Twitter Spaces Replay 10/10 | Ep. 149

Oct 17, 202276 min

Every Monday at 9 PM exclusively on Twitter, Tiffany hosts a Space called FinNoir: A Space for Black Money Talk. This Space features a variety of black voices in personal finance to give their perspectives, information, and thoughts on money topics that affect the black community. In this session, we discuss popular financial myths and the truth behind them. Hosts: Tiffany Grant (http://www.moneytalkwitht.com/) & Rahkim Sabree (https://www.moneytalkwitht.com/blog/RahkimSabree.com) Speakers: Markia Brown (http://www.markiabrown.com/), Steven Stack (https://www.moneytalkwitht.com/blog/StevenLStack.com), Camari Ellis (https://youtube.com/channel/UCzraqCajunpvtkDwnakByqA), Nia Adams (http://www.perspectiveschange.com/), Jonathan Thomas (https://youtube.com/channel/UCh6j8npR7TSMij5sJ88js3g), Renita Young (https://www.moneytalkwitht.com/blog/Instagram.com/renitadyoung), Tamika Howell (https://www.instagram.com/organizeyourmoney/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

LLCcredit scorefinancial myths

Becoming a Certified Financial Education Instructor with Vince Shorb | Ep. 255

Aug 17, 202322 min

Are you looking to become a financial educator? Don't miss out on the conversation between Tiffany Grant and Vince Shorb, CEO of National Financial Educators Council (NFEC). Vince shares his personal journey with finance and how he created NFEC with the mission of bringing quality financial education into communities across the globe. Learn more about their two certifications—for group teaching and one-on-one coaching—and how they ensure that their certified professionals have content knowledge, teaching expertise, and successful program skills. Get an insight into Vince's take on the lack of teacher training when it comes to financial literacy and learn how you can become a Certified Financial Education Instructor (CFEI) with NFEC today! About Our Guest Vince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming. After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation. Vince’s mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals. Shorb has led the NFEC in the development of 2,500 financial education programs and more than 80 financial literacy assets and financial education standards that guide the industry. His focus is on mobilizing and developing community champions and empowering them with the resources, knowledge, and processes they need to help their communities’ citizens work toward financial self-sufficiency and security. Connect with Vince Visit the website: https://www.financialeducatorscouncil.org Access the research: https://www.financialeducatorscouncil.org/financial-literacy-research/ Instagram: nfec_finedu (https://www.instagram.com/nfec_finedu/) Additional Resources and Links Visit our site: https://moneytalkwitht.com/ What is the Definition of Financial Literacy? (https://moneytalkwitht.com/blog/financial-literacy-definition/) Financial Literacy in Schools? Here are the Overlooked Pros and Cons (https://moneytalkwitht.com/blog/teach-financial-literacy-in-schools/) Financial Literacy in High Schools with Yanely Espinal (https://moneytalkwitht.com/podcast/financial-literacy-in-high-schools/) Financial Literacy for Gen Z: Why it Matters and How To Improve It (https://moneytalkwitht.com/blog/gen-z-financial-literacy/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Vince ShorbNational Financial Educators CouncilNFEC

