Money Talk With Tiff

How to Get Higher Returns with Real Estate Syndication | Ep. 263

Are you looking to get more from your investments? Real estate syndication may be the way! Tiffany Grant and Stephanie Walter discuss the ins and outs of this lucrative investing opportunity. Learn how the JOBS Act of 2012 changed syndication in a big way, plus discover what qualifications you need to be an accredited investor. Plus get insider tips from Stephanie on researching a location before investing, and learn all about her new book "Shattering Money Myths". Discover why real estate syndication can provide higher returns than REITs - listen now! To enter the book giveaway visit: https://moneytalkwitht.com/giveaways/ About Our Guest Stephanie Walter is a legacy cash flow specialist, capital raiser, syndicator, real estate investor and the CEO of ERBE Wealth. Prior to founding her investment group, Stephanie followed her dream of being an entrepreneur and started her own insurance agency. It was one of the largest, most highly awarded agencies in Colorado. She recently retired and sold her insurance agency of 16 years by following the key principles she now teaches professionals to use.   Over years of working with her investors, Stephanie discovered that the very wealthy view and use money differently than the rest of us; they actively have their money working for them -- sometimes at several places at the same time! Stephanie realized these strategies can be used by anyone, not just the rich. Her passion is teaching people to “unlearn” what most of us have been wired to think about money and re-educating people on attaining wealth that can be passed onto the next generation. My goal is to connect my select group of investors with investment opportunities that I’ve found and vetted to be extremely desirable. And at the end of the day, I’m really looking to help my investors reach their financial goals. Connect With Stephanie Visit her website: https://erbewealth.com Facebook: ERBE Wealth (https://www.facebook.com/erbewealth) Connect With Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Real estate syndication allows investors to pool resources for larger properties with professional management and higher returns (15-20% annually) than REITs.”

Planning For Short-Term Goals Without Sacrificing Long-Term Savings | Ep. 262

Ready to save for your future?  Tiffany is here to help! In this episode, she answers a listener's question and shares her top tips for getting started with savings and retirement. Learn how to build an emergency fund, allocate contributions, and invest in multiple sources. Plus, get advice on how to plan for short-term goals without sacrificing long-term savings plans! Don't delay - start saving today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help with exploring your options? Schedule a consultation with me here: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Mini Talk: The Baby Emergency Fund Tiffany's Take: How Much Should My Emergency Fund Be? Get a FREE personalized financial plan to see what you should be working on: https://app.savology.com/landing/money-talk-with-tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Build an emergency fund before aggressive investing”

Learn the Ins and Outs of Contracting with Lata Hamilton | Ep. 261

Looking for a career change or some extra income? Join us as we discuss the ins and outs of contracting with Lata Hamilton. From fixed-term contracts to day rate contracts, learn how you can use recruiters, temp agencies, and platforms like LinkedIn to find the perfect job. Plus, find out how Hamilton tripled her salary by utilizing different kinds of contract jobs. Finally, discover the importance of knowing your worth - get the tips that will make sure you're getting paid what you deserve! About Our Guest Lata Hamilton is a Change Leadership and Confidence expert, and the creator of the “Leading Successful Change” program. After tripling her salary in just 3 years to almost $200,000, her mission is to help millennial women carve their own paths in their career, leadership and life, and find the confidence and authenticity to truly earn their worth. Lata has worked with some of Australia’s biggest companies on changes that have impacted over 100,000 people, operating model changes impacting thousands, global cultural transformations, and digital transformation that is literally changing the way that we work. Connect with Lata Website: www.latahamilton.com Instagram: @latahamilton LinkedIn: Lata Hamilton Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Additional Links & Resources Staffing agency Tiffany recommends: https://grahamjobs.com I Switched Careers & So Can You! Here's How! (https://moneytalkwitht.com/podcast/switch-careers/) How To Make More Money In Your Career - Tried and True Strategies For Success   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Day-rate contracting can dramatically accelerate income growth compared to traditional salaried roles”

