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Money Talk With Tiff

Money Talk With Tiff

    Money Talk With Tiff
    Episode•June 2, 2022•21 min

    Building an Online Business with Jannese Torres-Rodriguez | Ep. 108

    Jannese Torres-Rodriguez joins Tiffany to discuss her journey into entrepreneurship, from quitting her corporate job to building a successful online, and now teaching others how to follow in her footsteps. About Our Guest YQD™ Founder Jannese Torres-Rodriguez is an award-winning Latina Money Expert, Educator, Speaker, Writer and Business Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building generational wealth through her personal finance podcast, “Yo Quiero Dinero.” The podcast has been featured on BuzzFeed, Telemundo, Business Insider, Yahoo Finance, NextAdvisor (Time), Grow Magazine (CNBC), & more. About the Podcast Launched in May 2019, Yo Quiero Dinero is an award-winning personal finance podcast for Latinas and people of color. The Yo Quiero Dinero™ Podcast educates and empowers listeners on personal finance topics like entrepreneurship, financial independence, building generational wealth, investing and money mindset through guest interviews & solo episodes. Our goal is to destigmatize money as a taboo topic in the Latinx & BIPOC communities and make personal finance fun, relevant and relatable. The podcast has come to be known as "the swaggiest personal finance podcast", this Top 100 podcast is available on all major platforms, including Apple Podcasts, Spotify, & IHeartRadio. New weekly episodes premiere on Sundays. Connect with Jannese Twitter: @DineroPodcast Instagram: https://instagram.com/yoquierodineropodcast Pinterest: pinterest.com/dineropodcast YouTube: youtube.com/c/YoQuieroDineroPodcast TikTok: https://vm.tiktok.com/TTPdB1ydrw/ FB: fb.com/yoquierodineropodcast Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Apple PodcastsSpotifyYouTubeOvercastAmazon Music

    Key Takeaways

    • 1

      Corporate America often fails to deliver fulfillment despite financial stability

      Jannese hated her pharmaceutical job from day one despite good pay and benefits

      She realized money does not equal happiness and corporate culture required her to suppress her authentic self

      The traditional 'American dream' path (doctor, lawyer, engineer) can lead to regret if it doesn't align with personal fulfillment

    • 2

      Building a profitable online business takes 2-3 years on average

      Jannese made no money from her food blog in 2013-2015 despite consistent effort

      Her first five-figure year came in 2017 ($10,000) after refining content and learning SEO

      By 2019, her blog had become a six-figure passive income source allowing her to quit her job

    • 3

      Representation matters in personal finance and entrepreneurship spaces

      Jannese couldn't find Latina voices in the FIRE movement, prompting her to start the Yo Quiero Dinero podcast

      Seeing people who 'look like you' and 'sound like you' makes it easier to visualize success

      Both hosts emphasize the need for more Black and Brown creators in financial education spaces

    • 4

      Passion projects can evolve into profitable businesses when you discover monetization strategies

      Jannese started her food blog as a creative outlet with no business intent

      Learning about brand sponsorships, affiliate marketing, and display ads transformed her hobby into income

      Tiffany's blog started as a debt payoff chronicle and evolved into a financial coaching business after attending FinCon

    • 5

      Mental health challenges persist and may intensify after leaving corporate

      Both hosts acknowledge struggling with mental wealth daily

      Entrepreneurship removes built-in support systems, requiring proactive community building

      Mindset work remains essential even after achieving financial independence

    Intro

    • Tiffany interviews Jannese Torres-Rodriguez about her journey from corporate engineer to accidental entrepreneur, building a successful food blog and personal finance podcast that empowers Latinas and people of color to pursue financial independence.
    • Jannese Torres-Rodriguez is an award-winning Latina Money Expert, Educator, Speaker, Writer and Business Coach. She founded the Yo Quiero Dinero podcast and helps clients build successful online businesses. After being laid off, she turned her Latin food blog Delish D'Lites into a six-figure passive income source.
    WebsiteTwitterInstagramTikTok

    – The Accidental Entrepreneur Origin Story

    • Jannese shares how she went from pre-med to pharmaceutical engineer, hating corporate life from day one due to micromanagement and microaggressions as a Latina in a white male-dominated space.

    I cannot deal with the micromanagement. I cannot deal with the microaggressions, especially being a Latina... it just always felt like I could not be myself.

    – Jannese Torres-Rodriguez
    • At 27, newly married and experiencing a quarter-life crisis, she started a food blog as a creative outlet to rediscover her authentic self outside of corporate constraints.

    – The Myth of the Safe Path vs. Fulfillment

    • Tiffany resonates with Jannese's story, noting she also stayed up until 1 AM working on her passion project after corporate workdays.

    As kids we're told explore, be creative, be curious. And for some reason, that narrative changes as we become adults. It's like you start being told things like don't do the risky things, right? Do the safe thing.

    – Jannese Torres-Rodriguez
    • Both emphasize that fulfillment comes from putting energy into what you love, and that energy has no choice but to succeed.

    – The Reality of Building an Online Business

    • Jannese reveals she made zero money from her blog in 2013-2015, emphasizing that the average business isn't profitable for 2-3 years.

    Anyone that tries to tell you it is [easy], is probably trying to sell you some snake oil that's going to help you, quote unquote, get there faster.

    – Jannese Torres-Rodriguez
    • After being laid off with severance, she took a food blogging class and discovered brand sponsorships, affiliate marketing, and display ads. Her first five-figure year came in 2017 ($10,000), doubling annually until reaching six figures by 2019.

    – Discovering the FIRE Movement and Representation Gaps

    • Jannese learned about FIRE (Financial Independence, Retire Early) but didn't see herself represented until discovering Jamila Souffrant of Journey to Launch podcast.

    I couldn't find Latina voices in the FIRE movement... I realized maybe it just doesn't exist. And maybe this just means like this is up to you to start a conversation around this.

    – Jannese Torres-Rodriguez
    • The podcast name came from a Cardi B and JLo song heard in the shower - 'Yo Quiero Dinero' (I want money) - leading her to create the platform for Latinas to have unapologetic money conversations.

    – The Importance of Mental Wealth in Entrepreneurship

    • Both hosts acknowledge that mental health struggles don't disappear after leaving corporate - they may intensify without built-in support systems.

    I would say it's even more challenging because now you don't have other people around you all the time to like, you know, be a support system. You have to be really proactive about that now.

    – Jannese Torres-Rodriguez
    • Jannese offers a six-month business accelerator combining tactical business strategies with mindset work, emphasizing that 'every new level, there's a new devil.'

    Resources

    • Yo Quiero Dinero Podcast
    • Journey to Launch Podcast
    • FinCon

    Topics

    EntrepreneurshipPersonal FinanceFIRE MovementLatina EntrepreneursOnline BusinessFinancial IndependenceMindsetRepresentationCorporate AmericaContent Creation

    Building an Online Business with Jannese Torres-Rodriguez | Ep. 108

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