Culture and 25 States in 25 Weeks with Dimitry Neyshtadt | Ep. 15

Oct 24, 201922 min

Join Tiffany as she talks culture, consumer debt, and traveling through 25 states in 25 weeks with Dimitry Neyshtadt. Learn how he lowered his living expenses by purchasing an RV and road-tripping! About our Guest Dimitry Neyshtadt created 90 Day Money Pro to ensure that any hard-working & motivated American would have access to the most important and critical tips to achieve Financial Independence. He’s been an award-winning financial advisor for the past 10+ years and has helped over 1,000 clients one-on-one to optimize their finances. He’s also a great speaker who frequently presents at colleges and universities, nonprofits, real estate agencies, conferences and meetings, and more. In 2019, he’s traveled 25 States in 25 Weeks on the “Money Pro Tour” while Full-Time RVing with @TheFinanceFrenchie, his 2-year-old dog Brady. Check out his great content on social media @90DayMoneyPro and his Podcast on Apple Podcasts & Spotify. Like him on Facebook: www.facebook.com/90daymoneypro Follow him on Twitter: www.twitter.com/90daymoneypro Follow him on Instagram: www.instagram.com/90daymoneypro Links www.moneytalkwitht.com (http://www.moneytalkwitht.com/) Consumer debt article: https://www.moneytalkwitht.com/word-wednesdays/consumer-debt Sponsor Decluttr specializes in buying your used CDs, DVDs, Blurays, and Games to help you make room and money! With Decluttr, you can enter your items barcodes into our valuation engine, and we'll give you an instant offer. Alternatively, you can download the FREE app (available on Android and IOS) and scan your items with your smartphone's camera. You'll need to enter a minimum of 10 items or have an overall value of $5 to complete your order. Then you pack all your items into a box and then ship your items to us for free! When we receive your items, we'll pay you on the next business day. Be sure to use code: MONEYTALK5 at checkout for $5 off a purchase OR $5 added to your sale. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dimitry NeyshtadtRV livingconsumer debt

The Winning Playbook: An Interview With Former Pro Football Player Jonathan Scott | Ep. 204

Feb 16, 202320 min

Former NFL player Jonathan Scott shares his story of financial empowerment. He talks about the importance of playing defense with your money and how to set yourself up for success both on and off the field. This episode is a must-listen for anyone looking to achieve financial empowerment. About Our Guest Jonathan Ray Scott is from Dallas, Texas. A ten-year veteran of the National Football League as an offensive tackle, Jonathan was also a member of the 2005 National Champion Texas Longhorns football team. Jonathan’s life off the field has been as successful as his time on the field with experience in real estate, finance, education, coaching, executive leadership, and the music industry. Connect with Jonathan Website - https://thewinningplaybook.com/ Instagram - https://www.instagram.com/jskizzle72 Twitter - @jskizzle72 Connect with Tiffany Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Jonathan ScottNFLfinancial empowerment

4 Components of Financial Wellness with Steven M. Hughes | Ep. 213

Mar 16, 202322 min

If you're looking to achieve long-term financial wellness, you need to make sure all four of its key components are in check! In this episode of Money Talk With Tiff, expert guest Steven M. Hughes discusses each one and provides helpful tips for getting on track. Don't miss it! About Our Guest Steven M. Hughes is a Financial Therapist, Reiki Master Teacher, and professional speaker who helps 1-on-1 clients and corporate teams move their finances--and lives--forward. He has served as a financial expert for Google, Airbnb, Tiffany & Co., and more to help audiences reduce their stress around money and achieve lasting financial wellness. Steven is also the founder of the non-profit Know Money®, which exists to help Black college students avoid financial pitfalls and build healthy money mindsets and behaviors. Connect With Steven Twitter: @knowmoneysteve Instagram: @stevenmhughes Facebook: knowmoneysteve Key Takeaways Stephen M. Hughes and Tiffany discussed the four components of financial wellness: Awareness, Education, Action, and Mindfulness. Awareness is being in the right frame of mind to make conscious decisions about money. Education is a greater understanding of financial concepts beyond the basics, such as budgeting and savings. It includes more complex topics like insurance, estate planning, investment strategies, etc. Action involves taking steps to improve one's own financial situation through research or professional guidance; it is considered the most critical step in financial wellness by the speaker. Mindfulness is an understanding that our emotions are intertwined with money matters; it contributes to overall well-being and should be considered when making decisions about finances. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Steven M. Hughesfinancial wellnessfinancial literacy

Paying Off Credit Card Debt with Rita Bautista | Ep.7

Aug 29, 201921 min

Join Tiffany as she has a money talk with Rita Bautista, host and creator of the Empowerment & All That podcast! We discuss how she was able to pay off $15,000 in credit card debt in less than a year! She drops some real gems so definitely take a listen. Be sure to subscribe and rate this podcast on your favorite platform! This helps more people find us. About our guest: Rita Bautista is a Latina Host & Creator of Empowerment & All That Podcast. The podcast was created as a direct result of years of Rita’s own personal development. She launched the podcast for women that deliver motivational tips and empowering stories from women with diverse backgrounds. Her hope is that these stories and tips will one day will reach women all around the world. Find her on Facebook: www.facebook.com/empowermentandallthat Follow her on Instagram: www.instagram.com/empowermentandallthat Links Visit our blog: www.moneytalkwitht.com Want to be a guest? Fill out this form and let us know! Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Rita Bautistacredit card debtsnowball method

