Money Talk With Tiff

From $1.50 Purses to 20 Doors: Tom Brickman's Journey to Real Estate Success | Ep. 303

In this episode of Money Talk with Tiff, host Tiffany Grant sits down with the frugal guru Tom Brickman to discuss his incredible journey from selling on eBay to becoming a successful real estate investor with over 20 doors. Tom shares how he started with a $50 shopping cart of purses and turned it into a booming eBay business, while also revealing his savvy strategies for turning Black Friday freebies into profit. He delves into the importance of using employee benefits and tuition reimbursement, as well as the value of side hustles in achieving financial independence. Throughout their conversation, Tom provides valuable insights and practical tips that will inspire and empower listeners to take charge of their financial future. Join Tiffany and Tom as they uncover the secrets to building wealth and success through unconventional means. About Our Guest Tom Brickman, a retired former movie theater manager, has found success in real estate. Despite not inheriting any money or making six-figures during his career, Tom has managed to build a net worth of over $2 million through strategic property purchases and reselling on eBay. He continues to pursue his passion for real estate by running thefrugalgay.com and regularly buying and renovating properties. With a determined mindset of "one ugly house at a time," Tom is constantly looking for ways to improve and grow his investments. Connect with Tom Website: https://thefrugalgay.com Twitter: @Thefrugalgay11 (https://twitter.com/Thefrugalgay11) Instagram: https://tr.ee/ERN236RUc8 Facebook: The Frugal Gay (https://www.facebook.com/Thefrugalgay11) Timestamps [00:00] Started selling on eBay due to necessity. [05:45] Overcame debt, saved, invested in real estate. [08:14] Tenant steals, landlord reclaims. Financial realization. [12:17] Using eBay to propel financial independence creatively. [14:20] Buying, renting, and building real estate success. [18:14] Maximize Black Friday savings with strategic purchases. [20:32] Active on Twitter, X, TikTok, Instagram. Coaching on website. Key Takeaways Starting with eBay: Overcoming financial challenges through online sales. Savvy Resale Strategies: Finding success in selling small, high-margin items. Transition to Real Estate: Moving from eBay sales to property investment. Creative Financing: Using side hustles and employee benefits to fund real estate purchases. Importance of Patience: Long-term mindset for buy and hold investments. Leveraging Discounts: Maximizing Black Friday deals for profit. Personal Branding and Coaching: Establishing a presence on social media for coaching and interaction. Additional Links & Resources How To Make Money With EBay – Expert Interview With Jason Butler | Ep. 250 (https://moneytalkwitht.com/podcast/how-to-make-money-with-ebay-expert-interview-with-jason-butler-ep-250/) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Start small with high-margin, easy-to-ship items on eBay to build capital for real estate”

Money Management in Relationships: Avoiding Conflict and Building Harmony Together | Ep. 302

Welcome to a special Valentine's Day episode of the Money Talk with Tiff podcast! In this episode, Tiffany Grant dives into the often challenging topic of managing money in relationships. From reasons why couples argue about money to strategies for effective money management as a couple, Tiffany shares valuable insights and tips to help lovebirds navigate their finances harmoniously. Whether it's discussing financial infidelity, income inequality, joint finances, or creating a joint financial plan, this episode covers it all. Tiffany also shares romantic financial planning ideas for couples to celebrate Valentine's Day. So, grab a seat, cuddle up with your partner, and get ready for an episode that could make a positive impact on your relationship and financial future. Timestamps [00:00] Respect different perspectives to facilitate smoother conversations. [05:31] Income inequality creates financial strain in relationships. [07:40] Merging vs. separate accounts for couples' finances [12:30] "Start joint savings challenge for a future date." [15:12] Podcast host invites feedback and upcoming episodes. Key Takeaways Money issues in relationships: Different spending habits, financial infidelity, income inequality. Managing finances as a couple: Merging vs. separate accounts, expense splitting, joint financial planning. Communication and transparency: Open conversations, setting financial boundaries, discussing goals. Building trust: Avoiding financial arguments, mutual agreement on expenses, regular expense review. Romantic financial planning: Joint savings challenge, budget-friendly date ideas, DIY gifts. Tailored approach to finances: N No one-size-fits-all, understanding relationship dynamics, adjusting plans as necessary. Additional Links & Resources Vibrate to Higher Savings Challenge (https://academy.moneytalkwitht.com/pl/2147553195) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Different spending habits and financial infidelity are the top triggers for money arguments in relationships.”