Can't Pay Your Mortgage? A Guide to Dealing With Mortgage Crisis | Ep. 260

Worried about not being able to pay your mortgage? Don't fret! Tiffany Grant has come to the rescue with her expert advice on what you can do. From loan modifications and refinancing to short sales and forbearance, she'll give you all the options you need so that foreclosure can be a last resort. Plus, learn how to take advantage of government programs and seek help from financial counselors for even greater peace of mind. Listen now for the best tips on dealing with a mortgage crisis! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need a second opinion? Don’t hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Contact your mortgage lender first—they want to help you stay in your home”

How Kudosy Is Revolutionizing Kids' Financial Education | Ep. 259

Looking to teach your kids about money and financial literacy? Tyler Nicholls, the creator of Kudosy, has the perfect solution. Kudosy is an innovative education app that helps parents give their children points for good behavior they can use as a financial playground. With Kudosy, parents are able to help their children learn about saving, investing, and overall financial concepts in an easy-to-use interface. Learn more about Tyler's development roadmap for this revolutionary app and how it encourages family economics while teaching important financial lessons. Tune in now to learn about Kudosy and how it can help you raise financially literate children! About Our Guest Tyler Nicholls, a dynamic and seasoned entrepreneur with a passion for making a significant impact, is dedicated to serving people on a large scale through innovative software solutions. A graduate of Brigham Young University with a degree in Business Strategy, Tyler possesses a strong academic background that has informed his entrepreneurial pursuits. His dedication to education led him to a teaching career in 7th grade math at inner-city schools through the Teach for America program. To further expand his expertise, Tyler pursued a Master's degree from Boston University. As an avid investor and personal finance aficionado, Tyler has been deeply influenced by his father, a life-long financial advisor. This familial connection to finance has fueled his passion for financial literacy and its importance in today's world. Tyler's love for inventing software that creates a meaningful impact inspired him to establish Kudosy, a groundbreaking platform designed to empower individuals and families with financial knowledge. Visit Kudosy at https://kudosy.com/ Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Financial literacy education is failing despite massive spending because it focuses on concepts rather than habit formation and starts too late”

Is the Biden Administration’s SAVE Plan Right for YOU? – Learn More Now | Ep. 258

Are you interested in learning more about President Biden's new SAVE plan for student loans? Tiffany Grant provides a detailed overview of the plan, including how payments are calculated, the potential benefits and drawbacks of the plan, and who best suits the plan. Get all the information you need to know about the SAVE plan - like how it calculates loan repayments based on the borrower’s income and family size, not on the original loan amount - and find out if it's right for you! Don't miss out on this chance to learn all about this important student loan policy proposal. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help figuring out how to pay off your debt? Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Other Repayment Plans: https://studentaid.gov/manage-loans/repayment/plans Stress-Free Student Loans: Everything You Need To Know To Manage Your Debt (https://moneytalkwitht.com/podcast/stress-free-student-loans/) Connect With Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“SAVE plan calculates payments based on income and family size, not loan balance”

Building Wealth with Financial Flexibility | Ep. 257

It's time to get financially flexible! Chianté Jones, a full-time entrepreneur, is invited by Tiffany Grant for an insightful conversation about financial flexibility. Learn practical advice and activities to improve your money habits and free yourself from financial hiccups. Unveil the importance of saving regularly, strategic debt management, and investing in diverse avenues that can help you grow wealth. Hear Chianté's experience of taking the plunge into entrepreneurship after years of consistent saving and mindset shifts; it's inspiring! Join now to discover how you can become financially flexible too. About Our Guest Chianté Jones is a Financial Coach and the Founder of Dollars and Change. As a Certified Personal and Executive Coach, Chianté works with professional women who are ready to create more flexibility in their lives by confidently managing their money and executing a realistic plan to eliminate debt. Through personalized coaching, she provides education, guidance, and accountability to help them have more fun and fulfillment while still creating a solid foundation to build wealth. After becoming consumer debt free, accumulating over a million dollar net worth, and taking the leap from her 9-5, Chianté knows first-hand the freedom and options that come with having well-managed money. Her advice has been featured on PBS and numerous podcasts and her clients have said coaching with Chianté has changed their life and made talking about money feel safe and approachable. When she’s not helping women create more financial flexibility, you can find her binging a true crime show, Googling random things, or lounging at home with her husband and Yorkie. Connect with Chianté Instagram: @dollarsandchangecoach Facebook: Dollars and Change Coach Connect with Tiffany Visit the website: https://www.moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Financial flexibility means having breathing room to make choices without money being a barrier”