ABCs of Teaching Little Kids About Money with Sammy Rabbit | Ep. 230

May 18, 202321 min

Are you wondering how you can teach little kids about money? Look no further! In this episode, Sam X Renick (aka Sammy Rabbit) and Tiffany Grant discuss some fun and effective ways to get children excited about financial literacy. From using transparent jars with a "deposit dance" to reading storybooks, learn the ins and outs of teaching kids to save money and understand financial concepts age-appropriately. With Sam's extensive background in financial services, you can trust that his advice is reliable - so join us now for some great tips on teaching your kids about money! About Our Guest Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits! Since then Renick has produced one of the largest libraries in the world of financial literacy resources. It includes stories and songs like Sammy’s Big Dream, Get in the Habit, S.A.V.E. Rainy Day, Lemonade Stand, Anyone Can Be Rich, Show Your Family the Way and more. Connect with Sammy LinkedIn: Sam X Renick (https://www.linkedin.com/in/samxrenick/) Twitter: @SammyRabbit1 Website: samxrenick.com This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Sam X RenickSammy Rabbitfinancial literacy

Inspiring Your Team Through Storytelling with Anthony Weaver | Ep. 327

Jul 4, 202416 min

In this enlightening episode, Tiffany Grant welcomes back Anthony Weaver, a repeat guest from episode 199. Anthony shares his in-depth knowledge and strategies for leaders through his concept of HOPE, which stands for Hero's journey, Organizational purpose, Passionate impact, and Empathy in action. This episode dives into the essential stories leaders should communicate to effectively connect with their teams and inspire higher performance and engagement. Key Takeaways 1. Hero’s Journey - Share personal stories of challenges and growth to help team members relate and draw inspiration. 2. Organizational Purpose - Communicate the vision and mission of the organization to give employees a clear target and purpose. 3. Passionate Impact - Recognize and communicate the individual and collective impact your team has on the industry and the company. 4. Empathy in Action - Share customer stories and feedback to emphasize the importance of their work and create a sense of fulfillment and motivation. About Our Guest Anthony Weaver is a leader in his field, managing hundreds of employees. He is known for his pragmatic approach to leadership, emphasizing the importance of storytelling to build stronger, more cohesive teams. Anthony also runs a popular YouTube channel, "About That Wallet," where he discusses financial literacy and leadership. Connect with Anthony Website: https://aboutthatwallet.com Social Media: @aboutthatwallet YouTube: About That Wallet (https://www.youtube.com/c/AboutThatWallet) Connect with Tiffany Website: https://moneytalkwitht.com Social Media: @moneytalkwitht Call-to-Action Enjoy this episode? Make sure to subscribe and leave a review on your favorite podcast platform. Share this episode with managers and leaders who could benefit from these insights. Tune in next Thursday for another insightful episode of Money Talk with Tiff. Don't miss out on Tiffany's practical financial tips and inspiring guest interviews. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Anthony WeaverTiffany GrantHOPE framework