Streamlining Small Business Operations with Adrian Marable | Ep. 301

In this episode, Tiffany sits down with operations optimization expert Adrian Marable to discuss the essential strategies for small businesses and private equity firms. Adrian shares insights on the importance of documenting processes, leveraging software tools such as CRM and accounting systems, and the potential for automation to scale operations effectively. You'll also learn how private equity firms accelerate growth and optimize operations. So, if you're looking to level up your business operations and unlock growth potential, then this episode is a must-listen. Stay tuned as Tiffany and Adrian unravel the secrets to success in business operations and private equity. About Our Guest Adrian T. Marable is a writer, speaker, and angel investor who focuses on the long-term growth of businesses. His ability to touch different areas of business has been amazing. The impact he has made within the firms that he’s worked with has created better transparency among the different teams and the feeling of empowerment by these employees to do more than just their “daily job.” Connect with Adrian Website: https://colarity.com Instagram: @adriantmarable (https://www.instagram.com/adriantmarable) Connect with Tiffany Website: https://www.moneytalkwitht.com Facebook: https://www.facebook.com/moneytalkwithT/ Twitter: https://twitter.com/moneytalkwitht Instagram: https://www.instagram.com/moneytalkwitht/ LinkedIn: https://www.linkedin.com/in/tiffanygrant1/ YouTube: https://www.youtube.com/c/MoneyTalkWithTiff Timestamps [00:00] Operations are key processes in business. [04:42] Document processes to scale business effectively and efficiently. [10:06] Private equity firms acquire and support companies. [12:14] Small business advice: CRM, documentation, use tech. Key Takeaways Operations in Small Businesses: Processes, Documentation, and Automation CRM and Accounting Software: Wave Apps, QuickBooks, and More Customer Feedback and Process Improvement Tools for Small Business Operations: CRM, Accounting Tech and Automation for Cost-Effective Business Growth Private Equity Firms: Acquisitions and Operational Support EBITDA and Valuations in Private Equity Additional Links & Resources Browse software deals for your business. | AppSumo (https://appsumo.8odi.net/moneytalk) Turn your dream into reality with Google Workspace. (https://referworkspace.app.goo.gl/D3pB) Get Notion to Organize Your Business (https://affiliate.notion.so/8in7yqgg07t7) Motion | Meet Motion Calendar. Try it for Free (https://usemotion.sjv.io/oqqOGg) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Start documenting processes early to enable scaling”

A Special 300th Episode Featuring Messages from YOU | Ep. 300

Welcome to a special episode of Money Talk with Tiff! In this milestone 300th episode, host Tiffany Grant celebrates by sharing touching messages from listeners and colleagues, expressing gratitude for the meaningful impact of her podcast. From heartfelt congratulations to personal anecdotes, this episode is a testament to the positive influence of financial education. Join us as we reflect on the journey of Money Talk with Tiff and look forward to the future. So, sit back, relax, and let's dive into this heartwarming celebration of community, shared knowledge, and lasting connections. Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Our Guests Joe & OG (https://www.stackingbenjamins.com/) (Stacking Benjamins) Anthony Weaver (https://www.aboutthatwallet.com/) (About That Wallet) Camari Ellis (https://www.phillytaxteam.com) (Philly Tax Team) Matti Carey (https://www.linkedin.com/in/matticarey/) Rahkim Sabree (https://www.rahkimsabree.com/) (Overcoming Financial Trauma) Steven Stack (https://www.stevenlstack.com/) (Stacking with Stack) Donté Roberts (https://www.thejdroberts.com/) (Researcher, African American Fatherhood) Justin Pogue (https://rentalsecrets.net/) (Rental Secrets) Nia Adams (https://perspectiveschange.com/) (Perspectives) Candace Liger (https://www.centerforbodyautonomy.com/) (Center for Body Autonomy) Mawuli Vodi (https://financiallypresent.com/) (Financially Present) ShaKeia Kegler-Gray (https://shakeiakegler.com/) (GovLia) Steven M. Hughes (https://stevenmhughes.com/) (Know Money) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Consistency in podcasting builds deep listener loyalty and community impact”

