Money Talk With Tiff
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Recent Episodes

  • My Podcast Numbers Are Dropping — Here's the Real Reason
  • What I Learned From Breaking Down a Whole Chicken (And Why It Matters for Your Money)
  • Too Busy for Budgeting? 3 Money Habits That Survive Chaos
  • Your Stewardship Circle: 4 People Who Keep You Growing Financially
  • The Recovery Plan: What to Do When You Miss Your Money Goals

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About

Money Talk With Tiff

Money Talk With Tiff

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    9 episodes
    Why Every Business Owner Needs a Bookkeeper | Ep. 391

    Why Every Business Owner Needs a Bookkeeper | Ep. 391

    Oct 3, 202518 min

    Today on Money Talk With Tiff, Tiffany sits down with Melissa Broughton to tackle one of the most dreaded topics for entrepreneurs: bookkeeping! Melissa breaks down exactly what a bookkeeper does, why every business owner needs one (no matter what stage you’re at), and how skipping this crucial step could be leaving thousands of your hard-earned dollars on the table. From decoding the roles of bookkeepers, CPAs, and fractional CFOs to real-life cautionary tales, this episode is packed with actionable insights for business owners and freelancers alike! Plus, Melissa’s offering a fantastic freebie exclusively for Money Talk With Tiff listeners. Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/business-needs-a-bookkeeper/ What You’ll Learn What a Bookkeeper Really Does: Melissa clarifies the mystery around bookkeeping, explaining it’s all about organizing your financial transactions and keeping your business tax-ready. Why Bookkeeping Is Crucial: Beyond tax time, regular bookkeeping helps you spot trends, manage budgets, and make smarter business decisions in real time. Bookkeeper vs. CPA vs. Fractional CFO: Discover the differences between each financial role (Melissa’s medical analogies make it easy!), and why a bookkeeper should be your foundational hire. The Real Cost of Neglecting Your Books: Hear how business owners are missing out on an average of $7,500 in deductions by NOT having up-to-date books (and how it could be way more). Getting Started (Even if You’re Small): Do you really need a bookkeeper if you’re just starting out? Melissa shares who can DIY and when it’s time to bring in a pro. Episode Gems Tiffany’s Take: “You won’t get that data just going to a tax professional once a year! You need real-time insights to truly run your business.” Melissa’s Pro Tip: “The expense of hiring a bookkeeper is 100% tax deductible—and makes sure taxes don’t haunt you later!” Melissa’s Free Gift: Download a complimentary electronic copy of The Four Hour Bookkeeper—perfect for DIYers who want to get their books in order. Links & Resources Grab Your FREE Copy: The Four-Hour Bookkeeper – Claim your copy here! (https://busybeeadvisors.com) (Go to the contact form to request your free book) Connect with Melissa: busybeeadvisors.com (https://busybeeadvisors.com) – Schedule your free consultation for bookkeeping or taxes. Connect with Tiff Website & All Episodes: moneytalkwitht.com (https://moneytalkwitht.com) Social: @MoneyTalkWithT on all platforms Don’t let bookkeeping be the monster in your business closet! Tune in, grab your free book, and step into your CEO power with clear financials.

    BookkeepingMelissa BroughtonCPA
    Demystifying Cryptocurrency Taxes with Janna Scott | Ep. 373

    Demystifying Cryptocurrency Taxes with Janna Scott | Ep. 373

    Apr 3, 202519 min

    In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into the world of crypto taxes with special guest Janna Scott. If you've ever wondered about the tax implications of trading or holding cryptocurrency, this episode is a must-listen! Takeaways In this episode, we dove deep into the fun and sometimes tricky world of crypto taxes, covering everything from capital gains to income and how they affect your wallet. Janna Scott, our guest guru, explained that short term capital gains tax rates can range from 28% to 37%, which is a big bite out of your profits if you're flipping crypto like pancakes! We learned that everything is reportable when it comes to crypto transactions, regardless of how small, so don’t go hiding those pennies under your mattress! Janna also shared some eye-opening insights about the IRS's ability to track crypto transactions through exchanges, so think twice before assuming your crypto is anonymous and safe! The episode highlighted the importance of keeping track of your transactions, especially if you're trading regularly, as neglecting this can lead to some serious tax headaches later on. Finally, we touched on the upcoming Defi Tax product, designed to help crypto users easily navigate their tax obligations without losing their minds or their money! Companies mentioned in this episode Coinbase (https://moneytalkwitht.com/coinbase) Kraken Gemini Robinhood (https://moneytalkwitht.com/robinhood) Moonpay Defi Tax For more updates on Defi Tax and crypto tax solutions, follow them on social media: Instagram, X, Facebook, LinkedIn: @DefiTax Website: DefiTax.us (https://DefiTax.us) Stay connected with Money Talk with Tiff for more insightful episodes every Thursday. Visit MoneyTalkwithT.com (http://MoneyTalkwithT.com) and follow Tiff on all your favorite social media platforms @MoneyTalkWithT. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Cryptocurrency TaxesCapital GainsShort-Term Capital Gains
    Credit Scores, Income Taxation, & Elon Musk: Unpacking The Latest Irs Inflation Increases & Twitter Drama | Ep. 160

