Money Talk With Tiff
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  • Personal Finance
  • Budgeting
  • Entrepreneurship
  • Financial Education
  • Financial Planning
  • Money Mindset
  • Financial Literacy
  • Debt Payoff

Recent Episodes

  • Why I Delete Most Guest Interviews
  • Why Strategic Rest Beats Hustle Culture
  • The Biggest Money Myth High Schoolers Believe
  • Financial Social Worker Explains Why Your 'I Don't Have Enough' Is Usually Wrong
  • I Almost Lost My Life Insurance Over an ACH Error — What We Learned

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About

Money Talk With Tiff

Money Talk With Tiff

    All Episodes

    409 episodes

    Assigning Value to Yourself with Amelia Roberts | Ep. 9

    Assigning Value to Yourself with Amelia Roberts | Ep. 9

    Sep 12, 201920 min

    I've always struggled with how to price my services as an entrepreneur.  Our guest, Amelia Roberts, breaks down how she helps people discover their value.  We discussed being in the market as African-American females and making sure you create circles of influence to reach your goals.  Also, we talk about how to use research to your advantage when asking for a raise or a promotion. About Our Guest  Amelia Roberts is a digital native who officially became a practitioner of online marketing twelve years ago with a role as a virtual assistant. One thing lead to another and now alongside other hats, she works as a visibility expert and digital marketing consultant.   In this role, Amelia helps under-recognized professionals become thought leaders by skipping the maddening Facebook Ads, sales funnels, and algorithm changes and go straight for online collaborative partners such as podcast hosts, bloggers, and who already have the “know, like, and trust” of thousands of supporters Follow her on Twitter: @rn_solutions Follow her on Instagram: https://www.instagram.com/rn_solutions/ Like her on Facebook: https://www.facebook.com/ameliarnsolutions   Links Visit our blog: www.moneytalkwitht.com Black Enterprise Article: https://www.blackenterprise.com/state-of-black-women-owned-businesses/ For people who want to know how Amelia paid off 18k of student loans as a nurse: https://thebusinessofnursing.com/earn-more-now   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/)  This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Amelia Robertsvalue recognitionimposter syndrome
    Mini Talk: The Baby Emergency Fund | Ep. 8

    Mini Talk: The Baby Emergency Fund | Ep. 8

    Sep 5, 20195 min

    Enjoy this mini-episode about the baby emergency fund while Tiffany attends FinCon 2019!  Emergency funds are so important to protect you from a detrimental financial crisis.  Tiffany uses Ally Savings (https://www.ally.com) to house her emergency fund to take advantage of their higher-than-average interest rates.   Do you have an emergency fund?  What are you waiting for?  Let's get it done!   Links Visit our blog: www.moneytalkwitht.com   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Emergency FundBaby Emergency FundAlly Bank
    Paying Off Credit Card Debt with Rita Bautista | Ep.7

    Paying Off Credit Card Debt with Rita Bautista | Ep.7

    Aug 29, 201921 min

    Join Tiffany as she has a money talk with Rita Bautista, host and creator of the Empowerment & All That podcast!  We discuss how she was able to pay off $15,000 in credit card debt in less than a year!  She drops some real gems so definitely take a listen. Be sure to subscribe and rate this podcast on your favorite platform!  This helps more people find us.   About our guest: Rita Bautista is a Latina Host & Creator of Empowerment & All That Podcast. The podcast was created as a direct result of years of Rita’s own personal development. She launched the podcast for women that deliver motivational tips and empowering stories from women with diverse backgrounds. Her hope is that these stories and tips will one day will reach women all around the world. Find her on Facebook: www.facebook.com/empowermentandallthat Follow her on Instagram: www.instagram.com/empowermentandallthat   Links Visit our blog: www.moneytalkwitht.com Want to be a guest? Fill out this form and let us know!    Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/)     This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Rita Bautistacredit card debtsnowball method
    Listener Request: What is Income Tax and How Does it Work? | Ep. 6