Don't Fall Victim to Lifestyle Creep | Ep. 256

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART Goals This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Lifestyle creep is the gradual increase in spending as income rises, often leaving people with higher earnings but no additional savings or even more debt.”

Becoming a Certified Financial Education Instructor with Vince Shorb | Ep. 255

Are you looking to become a financial educator? Don't miss out on the conversation between Tiffany Grant and Vince Shorb, CEO of National Financial Educators Council (NFEC). Vince shares his personal journey with finance and how he created NFEC with the mission of bringing quality financial education into communities across the globe. Learn more about their two certifications—for group teaching and one-on-one coaching—and how they ensure that their certified professionals have content knowledge, teaching expertise, and successful program skills. Get an insight into Vince's take on the lack of teacher training when it comes to financial literacy and learn how you can become a Certified Financial Education Instructor (CFEI) with NFEC today! About Our Guest Vince Shorb is one of the country’s leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming. After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council – an organization dedicated to combating the financial illiteracy epidemic. He is the current CEO of the NFEC, an IACET Accredited company and a Certified B Corporation. Vince’s mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family, and global community goals. Shorb has led the NFEC in the development of 2,500 financial education programs and more than 80 financial literacy assets and financial education standards that guide the industry. His focus is on mobilizing and developing community champions and empowering them with the resources, knowledge, and processes they need to help their communities’ citizens work toward financial self-sufficiency and security. Connect with Vince Visit the website: https://www.financialeducatorscouncil.org Access the research: https://www.financialeducatorscouncil.org/financial-literacy-research/ Instagram: nfec_finedu (https://www.instagram.com/nfec_finedu/) Additional Resources and Links Visit our site: https://moneytalkwitht.com/ What is the Definition of Financial Literacy? (https://moneytalkwitht.com/blog/financial-literacy-definition/) Financial Literacy in Schools? Here are the Overlooked Pros and Cons (https://moneytalkwitht.com/blog/teach-financial-literacy-in-schools/) Financial Literacy in High Schools with Yanely Espinal (https://moneytalkwitht.com/podcast/financial-literacy-in-high-schools/) Financial Literacy for Gen Z: Why it Matters and How To Improve It (https://moneytalkwitht.com/blog/gen-z-financial-literacy/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“NFEC offers tiered certifications for financial educators and coaches that go beyond content knowledge to include teaching methodology and proven program execution.”

Transform Your Credit Score With These Easy Steps | Ep. 254

Struggling with your credit score? Tiffany Grant, host of Money Talk with Tiff Podcast, shares easy-to-follow strategies on improving your credit. From understanding credit scoring models to getting free credit reports from the government mandated website, find out how you can increase your credit score and be on your way to financial success. Don't miss out on this invaluable advice - tune in now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Links & Resources A Comprehensive Guide to Credit for Millennials and Gen Z (https://moneytalkwitht.com/blog/guide-to-credit/) How Much Does Your Credit Score Matter? Markia Brown: How to Improve Your Credit Score Fast Need to book a consultation? Click here! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“You have hundreds of credit scores, not just one or two”