    Credit Scores, Income Taxation, & Elon Musk: Unpacking The Latest Irs Inflation Increases & Twitter Drama | Ep. 160

    Nov 4, 202218 min

    Every Friday at 12 PM EST, Tiffany goes live on Facebook, Instagram, YouTube, and Twitter to review the latest financial news so you can stay in the know! In this episode, she goes over the new credit score reporting info, IRS inflation increases, how income taxes work, and the Elon/Twitter drama. 🥴 Tune in for all these details and more! Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant  This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    FICO 10TVantageScore 4.0FHFA
    What Are Estimated Taxes? | Ep. 219

    What Are Estimated Taxes? | Ep. 219

    Apr 11, 20239 min

    What are estimated taxes? I break it down in this episode and explain everything you need to know!  You'll learn what they are, when to pay them, how to calculate them, and more. So whether you're a business owner or an individual, this episode is for you! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    estimated taxesself-employment taxquarterly tax payments
    Finance Friday Live Replay 11/4 | Ep. 164

    Finance Friday Live Replay 11/4 | Ep. 164

    Nov 11, 202215 min

    Every Friday at 12 PM EST, Tiffany goes live on Facebook, Instagram, YouTube, and Twitter to review the latest financial news so you can stay in the know! In this episode, she goes over what the Federal Reserve is and their recent Federal Funds Rate increase, the potential of more increases, and IRS letters that just went out to 9 million people! Tune in for all these details and more! Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant  This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Federal ReserveFederal Funds Rateinflation
    Small Business Accounting Don'ts: How To Steer Clear Of Costly Mistakes | Ep. 225

    Small Business Accounting Don'ts: How To Steer Clear Of Costly Mistakes | Ep. 225

    May 2, 202318 min

    Are you a small business owner looking to tackle the complexities of accounting? Then you're in the right place! In this episode, I explore common accounting mistakes that can cost your business money. Learn to identify and avoid these costly errors with practical tips and advice. Don't let accounting mistakes be what stands between you and success - start listening now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links Accounting & Bookkeeping Article: https://moneytalkwitht.com/blog/accounting-and-bookkeeping-services/ Business Money Makeover: https://academy.moneytalkwitht.com/business-money-makeover This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    small business accountingdata entry errorsbank reconciliation
    You Can Do It! Here’s How To Successfully Set Up Your Business | Ep. 233

    You Can Do It! Here’s How To Successfully Set Up Your Business | Ep. 233

    May 30, 202310 min

    Are you thinking about registering a business but unsure where to start? In this episode, Tiffany Grant, a small business expert and consultant, breaks down the basics of registering your business, including when you need an EIN (Employer Identification Number) and when you should register with your state's Secretary of State. Learn what information you need to successfully complete the registration process and avoid common mistakes so you can get your business running right from the start. Plus, find out how Tiffany can help you navigate the process with her professional consulting services. Get informed – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links and Resources Types of Businesses Article: https://moneytalkwitht.com/blog/types-of-entrepreneurial-businesses/ Register for a Business in NC: https://www.sosnc.gov/divisions/business_registration Apply for an EIN: https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online Business Money Makeover VIP: https://academy.moneytalkwitht.com/business-money-makeover-VIP Connect With Tiffany Website - https://moneytalkwitht.com Facebook - https://www.facebook.com/moneytalkwithT/ Twitter - https://twitter.com/moneytalkwitht Instagram - https://www.instagram.com/moneytalkwitht/ LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - https://www.youtube.com/c/MoneyTalkWithTiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Business RegistrationEINIRS
    Listener Request: What are Roth IRAs? | Ep. 5

    Listener Request: What are Roth IRAs? | Ep. 5

    Aug 15, 201911 min

    Always wondered about Roth IRAs?  Join Tiffany as she breaks down what they are and how to best utilize them. This is a listener request episode.  If you want to have your question featured, please submit on our website (https://www.moneytalkwitht.com/asktiffany.html). Like what you heard?  We are now on Patreon!  Support the movement and become a Patron (https://www.patreon.com/moneytalkwitht) to get exclusive content and insider information!      Links Visit our blog: www.moneytalkwitht.com IRS Website: https://www.irs.gov/retirement-plans/roth-iras   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Roth IRARoth 401kTraditional IRA
    Everything You Need to Know About Student Loan Forgiveness Updates, IRS Dates, & More | Ep. 152

    Everything You Need to Know About Student Loan Forgiveness Updates, IRS Dates, & More | Ep. 152

    Oct 21, 202218 min

    Every Friday at 12 PM EST, Tiffany goes live on Facebook, Instagram, YouTube, and Twitter to review the latest financial news so you can stay in the know! In this episode, she goes over ANOTHER student loan forgiveness update, important IRS dates (and u may be getting a letter 👀), SSA updates, and are your FSA funds about to run out? 🤔 Tune in for all these details and more! Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant  This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Student Loan ForgivenessFSACARES Act

    Related Topics

    Budgeting82Entrepreneurship75Financial Education58Financial Planning53Money Mindset47Financial Literacy36