    Listener Request: What is Income Tax and How Does it Work? | Ep. 6

    Aug 22, 20197 min

    Do you know why taxes are coming out of your check every pay period?  How do they calculate it?  What is it used for?  Join Tiffany as she answers these questions and more!  This episode was a listener request!  To submit a question: join our Facebook group or fill out the form on the website and it could be featured on a future episode! Be sure to subscribe and rate this podcast on your favorite platform!  This helps more people find us. Links Visit our blog: www.moneytalkwitht.com   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/)   This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Income TaxW-4 FormPayroll
    Listener Request: What are Roth IRAs? | Ep. 5

    Listener Request: What are Roth IRAs? | Ep. 5

    Aug 15, 201911 min

    Always wondered about Roth IRAs?  Join Tiffany as she breaks down what they are and how to best utilize them. This is a listener request episode.  If you want to have your question featured, please submit on our website (https://www.moneytalkwitht.com/asktiffany.html). Like what you heard?  We are now on Patreon!  Support the movement and become a Patron (https://www.patreon.com/moneytalkwitht) to get exclusive content and insider information!      Links Visit our blog: www.moneytalkwitht.com IRS Website: https://www.irs.gov/retirement-plans/roth-iras   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Roth IRARoth 401kTraditional IRA
    How I (Almost) Cash Flowed Braces | Ep. 4

    How I (Almost) Cash Flowed Braces | Ep. 4

    Aug 8, 20197 min

    This was a $5,000 unplanned expense that I almost panicked over!  Has this ever happened to you?  Did you have a big unplanned expense that came out of nowhere?  It could completely derail your progress on your financial goals.  Listen to how I made it work by using my company benefits and some clever financial hacks to get it to less than $2,000.   Like what you heard?  We are now on Patreon!  Support the movement and become a Patron (https://www.patreon.com/moneytalkwitht) to get exclusive content and insider information!      Links Visit our blog: www.moneytalkwitht.com   Connect on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    bracesFSAFlexible Spending Account
    How to Create a Budget That Works for You | Ep. 3

    How to Create a Budget That Works for You | Ep. 3

    Aug 1, 201910 min

    In this episode of Money Talk With Tiff, host Tiffany Grant dives deep into the world of budgeting. As one of her favorite financial topics, Tiffany shares why budgeting is crucial for achieving financial independence and freedom. She provides an in-depth look at her personal budgeting process, including how she categorizes expenses, plans ahead, and uses percentages to keep her finances in check. Tiffany also offers practical tips and advice for those just starting with their budgeting journey and discusses why having a budget can actually give you the freedom to spend. Key Takeaways The Importance of Budgeting:Budgeting is essential for tracking your income and expenses. A budget helps identify "leaks" in your finances where money might be wasted. Tiffany’s Budgeting Process:Plan your budget a month ahead. Organize expenses by priority, starting with essentials like housing and food. Use percentage guidelines to allocate spending across categories. Break down each expense category to get a detailed look at your spending habits. Detailed Budgeting Tips:Instead of lumping expenses together, itemize them (e.g., separate restaurant dining from grocery shopping). Include a "blow money" or "fun money" category to allow for flexible spending. Budgeting gives you permission to spend rather than feeling restrictive. Real-life Examples and Personal Stories:Tiffany shares a personal story about buying new shoes to illustrate how budgeting can help you make confident spending decisions. Getting Your Budget to Work:It may take around three months to create a functional budget. Once established, budgeting can become a fun and competitive game to optimize savings and expenses. Resources Mentioned Visit moneytalkwitht.com (https://moneytalkwitht.com) for free resources and materials. Submit your budgeting questions on the website for personalized advice. Connect with Tiffany Website: moneytalkwitht.com (https://moneytalkwitht.com) Newsletter: Sign up on the website to never miss an episode. Thank you for tuning in to Episode 3 of Money Talk With Tiff! Be sure to subscribe and leave a review if you found this episode helpful. Stay tuned for the next episode, where we’ll explore more financial tips and strategies.