What Job Market Trends Are Forging Our Future? | Ep. 253

Are you feeling overwhelmed by the ever-changing job market? Let Tiffany guide you through the latest trends and career tips to help you pivot or get your dream job. Learn about the growth in healthcare and social assistance, hybrid work schedules, the gig economy, remote work, and more in-demand skills. Plus, get practical advice on how to stay connected and motivated during this challenging time. So don't miss out - tune in now to get all of Tiffany's career tips! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are an organization and want to hire Tiffany to speak or partner with Money Talk With Tiff, visit our Corporations page at https://academy.moneytalkwitht.com/corporations. Additional Resources Visit our website: moneytalkwitht.com How To Make More Money In Your Career - Tried & True Strategies For Success Last week's episode: I Switched Careers and So Can You! Here's How! Goals Series from January: Tiffany's Take: Goal Setting Tiffany's Take: SMART Goals The Most Effective Way To Tackle Your Financial Goals Goal Implementation: How To Actually Accomplish Your Goals How To Stick To Your Goals When You Don't Feel Like It This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Healthcare and social assistance will account for nearly one-third of the projected 8.3 million new U.S. jobs”

How To Put On A Theatrical Production on a Budget | Ep. 252

Struggling to produce a play on a budget? Let Adrian Quarles, an experienced and resourceful playwright, poet, and formerly homeless individual show you how it's done! In this inspiring podcast conversation with Tiffany Grant, Adrian provides invaluable tips for getting your theatrical production off the ground without breaking the bank. Learn how to identify your target audience, get liability insurance, save money for financing the play, make a budget list, and book venues through Google and word of mouth – all while staying within your resources. Tune in now to find out more about Adrian's experience with producing plays during the pandemic and gain insight into his philosophy of having a 'thrift store mentality!' About Our Guest Adrian Dion Quarles is an Artist of multiple platforms from Shelby, NC. He has acted in 38 plays, including TIME which he wrote, produced, directed, and acted in September 2019. He has also released three hip-hop mixtapes and is an educator for Guilford County Schools. He's currently the host and creator of ADQ'S RENAISSANCE podcast, in which he aims to connect all black artists of all platforms. Connect with Adrian YouTube: https://www.youtube.com/@AdrianDionQuarles Resources & Links Visit our website: https://moneytalkwitht.com Previous episode: Overcoming Homelessness & Mental Health with Adrian Quarles   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Know your target audience before producing a play”

I Switched Careers & So Can You! Here's How! | Ep. 251

Need a career change? Join Tiffany Grant on her podcast to learn tips and strategies for successfully changing careers. Hear from Tiffany about the importance of identifying transferable skills, finding the right resources, and how to balance financial security while taking this leap in your professional life. She'll also discuss potential challenges and ways to tackle them with courage. Get ready for some inspiring advice that'll help you pursue your dream career! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you need help talking through your career pivot, I would be happy to help! Be sure to book a consultation to see how I can help: https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources How To Quit a Job Without Damaging Your Career (https://moneytalkwitht.com/blog/how-to-quit-a-job/) The Career Toolkit with Mark Herschberg | Ep. 97 Visit our website for more career tools and resources: https://moneytalkwitht.com   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Identify and leverage transferable skills when pivoting careers”

How To Make Money With eBay - Expert Interview with Jason Butler | Ep. 250

Are you looking for ways to make money online? Have you ever considered selling on eBay? In this episode, Jason Butler shares his personal experience of selling on eBay with great success. He gives valuable tips and insights that will help you get started right away! He'll tell you how to scan UPC barcodes in stores to determine the value of an item before purchasing it for resale and how to use other sales sites like Poshmark and Makari to get insight into what items could sell well on eBay. Learn the top highest-selling items, how current economic situations can affect your sales, strategies for speeding up the sale process, and so much more in this must-listen guide for selling on eBay! About Our Guest Jason Butler is a side hustler and website owner. He runs My Money Chronicles (https://mymoneychronicles.com/), a website that discusses personal finance, side hustles, travel, and more. Jason is a graduate of Savannah State University. He is in the process of eliminating $72,000 worth of debt. Connect With Jason Twitter: @Money_Chronicle Instagram: @mymoneychronicles1 Facebook: My Money Chronicles 1 Additional Resources Tiffany's Swag on Etsy: https://www.etsy.com/shop/MoneyTalkWithTiff Visit our site: https://moneytalkwitht.com List of Passive Income Ideas: https://moneytalkwitht.com/blog/passive-income-ideas/ List of Jobs for 13-Year-Olds: https://moneytalkwitht.com/blog/59-jobs-for-13-year-olds/     This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Start selling on eBay with items you already know and understand”