Byron Wolfe on Working Smarter, Not Harder for Small Businesses | Ep. 299

In this episode of Money Talk with Tiff, Tiffany interviews Byron Wolfe, a CFO, to discover how small business owners can work smarter and not harder. They discuss the impact of hustle culture, the importance of maximizing profit over revenue, and strategies for outsourcing tasks to focus on your strengths. Byron also shares insights on leveraging research and development tax credits to increase profitability. Tune in for priceless tips on optimizing your business's financial health and freeing up time for what truly matters. About Our Guest Byron's gift for translating the complexities of business financial principles with a focus on small businesses into easily understood communication has made him one of the most highly sought financial and business consultants. He is the Founder of CFO•AF, a financial services and business consulting firm specializing in industries ranging from construction to crypto. Byron is Chief Financial Officer for an INC 5000 company and is the fractional CFO of various companies with annual revenues from 3-25 Million. His certification in the Crypto, NFT, and the Metaverse space has led to many projects with DAOs and crypto companies and he is considered one of the first experts in crypto tax strategy. Byron’s true passion lies in helping small business owners expand their financial reach and success through various tools like the R&D tax credits, proactive tax plans, creative funding and high contact financial management. Connect with Byron Website: https://www.cfoaf.com/ Facebook: https://www.facebook.com/cfoaf Instagram: https://www.instagram.com/the_cfoaf/ LinkedIn: https://www.linkedin.com/in/byron-a-wolfe-cpa/ Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Timestamps [05:18] Replace disliked tasks, focus on strengths, delegate. [08:52] Analyze spending to maximize profitability and productivity. [11:30] Optimize percentages, maximize profit, increase revenue efficiently. [15:01] Evaluate marketing spend based on return on investment. [18:23] Investing in tech can lead to tax benefits. [20:23] Research and development tax credits reduce taxes. Key Takeaways Work-Life Balance: Reducing workload while being profitable. Outsourcing: Delegate tasks to focus on strengths. Profit Maximization: Focus on keeping more money. Business Efficiency: Getting more accomplished in less time. Expense Management: Understanding the impact of spending. R&D Tax Credits: Utilizing tax incentives for research. Fractional CFO Services: Professional financial guidance for businesses. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for...

“Work smarter by outsourcing disliked or low-skill tasks first”

Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298

In this episode, Tiffany Grant, your money nerd and financial coach, answers a crucial question from a listener: "Tiffany, I have over $50,000 in credit card debt. What do I need to do to get out of this?" Tiffany provides a comprehensive response, delving into the emotional and mental burden of debt, understanding the root cause, and actionable steps to take. She emphasizes the importance of setting achievable goals, building a support network, and staying consistent in your debt repayment journey. Dive into the episode to gain valuable insights and practical tips to tackle massive credit card debt. Don't miss out on these empowering strategies to take control of your financial future. Timestamps [00:00] - Tiffany's podcast answers questions about personal finance. [05:31] - Learn budgeting, reducing debt, and debt consolidation. [06:44] - Analyze debt before considering consolidation, set goals. [10:24] - Seek professional help, connect with similar experiences. Celebrate frugally. [14:11] - Show notes link to resources, encouragement given. Key Takeaways Emotional burden of debt: Acknowledge and understand feelings. Identifying the root cause of debt: Unchecked spending, job loss, medical bills. Debt repayment methods: Avalanche vs. snowball method. Importance of budgeting: Track expenses and prioritize debt payments. Debt consolidation options: Assess suitability and benefits. Setting achievable goals and celebrating milestones. Building a support network and staying consistent. Additional Links & Resources Methods to Tackle Debt (https://moneytalkwitht.com/blog/methods-to-tackle-debt/) Emotions & Money: 3 Things To Avoid And 3 Things To Do More (https://moneytalkwitht.com/blog/emotions-money-avoid/) Does Debt Consolidation Hurt Your Credit? Here’s What You Need To Know (https://moneytalkwitht.com/blog/does-debt-consolidation-hurt-your-credit/) Tiffany’s Take: Goal Setting | Ep. 187 (https://moneytalkwitht.com/podcast/tiffanys-take-goal-setting-ep-187/) Tiffany’s Take: Smart Goals | Ep. 190 (https://moneytalkwitht.com/podcast/tiffanys-take-smart-goals-ep-190/) Goal Implementation: How To Actually Accomplish Your Goals | Ep. 196 (https://moneytalkwitht.com/podcast/goal-implementation-how-to-actually-accomplish-your-goals-ep-196/) How To Stick To Your Goals When You Don’t Feel Like It | Ep. 198 (https://moneytalkwitht.com/podcast/how-to-stick-to-your-goals-when-you-dont-feel-like-it-ep-198/) The Most Effective Way To Tackle Your Financial Goals | Ep. 193 (https://moneytalkwitht.com/podcast/the-most-effective-way-to-tackle-your-financial-goals-ep-193/) Twitter Post About Net Worth (https://x.com/MoneyTalkWithT/status/1751099459411247468?s=20) Breaking Free From Financial Shame And Guilt | Ep. 296 (https://moneytalkwitht.com/podcast/breaking-free-from-financial-shame-and-guilt-ep-296/) Want To Achieve Financial Wellness? Get Support From An Accredited Financial Counselor (https://moneytalkwitht.com/blog/accredited-financial-counselor-support/) Want your question answered on the podcast? Submit