Free Money Alert! How to Find and Claim Unclaimed Money | Ep. 294

Jan 16, 202411 min

In this episode, Tiffany Grant shares her wealth of knowledge on uncovering hidden funds that could be rightfully yours. From unclaimed property to undelivered refunds, she covers it all. With Tiffany's expert guidance, you'll learn how to navigate official government websites, including the IRS and USA.gov, and specific databases, such as the Pension Benefit Guarantee Corporation and the National Association of Insurance Commissioners. She also highlights credit unions as a potential source for unclaimed deposits. But here's the best part - Tiffany stresses that all these resources are freely accessible and that individuals can do the research themselves without paying external companies. As she says, why pay for something when you can find it yourself? Tiffany shares her personal experience of finding an old paycheck through this process. And don't worry about missing out on any future unclaimed funds because Tiffany recommends periodically checking for them. As a special treat for our listeners, Tiffany has a limited-time offer for her Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) (regularly $297) - a program designed to help you achieve financial bliss by optimizing your budgeting skills. So don't wait any longer and start your journey towards finding quick money with Tiffany today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources Search for your unclaimed property (it’s free) – National Association of Unclaimed Property Administrators (NAUPA) (https://unclaimed.org/search/) MissingMoney.com | Search for Unclaimed Property (https://www.missingmoney.com/) Refunds | Internal Revenue Service (https://www.irs.gov/refunds) Home Page | Pension Benefit Guaranty Corporation (https://www.pbgc.gov/) National Association of Insurance Commissioners (https://eapps.naic.org/life-policy-locator/) Need life insurance? Reach out to Acquania Escarne (https://calendly.com/acquania/tiff) How to find unclaimed money from the government | USAGov (https://www.usa.gov/unclaimed-money) NCUA - National Credit Union Administration (https://ncua.gov/) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Did you find any money as a result of this episode? Get In...

Unclaimed PropertyNAUPAIRS Refunds

Unmarried Couple Living Together? Here's What You Should Have - A Cohabitation Agreement! | Ep. 280

Nov 16, 202329 min

Are you considering living with your partner but worried about the legal implications of cohabiting? Kimberlee Davis has got your back! In this informative episode, she explains exactly what a cohabitation agreement is and how it can help protect both parties in case of a separation. Learn why it’s so important to define each individual’s money language and ownership of assets before taking such an important step. Listen now to learn everything you need to know about creating a secure and equitable cohabitation agreement - essential knowledge for any unmarried couple living together! About Our Guest Kimberlee Davis, affectionately known as the Fiscal Feminist, is an influential figure in the world of finance and empowerment. Born and raised in the United States, Kimberlee's journey is one that demonstrates resilience, determination, and a strong commitment to advocating for financial literacy among women. Professionally, Kimberlee has built an impressive career that spans over three decades. Her experience in the corporate world started as a corporate securities lawyer and eventually led her to become a Partner and Senior Managing Director at The Bahnsen Group, a wealth management firm. Here, Kimberlee's dedication to financial literacy took center stage as she began to focus on women's financial issues, hence the birth of her persona as the Fiscal Feminist. Connect with Kimberlee Visit her website: https://www.fiscalfeminist.com/ Instagram: @thefiscalfeminist Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources The Fiscal Feminist book (https://amzn.to/47dSiIY) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Cohabitation AgreementKimberlee DavisFiscal Feminist

Markia Brown: How To Improve Your Credit Score Fast | Ep. 197

Jan 26, 202319 min

In this episode, credit expert Markia Brown shares her top tips for improving your credit score fast. From paying your bills on time to disputing incorrect information on your credit report, she offers easy-to-follow advice that anyone can follow. About Our Guest Markia Brown is a Certified Financial Education Instructor℠, Registered Financial Associate, and creative who teaches young adults how to achieve true financial wellness and improve their quality of life. With over 200,000 followers on Tik Tok, Markia demonstrates an ability to educate, inspire, and communicate with all ages, especially Millennials and Gen-Z, through relatable, easily digestible user-generated financial literacy content. Due to her entertaining and relatable content, Markia was selected for TikTok’s creator program for black content creators, known as #BlackTikTok. She is also a graduate of WPP’s 2022 NextGen Leaders Program. She has been featured in multiple online publications as a subject matter expert in personal finance and has been a repeat guest for WJZY’s Queen City News in Charlotte, NC. Connect With Markia Follow her on TikTok: @themoneyplug.co Follow her on Instagram: theemoneyplug Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Markia Browncredit scorecredit report

