Making an Impact: Philanthropic Strategies for Every Wallet | Ep. 315

Apr 10, 202419 min

This week, we're diving into the often-overlooked world of philanthropy with a fellow UNCG alum, Dean Castaldo. Join us as Dean shares his extensive knowledge on the many ways we can support our favorite causes, from naming beneficiaries and directing stocks to establishing donor-advised funds and trusts. Whether you're just starting your financial journey or looking to leave a legacy, Dean's insights will illuminate a plethora of options for making impactful contributions. Get ready to discover how you can make a difference, not just now, but for generations to come. Tune in now to unlock the potential of your philanthropic spirit! About Our Guest Dean Castaldo, J.D. leads a dedicated team of fundraisers at the USNA Foundation, connecting with alumni and parents across the Southeast and Southern California to secure 6- and 7-figure philanthropic investments that enhance the midshipman experience. Prior to his role with the Foundation, Dean honed his development skills as Associate Director of Alumni Engagement at UNC-Greensboro, where he supported corporate partners, the military-veteran community, and young professionals. He has served in the development profession since late 2015 while bringing over 15 years of combined active and reserve experience leading teams of warfighters as a Marine Corps NCO and a current Naval Officer. Dean has extensive non-profit advisory experience serving on multiple boards, including as a current member of the UNCG Alumni Leadership Board and the Naval Sea Cadets Foundation Board of Directors. Connect with Dean LinkedIn: https://www.linkedin.com/in/deancastaldojr/ Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Philanthropy is reachable for majority of people. [05:19] Designate beneficiaries flexibly with selection of percentage. [08:24] Transfer accounts tax free or tax deferred. [10:40] Utilize trust structures for financial and estate planning. [13:58] Invest $100 monthly into donor advised fund. [18:14] Gratitude for information and hope for day. Key Themes Understanding philanthropy. Options for philanthropic giving. Beneficiary designations for donations. Tax advantages of estate gifts. Using wills and trusts. Donor-advised funds explained. Gifting stocks to nonprofits. Additional Links & Resources Home Page - UNC Greensboro (https://www.uncg.edu/) Habitat for Humanity (https://www.habitat.org/) Veterans Charity - Non...

Dean Castaldophilanthropydonor-advised funds

Building Wealth with Financial Flexibility | Ep. 257

Aug 24, 202322 min

It's time to get financially flexible! Chianté Jones, a full-time entrepreneur, is invited by Tiffany Grant for an insightful conversation about financial flexibility. Learn practical advice and activities to improve your money habits and free yourself from financial hiccups. Unveil the importance of saving regularly, strategic debt management, and investing in diverse avenues that can help you grow wealth. Hear Chianté's experience of taking the plunge into entrepreneurship after years of consistent saving and mindset shifts; it's inspiring! Join now to discover how you can become financially flexible too. About Our Guest Chianté Jones is a Financial Coach and the Founder of Dollars and Change. As a Certified Personal and Executive Coach, Chianté works with professional women who are ready to create more flexibility in their lives by confidently managing their money and executing a realistic plan to eliminate debt. Through personalized coaching, she provides education, guidance, and accountability to help them have more fun and fulfillment while still creating a solid foundation to build wealth. After becoming consumer debt free, accumulating over a million dollar net worth, and taking the leap from her 9-5, Chianté knows first-hand the freedom and options that come with having well-managed money. Her advice has been featured on PBS and numerous podcasts and her clients have said coaching with Chianté has changed their life and made talking about money feel safe and approachable. When she’s not helping women create more financial flexibility, you can find her binging a true crime show, Googling random things, or lounging at home with her husband and Yorkie. Connect with Chianté Instagram: @dollarsandchangecoach Facebook: Dollars and Change Coach Connect with Tiffany Visit the website: https://www.moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Chianté Jonesfinancial flexibilityentrepreneurship

Investing 101: What Are The Tax Implications Of Different Investment Types? | Ep. 247

