; enjoyed math. Joined insurance company. [05:18] Seeking and sharing financial knowledge through volunteering. [07:27] Entering adult world with financial challenges and responsibilities. [11:49] Identifying pillars for first generation wealth builders. Key Takeaways First Generation Wealth Building - Breaking the cycle of poverty Financial Literacy - Learning as you go Immigrant Experience - Pressure to succeed Family Financial Obligations - Balancing giving and personal goals Book Release - "Cultura and Cash" provides financial guidance First Gen Five - Focus on emergency fund, budgeting, debt payoff, credit, and investing Resources - Access book and connect with Giovanna Gonzalez Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Giovanna GonzalezCultura and Cashfirst-generation wealth builders

Everything You Need To Know About Prenups (And Why You Should Get One) | Ep. 240

Jun 22, 202320 min

Thinking about getting married? You may be wondering if you should get a prenuptial agreement. In this episode, Kimberly Cook, a divorce professional, explains why prenups are for everyone—not just the rich and famous! Prenups can provide transparency and protection to both parties in case of divorce and even those with fewer assets may benefit from one. Learn more about how prenuptial agreements work, when it’s ideal to discuss one, why post-nuptial agreements exist and what to do if your state doesn’t uphold them. Tune in now for all the information you need to know about why you should get a prenup! About Our Guest Kimberly A. Cook, Esq. is a divorce attorney, Mediator, and founder of Grown Girl Divorce, LLC, a divorce resource company. She is known for successfully negotiating complex financial and custody matters while helping her clients navigate their next steps forward. Kimberly’s expertise and her unique ability to disseminate complex information in a relatable way has made her a sought-after divorce coach, speaker, and podcaster. She truly believes that everyone deserves to be in healthy and happy relationships and is on a mission to educate and empower others to make that happen. Kimberly earned her B.A. from Spelman College and her law degree from The Catholic University of America. She is a Fellow of the Academy of Matrimonial Lawyers, the country’s premier organization for family law practitioners, and an active member of American Bar Association, Jack and Jill of America, Inc., Delta Sigma Theta Sorority, and the Economic Club of Chicago. She has been featured in various publications, including, The Chicago Daily Law Bulletin, Chicago Lawyer Magazine, Crain’s Chicago, Black Enterprise, Thrive Global, and Business Insider. In recognition of her hard work and dedication to the practice, Kimberly is the recipient of several notable awards, including Crain’s Chicago Notable Minorities in Law, Super Lawyers, and Best Lawyers In America. Connect with Kimberly Instagram: growngirldivorce Facebook: Grown Girl Divorce Twitter: ggdivorce LinkedIn: Grown Girl Divorce Additional Resources The Divorce Money Guide with Tracy Coenen Money After Divorce With Krista Goodrich and Grace Everitt This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Prenuptial AgreementPostnuptial AgreementDivorce

Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179

Dec 13, 20226 min

DebtDebt PayoffStudent Loans

Debt Payoff Planning with Brady Benware and Chris Schuermeyer | Ep. 105

May 24, 202224 min

The co-creators of the Debt Payoff Planner app, Brady and Chris join Tiffany in this episode to share how and why they started their app, and how this can help you in your journey to debt-freedom! About Our Guests Brady and Chris are the co-creators of the Debt Payoff Planner app, which has helped over one million people create a plan to become debt-free and then stick to it. Debt Payoff Planner has had several appearances on Good Morning America and was the 2021 Best Debt Management app award winner from the Motley Fool. Brady and Chris believe that apps like Debt Payoff Planner and the continued blending of software automation, personal finance, and human psychology will unlock new levels of financial freedom for millions more and they are passionate about making that a reality. Connect with Brady & Chris Twitter: https://twitter.com/debtplanner Instagram: https://www.instagram.com/debtpayoff/ Facebook: https://www.facebook.com/debtpayoff/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Debt Payoff PlannerBrady BenwareChris Schuermeyer

The Infinite Banking Concept With Brandon Neely | Ep. 218

Apr 6, 202319 min

In this episode, Brandon Neely introduces you to the infinite banking concept – a powerful way to grow wealth using insurance products and strategies. If you're looking for a more innovative way to save and invest your money, this episode is for you! About Our Guest Brandon Neely is an entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife, Amanda Neely. They founded and managed Overflow Coffee Bar, L3C, from 2008 through 2018. Now, they share their experiential knowledge through podcasting, developing personalized financial strategies for individuals and couples and profitability strategies for businesses. Connect with Brandon Instagram - @wealthwisdomfp Facebook - Wealth Wisdom Financial Key Takeaways Brandon Neely discussed infinite banking, a high cash value, whole life insurance policy that pays dividends and can be used to build a line of credit. It is not an investment but a savings vehicle; the critical indicator is finding someone specializing in it. One can access capital with it at a low-interest rate to pay off high-interest debt, cover emergency expenses and taxes, or purchase an asset without going to a bank. Monthly payments are subject to your budget, and if you cannot afford them, options include reducing payment or lowering policy premiums. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Infinite BankingWhole Life InsuranceCash Value