Retirement Daily with Robert Powell | Ep. 113

Jun 16, 202223 min

Robert Powell joins Tiffany in this episode to talk through all things retirement planning! Robert drops gems on how to start planning for retirement, where you should be investing your money, and he answers frequently asked questions about retirement. About Our Guest Robert Powell, CFP®, is an award-winning financial journalist whose work appears regularly in MarketWatch.com, USA Today, TheStreet.com, The Wall Street Journal, and AARP. He is the editor and publisher of TheStreet’s Retirement Daily (www.retirementdaily.net (http://www.retirementdaily.net/)), editor-in-chief of the Investments and Wealth Institute’s (IWI) Retirement Management Journal, host of IWI’s Exceptional Advisor podcast; co-founder of finStream.tv; and co-founder of Salem State University's Online Elder Planning Specialist program. Connect with Robert Instagram: https://www.instagram.com/retirementdaily/ Twitter: @rjpiii (https://twitter.com/RJPIII) Facebook: https://www.facebook.com/RetirementAdviceandWisdom Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Retirement PlanningI-Bonds401k

The Secret to Introducing Financial Concepts to Children Ages 4-8 | Ep. 371

Mar 6, 202514 min

In this episode of Money Talk With Tiff, host Tiffany Grant sits down with Anthony Delauney, a financial planner with over two decades of experience and a dedicated author focused on financial literacy for children. Anthony shares his unique approach to teaching kids about money through engaging children’s picture books. Discover how stories like "Dash and Nikki and the Jelly Bean Game" incorporate financial lessons such as delayed gratification and interest through relatable, everyday scenarios. Anthony and Tiffany discuss the vital principles of financial education tailored for young minds and how life lessons play a crucial part in understanding finances. Anthony also highlights the significance of overcoming the fear of judgment in financial decision-making, a topic he explores in another of his works, "Akash and Mila and the Big Jump". Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/teaching-money-to-kids/ Takeaways Teaching kids about money is crucial, and it can begin with fun stories that resonate with their experiences. Using children's picture books is a creative way to introduce financial concepts without overwhelming them with adult lessons. Financial literacy for kids should focus on foundational principles, like delayed gratification and empathy in money decisions. Parents should model positive reactions to mistakes, as this builds confidence in their kids when facing financial decisions. For parents and educators looking to introduce or enhance financial literacy education for young children, this episode is a treasure trove of insights and practical advice. Resources Mentioned Explore the Owning the Dash series: OwningTheDash.com (http://owningthedash.com) Follow Money Talk With Tiff (https://www.moneytalkwitht.com) for updates and more episodes. Connect with Tiffany Grant on social media @MoneyTalkWithT Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Anthony Delauneyfinancial literacychildren's books

Understanding Credit Reports and Scores with Experian’s Rod Griffin | Ep. 325

Jun 14, 202422 min

In this enlightening episode of Money Talk With Tiff, Tiffany Grant sits down with Rod Griffin from Experian to discuss common misconceptions about credit scores and reports. Rod Griffin, who is the Director of Consumer Education and Advocacy at Experian, provides valuable insights into how credit works and shares tips for maintaining a healthy credit score. About Our Guest Rod Griffin is Senior Director of Consumer Education and Advocacy for Experian, where he manages the award-winning national consumer education and advocacy program in North America. With more than 25 years of experience in the credit reporting and information services industry, he is an expert on consumer issues, particularly credit reporting, credit scoring and identity theft. He frequently appears in national television, print, radio and online media and presents regularly at regional and national financial literacy events. Connect with Rod Twitter (X): @Rod_Griffin (https://twitter.com/rod_griffin) Credit Chat on Twitter (X): https://twitter.com/hashtag/creditchat Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Responsibly using credit for financial advantage. [03:20] Credit is essential for financial opportunities and success. [06:49] Credit score doesn't affect credit report. [10:43] Credit bureau provides Fico scores to lenders. [14:38] Understand credit score factors, pay on time. [16:45] Dispute information, but it has risks. Key Topics Covered 1. Introduction to Experian: Rod explains that Experian is a global information services company known for being one of the big three credit bureaus in the U.S. Highlights of Experian's diverse services, including credit reporting, fraud and identity theft prevention, automotive history, and healthcare financial services. 2. Common Credit Misconceptions: Credit isn't bad; debt mismanagement is: Credit is a tool, and debt is the problem if not managed properly. Credit report checks: Checking your credit report does not hurt your credit score. Credit report vs. Credit score: The importance of understanding the difference between them. Credit score variability: Reasons for having multiple credit scores due to different scoring models and lenders’ criteria. 3. Improving Your Credit Score: First steps: Obtain your credit report and identify risk factors impacting your score. Two key practices: Always pay your bills on time and keep your credit card...