Negotiation 101: How to Negotiate Like a Pro | Ep. 249

Are you looking for tips on how to negotiate better? Tiffany is here to help! In this episode, she outlines 15 tips for improving your negotiation skills. She covers every step of the process, from doing research and developing confidence to handling actual negotiations. From understanding the market and setting clear objectives to confidence poses and practicing active listening, Tiffany will teach you how to ace any negotiation. Listen and learn how to get the best deal every time! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Resources How To Become A Better Negotiator So They Can't Say No I would love to help you negotiate your next raise or job! Please visit https://academy.moneytalkwitht.com/15-minute-consultation to book a consultation. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Do thorough research before negotiating”

Automating Your Finances - Expert Tips From Darius Smith | Ep. 248

Are you struggling with managing your finances and feeling overwhelmed? Learn how to automate your money to better track your expenses, investments, savings, and debt payments without the hassle. Join Tiffany Grant and financial expert Darius Smith as they discuss the importance of automation for financial success. From bill accounts to sinking funds strategies and Profit First principles - find out everything you need to know about automating your finances today! About Our Guest Darius Smith is an innovative computer engineer who found his true passion when he opened Indy's Indoor Bark Park -- the first ever indoor dog park in Indiana. While his business was initially successful, he, unfortunately, wasn't able to keep up with cash flow management. The resulting enormous debt of $170k was a powerful wake-up call that allowed Darius to discover more about personal financial success and get back on track via automation. Thanks to this life-changing discovery, Darius and his wife have been able to achieve an impressive net worth of $90k in just three short years! His story proves that anyone can turn their financial life around with dedication and discipline. Connect with Darius Visit his website: https://wealthismyworth.com Twitter: @wealthismyworth Instagram: @wealthismyworth Facebook Group: Wealth is My Worth Group Additional Resources I Will Teach You To Be Rich by Ramit Sethi (https://amzn.to/46TBoj8) Profit First by Mike Michalowicz (https://amzn.to/3pVG2MV) To learn more about Profit First for business: https://moneytalkwitht.com/podcast/how-to-create-a-profitable-business-expert-tips-from-rocky-lalvani-ep-207/ Budgeting Basics: https://moneytalkwitht.com/blog/budgeting-basics/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Automation requires a complete system, not just bill pay”

Investing 101: What Are The Tax Implications Of Different Investment Types? | Ep. 247

Ready to get the lowdown on taxes and investments? In this episode, Tiffany breaks down different types of investments, explains the tax implications for each type, and offers strategies to manage or reduce your tax obligations. You'll learn about qualified and non-qualified investments, long-term capital gains tax vs. short-term taxes, and much more. Tune in now to finally understand taxes on investments! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Additional Resources Visit our website: https://moneytalkwitht.com Capital Gains (https://moneytalkwitht.com/blog/capital-gains/) (article that explains capital gains) Trusted tax professionals Camari Ellis EA, Philly Tax Team - https://www.phillytaxteam.com/ Ronnie Goode CPA, Rhythm Accounting - https://www.rhythmaccounting.com/ Amber Whitehead-Gabourel EA, Whitehead Tax & Financial Services - https://www.whiteheadtax.com/ Be sure to tell them Money Talk With Tiff sent you! This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Long-term capital gains are taxed at lower rates than short-term gains”

Conducting Podcast Research: How To Tap Into Your Audience With Larry Rosin From Edison Research | Ep. 246

