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Money Talk With Tiff

Money Talk With Tiff

    Money Talk With Tiff
    Episode•January 16, 2024•11 min

    Free Money Alert! How to Find and Claim Unclaimed Money | Ep. 294

    In this episode, Tiffany Grant shares her wealth of knowledge on uncovering hidden funds that could be rightfully yours. From unclaimed property to undelivered refunds, she covers it all. With Tiffany's expert guidance, you'll learn how to navigate official government websites, including the IRS and USA.gov, and specific databases, such as the Pension Benefit Guarantee Corporation and the National Association of Insurance Commissioners. She also highlights credit unions as a potential source for unclaimed deposits. But here's the best part - Tiffany stresses that all these resources are freely accessible and that individuals can do the research themselves without paying external companies. As she says, why pay for something when you can find it yourself? Tiffany shares her personal experience of finding an old paycheck through this process. And don't worry about missing out on any future unclaimed funds because Tiffany recommends periodically checking for them. As a special treat for our listeners, Tiffany has a limited-time offer for her Budget Nirvana course (regularly $297) - a program designed to help you achieve financial bliss by optimizing your budgeting skills. So don't wait any longer and start your journey towards finding quick money with Tiffany today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources Search for your unclaimed property (it’s free) – National Association of Unclaimed Property Administrators (NAUPA) (https://unclaimed.org/search/) MissingMoney.com | Search for Unclaimed Property Refunds | Internal Revenue Service Home Page | Pension Benefit Guaranty Corporation National Association of Insurance Commissioners Need life insurance? Reach out to Acquania Escarne How to find unclaimed money from the government | USAGov NCUA - National Credit Union Administration Budget Nirvana Course Did you find any money as a result of this episode? Get In...

    Apple PodcastsSpotifyYouTubeOvercastAmazon Music

    Key Takeaways

    • 1

      Unclaimed money is widespread and accessible for free

      Most people have forgotten funds from old paychecks, refunds, pensions, or insurance

      All official databases are free to search—no need to pay third-party companies

      Tiffany personally recovered an old paycheck from 2015 worth over $100 in 2018

    • 2

      Start with state unclaimed property databases

      NAUPA's unclaimed.org aggregates all 50 states' records

      Search every state you've lived in using your name and basic info

      Verify details carefully to confirm ownership before claiming

    • 3

      Check multiple specific government sources

      IRS 'Where's My Refund' tool for undelivered federal refunds

      Pension Benefit Guaranty Corporation for old retirement plans

      National Association of Insurance Commissioners for unclaimed life insurance

      National Credit Union Administration for forgotten credit union deposits

    • 4

      usa.gov/unclaimed-money is the master directory

      Central hub listing every legitimate government resource mentioned

      Also includes state tax refund search tools

      Avoid paid 'unclaimed money' services—everything is available free

    • 5

      Make unclaimed money searches a recurring habit

      Funds can appear years later; Tiffany recommends periodic checks

      Listeners are encouraged to report finds via moneytalkwitht.com/contact-us

    Intro

    • Tiffany Grant dedicates an entire episode to uncovering forgotten money sitting in government databases, sharing both her personal success stories and step-by-step instructions for listeners.
    • Tiffany Grant is the host of the Money Talk With Tiff podcast and a financial coach focused on practical wealth-building strategies.
    WebsiteBudget Nirvana Course

    – Why Unclaimed Money Matters

    • Tiffany explains that most people overlook unclaimed funds from old jobs, refunds, or benefits. She and several listeners have already recovered money by searching official databases.

    – State Unclaimed Property Search

    • Start with NAUPA at unclaimed.org. The site links to every state's official database. Search using your name in every state you've lived in, then verify details before claiming.

    Anytime you have a paycheck that you never got, or there was a refund due to you... they have to report it to the state.

    – Tiffany Grant

    – IRS Refunds & Federal Money

    • Use the IRS 'Where's My Refund' tool to check for undelivered federal tax refunds. Also search state departments of revenue for unclaimed state tax refunds.

    – Pensions, Life Insurance & Credit Unions

    • Search the Pension Benefit Guaranty Corporation for old pensions, the NAIC Life Policy Locator for unclaimed life insurance, and the NCUA site for forgotten credit union deposits.

    If a loved one passed away and you're the beneficiary on a life insurance policy, that might be unclaimed money as well.

    – Tiffany Grant

    – Warning Against Paid Services

    • Tiffany strongly advises against paying companies to find unclaimed money. All legitimate resources are free and publicly available. The amounts recovered are often small, making paid services uneconomical.

    – Budget Nirvana Course Offer

    • Tiffany offers her Budget Nirvana course for $97 (regularly $297) with a link in the show notes. The course teaches personalized budgeting systems and includes community access.

    Resources

    • National Association of Unclaimed Property Administratorstool
    • MissingMoney.comtool
    • IRS Where's My Refundtool
    • Pension Benefit Guaranty Corporationtool
    • NAIC Life Policy Locatortool
    • USA.gov Unclaimed Money Guidearticle
    • NCUA Unclaimed Depositstool
    • Budget Nirvana Course

    Topics

    unclaimed moneygovernment refundspersonal financeretirement accountslife insurancecredit unionsfinancial literacyscam avoidancebudgeting

    Free Money Alert! How to Find and Claim Unclaimed Money | Ep. 294

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