Building Wealth with Financial Flexibility | Ep. 257

Aug 24, 202322 min

It's time to get financially flexible! Chianté Jones, a full-time entrepreneur, is invited by Tiffany Grant for an insightful conversation about financial flexibility. Learn practical advice and activities to improve your money habits and free yourself from financial hiccups. Unveil the importance of saving regularly, strategic debt management, and investing in diverse avenues that can help you grow wealth. Hear Chianté's experience of taking the plunge into entrepreneurship after years of consistent saving and mindset shifts; it's inspiring! Join now to discover how you can become financially flexible too. About Our Guest Chianté Jones is a Financial Coach and the Founder of Dollars and Change. As a Certified Personal and Executive Coach, Chianté works with professional women who are ready to create more flexibility in their lives by confidently managing their money and executing a realistic plan to eliminate debt. Through personalized coaching, she provides education, guidance, and accountability to help them have more fun and fulfillment while still creating a solid foundation to build wealth. After becoming consumer debt free, accumulating over a million dollar net worth, and taking the leap from her 9-5, Chianté knows first-hand the freedom and options that come with having well-managed money. Her advice has been featured on PBS and numerous podcasts and her clients have said coaching with Chianté has changed their life and made talking about money feel safe and approachable. When she’s not helping women create more financial flexibility, you can find her binging a true crime show, Googling random things, or lounging at home with her husband and Yorkie. Connect with Chianté Instagram: @dollarsandchangecoach Facebook: Dollars and Change Coach Connect with Tiffany Visit the website: https://www.moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Chianté Jonesfinancial flexibilityentrepreneurship

Financial Stress Management for Entrepreneurs | Ep. 362

Jan 2, 202515 min

In this compelling episode of Money Talk with Tiff, Tiffany Grant sits down with financial expert Hurley Fox to discuss the weighty topic of financial stress among business owners. With the current economic climate, small business owners are under increasing financial pressure, making this conversation particularly timely. Hurley and Tiffany delve into defining financial stress, identifying its signs, and actionable strategies to alleviate it. From understanding the importance of clean data to building a reliable financial team, Hurley offers invaluable insights applicable to both personal and business finances. Tune in for practical advice and learn how to make your finances work for you, not against you. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-stress-for-owners/ Takeaways Financial stress can manifest in various ways, such as sleepless nights and constant anxiety. Understanding your financial situation and documenting it can significantly alleviate stress levels. It’s crucial for business owners to have a strong financial team for support. Personal financial health directly impacts business performance, so they should be aligned. Paying yourself first ensures personal financial needs are met and reduces stress. Knowledge of accounting basics empowers business owners to make informed decisions. Resources Mentioned Hurley Fox on LinkedIn (https://www.linkedin.com/in/hurley-fox/) Fox and Partners Official Website: foxandpartners.com (http://foxandpartners.com/) Connect with Tiffany Website: Money Talk with Tiff (http://moneytalkwitht.com) Social Media: @MoneyTalkWithT Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Financial StressSmall Business OwnersHurley Fox

Debt Management

Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Understanding the Psychological Toll of Credit Card Debt | Ep. 317

How Ericka Young Is Helping Employees With Their Finances | Ep. 191

Don't Fall Victim to Lifestyle Creep | Ep. 256

Budgeting for an Unpredictable Paycheck - Here's How To Make It Work | Ep. 272

Transform Your Credit Score With These Easy Steps | Ep. 254

How I (Almost) Cash Flowed Braces | Ep. 4

Tiffany's Take: Budget Implementation | Ep. 154

Money Hero Academy with Florian Fritz | Ep. 118

Rebuilding Finances After Late Life Divorce with Dr. Severine Bryan | Ep. 382

Stress-Free Student Loans: Everything You Need to Know to Manage Your Debt | Ep. 238

That Lightbulb Moment with Patrina Dixon | Ep. 25

Becoming An Accredited Financial Counselor with Rebecca Wiggins | Ep. 70

Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311

Everything You Need To Know About Prenups (And Why You Should Get One) | Ep. 240

Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179

Debt Payoff Planning with Brady Benware and Chris Schuermeyer | Ep. 105

The Infinite Banking Concept With Brandon Neely | Ep. 218

Building Wealth with Financial Flexibility | Ep. 257

Financial Stress Management for Entrepreneurs | Ep. 362

Related Topics

Debt Management

Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Understanding the Psychological Toll of Credit Card Debt | Ep. 317

How Ericka Young Is Helping Employees With Their Finances | Ep. 191

Don't Fall Victim to Lifestyle Creep | Ep. 256

Budgeting for an Unpredictable Paycheck - Here's How To Make It Work | Ep. 272

Transform Your Credit Score With These Easy Steps | Ep. 254

How I (Almost) Cash Flowed Braces | Ep. 4

Tiffany's Take: Budget Implementation | Ep. 154

Money Hero Academy with Florian Fritz | Ep. 118

Rebuilding Finances After Late Life Divorce with Dr. Severine Bryan | Ep. 382

Stress-Free Student Loans: Everything You Need to Know to Manage Your Debt | Ep. 238

That Lightbulb Moment with Patrina Dixon | Ep. 25

Becoming An Accredited Financial Counselor with Rebecca Wiggins | Ep. 70

Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311

Everything You Need To Know About Prenups (And Why You Should Get One) | Ep. 240

Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179

Debt Payoff Planning with Brady Benware and Chris Schuermeyer | Ep. 105

The Infinite Banking Concept With Brandon Neely | Ep. 218

Building Wealth with Financial Flexibility | Ep. 257

Financial Stress Management for Entrepreneurs | Ep. 362

Related Topics