Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Jun 13, 202311 min

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)? In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Accredited Financial CounselorCertified Financial Plannerfinancial counseling

Can't Pay Your Mortgage? A Guide to Dealing With Mortgage Crisis | Ep. 260

Sep 5, 202315 min

Worried about not being able to pay your mortgage? Don't fret! Tiffany Grant has come to the rescue with her expert advice on what you can do. From loan modifications and refinancing to short sales and forbearance, she'll give you all the options you need so that foreclosure can be a last resort. Plus, learn how to take advantage of government programs and seek help from financial counselors for even greater peace of mind. Listen now for the best tips on dealing with a mortgage crisis! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need a second opinion? Don’t hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter (X): @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Learn The TRUTH About Reverse Mortgages with Todd Christensen | Ep. 268

Oct 3, 202326 min

Get the facts about reverse mortgages in this informative episode with Todd Christensen. Learn why reverse mortgages are restricted to those 62 years old and over, how reverse mortgage proceeds can be used, and discover creative ways to use a reverse mortgage. Plus, get tips on other options that may be available for homeowners interested in tapping into their home equity without a monthly mortgage payment. Don't miss this informative episode about reverse mortgages! About Our Guest Author, Accredited Financial Counselor®, and HUD-certified housing counselor Todd R. Christensen, MIM, is an Education Manager at Money Fit by DRS, Inc., a nationwide nonprofit credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. In addition to over a thousand counseling sessions, Todd has facilitated more than 2,000 workshops since 2004 on effective personal financial management. His experiences serve as the basis for his first book, Everyday Money for Everyday People (2014), sharing the discussions, tips, stories, and ideas used by the tens of thousands of participating individuals and couples. Connect with Todd Website: https://moneyfit.org Email: [email protected] Facebook: Money Fit by DRS Twitter: @MoneyFitbyDRS Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Resources & Links Episode 188 - Spending Personalities with Todd Christensen This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Reverse MortgagesHECMHome Equity

Spend Wisely with Scott LaPierre | Ep. 151

Oct 20, 202220 min

Scott joins Tiffany this week to discuss all things spending, diving into spending problems that people have and how to combat these. About Our Guest Scott LaPierre is the teaching pastor of Woodland Christian Church in Woodland, WA, an author, and a conference speaker. He holds an MA in Biblical Studies from Liberty University. Scott and his wife, Katie, have nine children and they are passionate homeschooling advocates. Scott is a former schoolteacher and Army officer. Connect with Scott LaPierre Instagram: @pastorwcc Facebook: ScottLaPierreMinistries Website: http://www.scottlapierre.org/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Scott LaPierrespending problemssmall purchases

Rebuilding Finances After Late Life Divorce with Dr. Severine Bryan | Ep. 382

Jun 26, 202518 min

This week, Tiffany welcomes Dr. Severine Bryan to discuss a topic that doesn’t get enough spotlight: rebuilding your finances after a late-life divorce. Whether you’re in your 40s, 50s, or beyond, Dr. Sev’s candid insights and practical advice are here to help you start fresh. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/late-life-divorce/ What is a Late Life Divorce? Dr. Sev defines it as any divorce after age 45—a time when most are thinking about retirement, not starting over. She shares her personal journey and the challenges of pivoting financially later in life. Key Takeaways Embrace the Journey: Allow yourself to grieve, but don’t get stuck. Healing opens the door to rebuilding. Top 3 Financial Tips:Face your debt head-on—don’t ignore it, seek help if needed. Invest in yourself—consider therapy, learning new skills, or finding support. Learn from setbacks—every hardship brings a valuable lesson. Never Handled the Money? Tap into local resources like libraries, nonprofits, and workshops. There’s no shame in asking for help—everyone has had financial hiccups. Connect with Dr. Sev LinkedIn: Dr. Severine Bryan, Accredited Financial Counselor (https://www.linkedin.com/in/severinebryan/) Website: sevtalksmoney.com (https://www.sevtalksmoney.com) Catch up on previous episodes at moneytalkwitht.com (https://www.moneytalkwitht.com) and follow Tiffany on social @MoneyTalkWithT, everywhere!

Late Life DivorceFinancial RebuildingSeverine Bryan

Breaking Free from Financial Shame and Guilt | Ep. 296

Jan 23, 202412 min

Are you grappling with feelings of financial shame or guilt? In this heartfelt episode of Money Talk With Tiff, Tiffany Grant tackles the sensitive topic of overcoming financial shame and the emotional weight of past spending mistakes. With compassion and understanding, Tiffany walks listeners through a step-by-step guide to acknowledging and using these feelings as a catalyst for positive change. From exploring the roots of your money habits to setting realistic goals, Tiffany provides actionable advice on gaining control over your finances. If you're ready to face your financial fears head-on and embrace a future of financial confidence, this episode is a must-listen. Don't forget to rate, review, subscribe, and share this episode with anyone who might be struggling with similar issues. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Key Takeaways Financial shame and guilt - Acknowledging and overcoming negative emotions. Understanding money habits - Identifying spending and saving patterns. Setting realistic goals - Creating achievable financial targets. Creating a budget - Allocating funds based on goals. Educating yourself - Knowledge as a tool to empower. Seeking help - Utilizing financial counseling or therapy. Facing financial challenges - Confronting issues to break the cycle. Additional Links & Resources YNAB (https://www.ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Book a 15-minute consultation (https://moneytalkwitht.com/15minuteconsultation) Ask Tiffany Your Money Question (https://academy.moneytalkwitht.com/asktiffany) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

financial shamefinancial guiltmoney habits

Becoming An Accredited Financial Counselor with Rebecca Wiggins | Ep. 70

Sep 16, 202132 min

About Our Guest Rebecca Wiggins is the Executive Director of the Association for Financial Counseling and Planning Education (AFCPE®) where she leads the professional membership and certification organization for the field of financial counseling and education and provides an annual research and training symposium for field professionals. She is a hands-on executive with over 10 years of experience in nonprofit organizational management. As a respected leader, she has built motivated staff teams with strategic vision and diligence, while optimizing operational efficiencies and creative opportunities. Previously, Rebecca managed multiple financial education grant-funded programs for military financial counselors and educators, in partnership with FINRA Investor Education Foundation and Department of Defense. As Grant Programs Coordinator, Ms. Wiggins worked collaboratively with subject matter curriculum and design experts, managing the quality assurance, implementation and evaluation components for each project. As Director of Certification Programs, Ms. Wiggins expanded the organization’s Accredited Financial Counselor® (AFC®) University partnership program and implemented policies and procedures for greater efficiency and support for certification candidates. Additionally, she worked to elevate standards and support for the post certification requirements to maintain AFCPE designations. Ms. Wiggins holds a Masters of Family Financial Planning and a Masters in Business Administration. She is deeply committed to AFCPE’s mission and focused efforts to build, support and ensure the integrity of the Personal Finance profession and improve the economic well-being of all individuals and families worldwide. Connect with Rebecca LinkedIn AFCPE (https://www.afcpe.org/) Twitter Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Rebecca WigginsAFCPEAccredited Financial Counselor

Financial Counseling