Are you a podcaster looking to better understand your listeners and maximize your podcast downloads? Look no further! Join us as we hear from Larry Rosin of Edison Research about the importance of choosing like-minded business partners and conducting listener surveys. Larry shares valuable insights on using download data effectively to reach more listeners and receive accurate insights into demographics, topics, and more. Plus, he cautions against certain pitfalls of podcasting research - all with the goal of helping podcasters succeed! Don't miss out on this must-listen episode for anyone involved with podcasting - listen now! About Our Guest Larry Rosin is President of Edison Research, which he co-founded in 1994.  Since then, he has been a primary force in building the company into one of the world’s most respected survey research companies, with a particular specialization in media and election polling.  Edison is best known as the company that performs Exit Polls for all U.S. Elections for the National Election Pool.  In addition, Edison is well known for its groundbreaking media research series “The Infinite Dial” which tracks developments in digital media, and “Share of Ear” which measures all audio usage in the U.S., among many other things. Rosin is a graduate of Princeton University where he majored in Public and International Affairs, and he received an MBA from the Wharton School of Business at the University of Pennsylvania. Connect with Larry Visit the Edison Research website: https://www.edisonresearch.com/ Edison Podcast Listener Survey: https://www.edisonresearch.com/edison-research-podcast-listener-survey/ Email: [email protected] This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Choose business partners who are like-minded in vision and financial philosophy”

Conquer Your To-Do List With Tiff's Productivity Tips | Ep. 245

Are you looking for ways to increase your productivity? Tiffany has your back! She is sharing her personal strategies and tips for boosting productivity - from the Eisenhower Matrix to the Pomodoro Method and 'Eat the Frog' approach, learn how you can streamline your tasks and create a manageable workflow. Discover why taking breaks is important and learn how to delegate effectively. Transform your time management skills with these helpful tips! Have questions? Reach out to Tiffany on her website (https://moneytalkwitht.com). Start achieving more today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links & Resources Visit our site: https://moneytalkwitht.com Read more about Motion: https://moneytalkwitht.com/blog/motion-app-review/ Get Motion: https://moneytalkwitht.com/motion Focus Keeper App: https://focuskeeper.co/ How To Be Productive at Work with These 11 Best Tips This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Use the Eisenhower Matrix to prioritize tasks”

FedNow vs. CBDCs: Understanding the Future of Money | Ep. 244

In this episode of "Money Talk With Tiff," Tiffany Grant sits down with financial futurist Emanuel Daniel to demystify the complex world of cryptocurrency, Central Bank Digital Currencies (CBDCs), and the FedNow program. Emanuel provides insightful explanations on the evolution of digital finance, how cryptocurrencies like Bitcoin work, and the prospective impacts of governmental digital currencies. Tiffany and Emanuel also discuss the importance of digital payment systems and the future landscape of finance. Whether you're a seasoned investor or a curious novice, this episode will equip you with a deeper understanding of these transformative financial technologies. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/understanding-fednow/ Takeaways Cryptocurrency began with Bitcoin, created by Satoshi Nakamoto, and has evolved significantly since. The concept of decentralized finance (DeFi) allows people to lend and transact without intermediaries. Central Bank Digital Currencies (CBDCs) are government-issued digital tokens that raise privacy concerns. FedNow enables instant digital payments, improving convenience for transactions in the U.S. Cryptocurrency's value is tied to its utility, not just its speculative price. The future of finance may involve more direct transactions between individuals without banks. Resources Mentioned Book: "The Great Transition: The Personalization of Finance is Here (https://amzn.to/417cjB1)" by Emanuel Daniel Get $50 from Coinbase Connect with Emanuel Daniel Blog: emmanueldaniel.com (https://emmanueldaniel.com) Twitter: @EmmanuelDaniel (https://twitter.com/EmmanuelDaniel) Instagram: @edanielmoments (https://www.instagram.com/edanielmoments/) Facebook: Emmanuel Daniel Asian Banker (https://www.facebook.com/emmanueldanielasianbanker) Connect with Tiffany Grant Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwitht) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Thank you for joining us for this enlightening discussion on digital finance! Don't forget to tune in next Thursday for another episode of "Money Talk With Tiff." Until then, keep spending wise and living financially savvy! Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Bitcoin functions as digital gold due to its unbreakable algorithm and limited supply, while other cryptocurrencies derive value from their utility and applications.”