Rod GriffinExperiancredit reports

Minority Mindset with Jaspreet Singh | Ep. 84

Jan 13, 20226 min

Live from FinCon 2021, Tiffany sits down with this year's keynote speaker for FinCon, Jaspreet Singh. Jaspreet and Tiffany talk about Jaspreet's journey with his company and how to adopt the 'minority mindset.' About Our Guest Jaspreet Singh is a serial entrepreneur, licensed attorney, and the founder of Minority Mindset (https://theminoritymindset.com/), a financial media company & YouTube Channelwith over one million subscribers. Although he didn’t receive any formal financial education – he’s on a mission to make financial education fun and accessible. Jaspreet is the Chief Executive Money Nerd at Minority Mindset and the host of the Minority Mindset YouTube Channel. Jaspreet is self-taught. His parents are immigrants from the state of Punjab, India. Like many of his second generation Indians, Jaspreet grew up thinking that he needed to become a doctor. But he found a new path. He started his first business – an event planning company – when he was in college. He started Minority Mindset as a hobby just to teach others how to not make the same mistakes he made. Jaspreet pursued Minority Mindset full time after graduating law school. Now Minority Mindset has grown into a full media company. His company is completely bootstrapped. As he likes to say, YouTube funded his business. He uses his viral YouTube channel’s revenue to fund and grow Minority Mindset. His brand has helped countless people get out of debt, start investing, and create a plan towards building wealth. Connect with Jaspreet Website: https://theminoritymindset.com Instagram: @minoritymindset Youtube: https://www.youtube.com/minoritymindset Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Jaspreet SinghMinority MindsetFinCon 2021

Leveraging NACA: Real Estate Investment Tips from Mark Jones II | Ep. 98

Apr 21, 202227 min

In this episode of Money Talk with Tiff, host Tiffany Grant speaks with Mark Jones II, a real estate investor and founder of "Livin Rent Free." Mark shares insights about the Neighborhood Assistance Corporation of America (NACA), a platform offering zero money down and zero closing costs mortgages. He explains the eligibility criteria and discusses the opportunities and challenges of the NACA program. Mark also delves into the concept of house hacking and the potential of using section 8 vouchers to pay for mortgages. If you're looking to delve into real estate investment and learn about unique financing options, this episode is a must-listen! About Our Guest Mark Jones II is a Los Angeles native. Growing up in Los Angeles, Mark was inspired by the real estate developer Rick Caruso of Caruso Affiliates and his developments The Grove and The Americana. As a child, seeing huge Caruso® real estate developments spring up inspired him to create something of his own. In a way it empowered Mark. He asked himself, “If other people could create something beautiful in real estate that brought such beauty and enjoyment into the lives of others, why couldn’t I?” Connect with Mark Instagram: https://www.instagram.com/livinrentfree/ YouTube: https://www.youtube.com/@livinrentfree TikTok: https://www.tiktok.com/@livinrentfree_ Connect with Tiffany Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Timestamps [00:00] NACA protects homeowners from predatory lending practices. [03:17] Man sued banks, funds NACA program for mortgages. [08:56] Real estate options depend on income level. [10:08] Gentrification brings investment opportunities in evolving neighborhoods. [13:35] NACA program offers unique options, some limitations. [17:13] Took a risk, profited big in LA. [23:29] House hacking: live in part, rent out rest. Key Topics NACA Program: Zero Down Payment and Closing Costs Real Estate Investing: Multifamily House Hacking Strategy Section 8 Vouchers: Potential for Home Purchase Community Development: Advocacy for Homeownership Financial Literacy: Wealth Building through Real Estate Eligibility and Criteria: Qualifications and Caveats Flexibility and Options: Lower Interest Rates and Rehab Financing Additional Links & Resources Home | NACA (https://www.naca.com/) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

NACAMark Jones IINeighborhood Assistance Corporation of America

Financial Literacy