Sound Financial Therapy with Kate Dorman | Ep. 120

Jul 8, 202218 min

Kate Dorman joins Tiffany this episode to discuss all things money and psychology, diving into the different factors that impact our beliefs about money. Kate shares her experience as a Financial Therapist, and how she helps her clients navigate financial behaviors. About Our Guest Kate Dorman is a Licensed Social Worker and Mental Health Professional. She is also a self-proclaimed personal finance nerd. After working for years as a mental health therapist, Kate now works with individuals and couples as a Financial Therapist. Kate loves exploring the roles that early experiences, relationships, values, culture, social media, and feelings play in one’s relationship to money and financial behaviors. Connect with Kate Instagram: https://www.instagram.com/soundfinancialtherapy/ Website: https://www.soundfinancialtherapy.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Kate Dormanfinancial therapymoney beliefs

Understanding the Psychological Toll of Credit Card Debt | Ep. 317

Apr 23, 202418 min

In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being. Timestamps: [00:00] Competition spurred credit card innovation, global convenience. [06:36] Credit card debt causes financial stress and strain. [09:31] Creating a budget is crucial for financial stability. [13:04] Use credit card regularly, pay off immediately. [14:41] Get help with credit card debt wisely. Key Points: The origin of credit cards and their evolution since the 1950s. The psychological differences between spending with cash versus credit. Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection. Personal anecdotes about how credit can be advantageous when used responsibly. The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health. The role of money management in personal relationships and self-esteem. Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits. The importance of paying off balances each month and keeping utilization low to improve credit scores. Resources: Blog post on budgeting (https://moneytalkwitht.com/blog/budgeting-basics/) with a video walkthrough of the budget spreadsheet (free download). Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3), which delves deeper into budgeting strategies and mindset. Need personal help with credit card debt management? Schedule a free 15-minute consultation (https://academy.moneytalkwitht.com/15-minute-consultation) with Tiffany. Get YNAB (https://ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) to start your budgeting journey Do you know when you will be debt-free? Get Debt Payoff Planner (https://shareasale.com/r.cfm?b=2257666&u=1759791&m=135483&urllink=&afftrack=) to find out! Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298 (https://moneytalkwitht.com/podcast/navigating-a-mountain-of-credit-card-debt-tips-for-debt-management-and-recovery/) Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179 (https://moneytalkwitht.com/podcast/tiffanys-take-is-there-such-thing-as-too-much-debt-ep-179/) Call to Action: Reflect on your relationship with credit cards. Consider necessary changes to enhance your financial health and mental well-being. Get help if you're struggling with credit card debt. Engage with Tiffany through social media or email to share your experiences. Reminder: If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany. Don’t forget to like, subscribe, share, rate, and review the podcast. Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights. Contact Information: Website: www.moneytalkwitht.com Submit Questions:...

Credit Card DebtMental HealthBudgeting

Why The Envelope Method Of Budgeting Works So Well | Ep. 203

Feb 14, 20237 min

The envelope method is a tried and true budgeting system that can help you save money, pay off debt and get your finances in order. In this episode, I explain how the envelope method works, and show you how to set it up for yourself! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Ang Matthews' FREE Invested Masterclass, available at www.investedmasterclass.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Envelope MethodCash BudgetingSpending Control

Rahkim Sabree Unpacks the Six Sources of Financial Trauma | Ep. 390

Sep 25, 202518 min

This week, Tiffany welcomes back financial trauma expert Rakim Sabri (for his fourth appearance!) to unpack what financial trauma really means and why it affects everyone—not just those who’ve had direct money struggles. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/healing-financial-trauma/ Key Topics What is Financial Trauma?Rahkim explains it’s any negative experience (direct or observed) that impacts how you think, feel, or act with money—covering not just your own experiences but also family, institutional, and even societal influences. There are six sources of financial trauma, from generational to systemic. Why It Matters:Financial trauma is universal—understanding this helps shift the focus from blaming individuals to recognizing bigger societal patterns. It can show up in unexpected ways, even for those who haven’t faced poverty. How to Start Healing:Rahkim’s “3 E’s”: Exposure (learning to recognize trauma), Education, and Execution. Awareness can empower you to make better decisions and break unhealthy money cycles. Practical Examples:The panic of opening bills, retail therapy, and risky investments can all be symptoms of financial trauma. Sometimes, seeking comfort doesn’t have to cost money—try nature, breathing, or connecting with others. About Rahkim’s Book: Rakim’s book "Overcoming Financial Trauma (https://amzn.to/482tOpy)" drops November 2025 and is available for pre-order everywhere books are sold. Connect with Rahkim Website: rahkimsabree.com (https://www.rahkimsabree.com/) (find all his socials there) Most active on LinkedIn & Instagram: @rahkimsabree Keep the Conversation Going Catch up on past episodes at moneytalkwitht.com (https://www.moneytalkwitht.com) and follow @MoneyTalkWithT everywhere.