    BudgetingFinancial IndependenceExpense Tracking
    How the Financial Crisis Shaped My Money Philosophy | Ep. 2

    How the Financial Crisis Shaped My Money Philosophy | Ep. 2

    Aug 1, 20198 min

    In this deeply personal episode of Money Talk With TIFF, host Tiffany Grant discusses the intricate relationship many of us have with money. Join Tiffany as she shares her journey from a family of spenders to becoming a conscious saver and financial educator. Tiffany opens up about her childhood experiences, including the impact of the 2008 financial crisis on her family, and how those experiences shaped her financial habits and mindset. This episode is packed with insights on recognizing emotional spending, breaking negative financial cycles, and creating a better financial future for yourself and your loved ones. Discover practical tips on managing credit cards, the power of couponing, and the importance of financial literacy. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/break-the-cycle/ Key Points Tiffany's Financial Background: Tiffany discusses her upbringing in a family of spenders and the lack of financial role models. Financial Crisis Impact: How the 2008-2009 financial crisis influenced Tiffany's approach to money and credit cards. Managing Credit Wisely: Tips on getting and using credit cards responsibly. Couponing and Saving: The benefits of using coupons and discount shopping to stretch your budget. Breaking Financial Cycles: The importance of becoming the change-maker in your family to break negative financial cycles. Emotional Spending: Understanding the emotional triggers tied to spending and finding balance. Awareness and Education: The first steps to changing your relationship with money through awareness and continuous learning. Resources Mentioned Money Talk With Tiff website: moneytalkwitht.com (https://moneytalkwitht.com) Newsletter signup for exclusive tips and updates Follow Us Twitter: @MoneyTalkWithT Instagram: @MoneyTalkWithT Facebook: Money Talk With Tiff Listen and Subscribe Apple Podcasts Spotify Google Podcasts Stitcher TuneIn Help Us Grow: If you enjoyed this episode, please leave us a review on your favorite podcast platform. Your feedback helps us reach more people and provide valuable content. Thank you for your support! Tune in next week for another insightful episode of Money Talk With Tiff!

    2008 financial crisisbankruptcycredit cards
    Intro to Money Talk With Tiff | Ep. 1

    Intro to Money Talk With Tiff | Ep. 1

    Aug 1, 20198 min

    Welcome to the inaugural episode of "Money Talk with TIFF," where our host Tiffany Grant (she/her) introduces listeners to the podcast's purpose and shares her personal journey into financial literacy and empowerment. Tiffany discusses the origins of Money Talk with TIFF, which began as a blog in December 2017, and her mission to make financial education accessible to everyone. She dives into her lifelong passion for personal finance and how she transitioned from a career in HR to pursuing her true calling in finance. This episode sets the stage for what listeners can expect in future episodes, including a range of financial topics, personal stories, guest interviews, and more. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/lets-talk-money/ Key Takeaways Podcast Origin: Money Talk with TIFF started as a blog in December 2017 to promote financial literacy and open conversations about money. About Tiffany: Tiffany shares her background in personal finance, from her childhood interest in couponing to her journey through different careers, ultimately leading her to finance. Podcast Mission: The goal of the podcast is to make financial discussions more common and accessible, reaching people who prefer different mediums like podcasts and YouTube. Content Topics: Expect to hear about credit, debt, saving, budgeting, frugality tips, and much more. Podcast Format: Mostly solo discussions with Tiffany, occasionally featuring guest interviews to provide diverse perspectives and experiences. Personal Journey: Tiffany's transparent journey to become debt-free by 30, highlighting that even financial experts have their challenges. Resources Mentioned Website: MoneyTalkWithT.com (https://moneytalkwitht.com) – For free resources and newsletter signup. Follow Us Twitter: @MoneyTalkWithT Instagram: @MoneyTalkWithT Facebook: Money Talk With Tiff Don't forget to visit the website for additional free resources and to sign up for the newsletter to stay updated on the latest episodes and financial tips.

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