Jul 18, 202311 min

Ready to get the lowdown on taxes and investments? In this episode, Tiffany breaks down different types of investments, explains the tax implications for each type, and offers strategies to manage or reduce your tax obligations. You'll learn about qualified and non-qualified investments, long-term capital gains tax vs. short-term taxes, and much more. Tune in now to finally understand taxes on investments! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Resources Visit our website: https://moneytalkwitht.com Capital Gains (https://moneytalkwitht.com/blog/capital-gains/) (article that explains capital gains) Trusted tax professionals Camari Ellis EA, Philly Tax Team - https://www.phillytaxteam.com/ Ronnie Goode CPA, Rhythm Accounting - https://www.rhythmaccounting.com/ Amber Whitehead-Gabourel EA, Whitehead Tax & Financial Services - https://www.whiteheadtax.com/ Be sure to tell them Money Talk With Tiff sent you! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

capital gains taxlong-term capital gainsshort-term capital gains

What Documents Do I Need For Estate Planning? | Ep 212

Mar 14, 202316 min

Estate planning is an important process, but it can be confusing. What documents do you need? What's the difference between a will and a trust? Listen to this episode to learn more about estate planning and find out which documents you need to get started. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Key Takeaways Estate planning documents to consider include a last will and testament, a durable power of attorney, an advanced medical directive, and a healthcare power of attorney. Trusts are helpful in managing financial assets or providing for dependents with disabilities. Beneficiaries should be set up on retirement plans and life insurance policies; these should also be reviewed periodically as circumstances change over time. TODs (transfer on death) should be established on bank accounts to keep money out of probate in the event of the owner's death. Funeral plans should include any specific wishes to avoid confusion when that time comes. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Estate PlanningLast Will and TestamentDurable Power of Attorney

Free Money Alert! How to Find and Claim Unclaimed Money | Ep. 294

Jan 16, 202411 min

In this episode, Tiffany Grant shares her wealth of knowledge on uncovering hidden funds that could be rightfully yours. From unclaimed property to undelivered refunds, she covers it all. With Tiffany's expert guidance, you'll learn how to navigate official government websites, including the IRS and USA.gov, and specific databases, such as the Pension Benefit Guarantee Corporation and the National Association of Insurance Commissioners. She also highlights credit unions as a potential source for unclaimed deposits. But here's the best part - Tiffany stresses that all these resources are freely accessible and that individuals can do the research themselves without paying external companies. As she says, why pay for something when you can find it yourself? Tiffany shares her personal experience of finding an old paycheck through this process. And don't worry about missing out on any future unclaimed funds because Tiffany recommends periodically checking for them. As a special treat for our listeners, Tiffany has a limited-time offer for her Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) (regularly $297) - a program designed to help you achieve financial bliss by optimizing your budgeting skills. So don't wait any longer and start your journey towards finding quick money with Tiffany today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources Search for your unclaimed property (it’s free) – National Association of Unclaimed Property Administrators (NAUPA) (https://unclaimed.org/search/) MissingMoney.com | Search for Unclaimed Property (https://www.missingmoney.com/) Refunds | Internal Revenue Service (https://www.irs.gov/refunds) Home Page | Pension Benefit Guaranty Corporation (https://www.pbgc.gov/) National Association of Insurance Commissioners (https://eapps.naic.org/life-policy-locator/) Need life insurance? Reach out to Acquania Escarne (https://calendly.com/acquania/tiff) How to find unclaimed money from the government | USAGov (https://www.usa.gov/unclaimed-money) NCUA - National Credit Union Administration (https://ncua.gov/) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Did you find any money as a result of this episode? Get In...

Unclaimed PropertyNAUPAIRS Refunds

Importance of Financial Intimacy in Relationships with Ashley Silberfeld | Ep. 368

Feb 14, 202516 min

In this episode of Money Talk With Tiff, Tiffany Grant welcomes Ashley Silberfeld, a partner at Blank Rome and a seasoned divorce lawyer, to explore the concept of financial intimacy. Ashley provides insights into why financial intimacy is integral to a healthy relationship, especially in the context of marriage in California where financial transparency is crucial by law. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-intimacy/ Takeaways Financial intimacy is all about open and honest conversations regarding your finances with your partner. Knowing where your partner keeps their financial information is crucial to maintaining trust and intimacy. Having regular 'money dates' can help couples stay aligned financially and build intimacy over time. If your partner keeps financial secrets or avoids questions about money, that's a big red flag! It's important to discuss financial circumstances early on in a relationship to avoid future surprises. Lack of transparency in finances is a major contributor to relationship issues and can lead to divorce. Connect with Ashley Silberfeld Ashley is a partner at Blank Rome (https://www.blankrome.com/), and you can find her on LinkedIn (https://www.linkedin.com/in/ashley-silberfeld-3a5045111) for further assistance with legal matters. Connect with Tiffany Website: https://moneytalkwitht.com @moneytalkwitht on all social media platforms Financial intimacy is essential for a successful partnership, and this episode provides valuable insights and tips for ensuring transparency and trust in financial dealings within a relationship. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Financial IntimacyAshley SilberfeldBlank Rome

Retirement Accounts