Rakim Sabreefinancial traumagenerational trauma

Breaking Free from Financial Shame and Guilt | Ep. 296

Jan 23, 202412 min

Are you grappling with feelings of financial shame or guilt? In this heartfelt episode of Money Talk With Tiff, Tiffany Grant tackles the sensitive topic of overcoming financial shame and the emotional weight of past spending mistakes. With compassion and understanding, Tiffany walks listeners through a step-by-step guide to acknowledging and using these feelings as a catalyst for positive change. From exploring the roots of your money habits to setting realistic goals, Tiffany provides actionable advice on gaining control over your finances. If you're ready to face your financial fears head-on and embrace a future of financial confidence, this episode is a must-listen. Don't forget to rate, review, subscribe, and share this episode with anyone who might be struggling with similar issues. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Key Takeaways Financial shame and guilt - Acknowledging and overcoming negative emotions. Understanding money habits - Identifying spending and saving patterns. Setting realistic goals - Creating achievable financial targets. Creating a budget - Allocating funds based on goals. Educating yourself - Knowledge as a tool to empower. Seeking help - Utilizing financial counseling or therapy. Facing financial challenges - Confronting issues to break the cycle. Additional Links & Resources YNAB (https://www.ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Book a 15-minute consultation (https://moneytalkwitht.com/15minuteconsultation) Ask Tiffany Your Money Question (https://academy.moneytalkwitht.com/asktiffany) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

financial shamefinancial guiltmoney habits

Becoming An Accredited Financial Counselor with Rebecca Wiggins | Ep. 70

Sep 16, 202132 min

About Our Guest Rebecca Wiggins is the Executive Director of the Association for Financial Counseling and Planning Education (AFCPE®) where she leads the professional membership and certification organization for the field of financial counseling and education and provides an annual research and training symposium for field professionals. She is a hands-on executive with over 10 years of experience in nonprofit organizational management. As a respected leader, she has built motivated staff teams with strategic vision and diligence, while optimizing operational efficiencies and creative opportunities. Previously, Rebecca managed multiple financial education grant-funded programs for military financial counselors and educators, in partnership with FINRA Investor Education Foundation and Department of Defense. As Grant Programs Coordinator, Ms. Wiggins worked collaboratively with subject matter curriculum and design experts, managing the quality assurance, implementation and evaluation components for each project. As Director of Certification Programs, Ms. Wiggins expanded the organization’s Accredited Financial Counselor® (AFC®) University partnership program and implemented policies and procedures for greater efficiency and support for certification candidates. Additionally, she worked to elevate standards and support for the post certification requirements to maintain AFCPE designations. Ms. Wiggins holds a Masters of Family Financial Planning and a Masters in Business Administration. She is deeply committed to AFCPE’s mission and focused efforts to build, support and ensure the integrity of the Personal Finance profession and improve the economic well-being of all individuals and families worldwide. Connect with Rebecca LinkedIn AFCPE (https://www.afcpe.org/) Twitter Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Rebecca WigginsAFCPEAccredited Financial Counselor

Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179

Dec 13, 20226 min

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

DebtDebt PayoffStudent Loans

Twitter Spaces Replay 10/10 | Ep. 149

Oct 17, 202276 min

Every Monday at 9 PM exclusively on Twitter, Tiffany hosts a Space called FinNoir: A Space for Black Money Talk. This Space features a variety of black voices in personal finance to give their perspectives, information, and thoughts on money topics that affect the black community. In this session, we discuss popular financial myths and the truth behind them. Hosts: Tiffany Grant (http://www.moneytalkwitht.com/) & Rahkim Sabree (https://www.moneytalkwitht.com/blog/RahkimSabree.com) Speakers: Markia Brown (http://www.markiabrown.com/), Steven Stack (https://www.moneytalkwitht.com/blog/StevenLStack.com), Camari Ellis (https://youtube.com/channel/UCzraqCajunpvtkDwnakByqA), Nia Adams (http://www.perspectiveschange.com/), Jonathan Thomas (https://youtube.com/channel/UCh6j8npR7TSMij5sJ88js3g), Renita Young (https://www.moneytalkwitht.com/blog/Instagram.com/renitadyoung), Tamika Howell (https://www.instagram.com/organizeyourmoney/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Money Psychology