“Acknowledge the emotional and mental burden of debt before taking action”

From Essentials to Aspirations: Budgeting for Business Success | Ep. 297

In this empowering episode of Money Talk With Tiff, Tiffany Grant welcomes the dynamic Brieanna Lightfoot Smith to delve into the crucial topic of strategic spending for small business owners. As a seasoned entrepreneur, Brianna brings her insightful approach to making smart investments that fuel business growth without breaking the bank. Brieanna kicks things off with a counterintuitive tip that will have you rethinking your startup strategy – hint: it involves your business website and what you really need to focus on instead. She then unveils her transformative framework that categorizes business expenses into essentials, opportunities, and aspirations, guiding you through financial commitment stages as your business evolves. Whether you're a product-based business owner eyeing inventory management or a content creator looking to upgrade your tech game, this episode is a treasure trove of wisdom for anyone aiming to make prudent financial decisions while chasing their business dreams. Remember, it's not just about spending money; it's about investing where it counts. Let's get to the money! About Our Guest Brieanna Lightfoot Smith believes a peaceful home and a purposeful brand can coexist. As a business owner, productivity coach, and systems strategist, she loves helping women, especially fellow moms, gain clarity and confidence. As someone who passed out in her car at 7 months pregnant, she's extremely passionate about helping people create a life they love without burning out in the process. You can connect with Brieanna on her website at brandsbybrie.com. Connect with Brieanna Instagram: @blightfootsmith (https://instagram.com/blightfootsmith) B. Light Podcast: http://brandsbybrie.com (https://brandsbybrie.com) (Use code 'aspirations' for a special discount) Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Support this Podcast (https://moneytalkwitht.com/donate): Share this episode with a fellow business owner Leave a review and subscribe on your favorite podcast platform Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Skip the expensive website at startup—focus on payment and lead tracking tools first”

Breaking Free from Financial Shame and Guilt | Ep. 296

Are you grappling with feelings of financial shame or guilt? In this heartfelt episode of Money Talk With Tiff, Tiffany Grant tackles the sensitive topic of overcoming financial shame and the emotional weight of past spending mistakes. With compassion and understanding, Tiffany walks listeners through a step-by-step guide to acknowledging and using these feelings as a catalyst for positive change. From exploring the roots of your money habits to setting realistic goals, Tiffany provides actionable advice on gaining control over your finances. If you're ready to face your financial fears head-on and embrace a future of financial confidence, this episode is a must-listen. Don't forget to rate, review, subscribe, and share this episode with anyone who might be struggling with similar issues. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Key Takeaways Financial shame and guilt - Acknowledging and overcoming negative emotions. Understanding money habits - Identifying spending and saving patterns. Setting realistic goals - Creating achievable financial targets. Creating a budget - Allocating funds based on goals. Educating yourself - Knowledge as a tool to empower. Seeking help - Utilizing financial counseling or therapy. Facing financial challenges - Confronting issues to break the cycle. Additional Links & Resources YNAB (https://www.ynab.com/referral/?ref=Z-Wch-4Tf4DxQZDf) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Book a 15-minute consultation (https://moneytalkwitht.com/15minuteconsultation) Ask Tiffany Your Money Question (https://academy.moneytalkwitht.com/asktiffany) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Acknowledge financial shame and guilt instead of letting it paralyze you”

Coast FI Explained: The Smooth Journey to Retire | Ep. 295

Dive into the intriguing world of financial independence with a refreshing twist in this captivating episode of Money Talk With Tiff, featuring the brilliant Diana Miriam. Discover the nuances of Coast FI, a unique approach within the FIRE movement that emphasizes the power of compound interest to secure your future without the pressure of a full-time grind. Diana demystifies the concept of Coast FI, explaining how it allows individuals to "take their foot off the gas" and enjoy the freedom of financial independence much earlier. She shares valuable insights on knowing your expenses and setting achievable milestones on your journey to financial freedom. Tiffany and Diana also explore the human side of financial independence, discussing the importance of community and the excitement of the EconoMe Conference—a place where FIRE enthusiasts can reignite their passion, meet like-minded individuals and even find love. Listeners will walk away with a renewed sense of possibility, practical tips for embarking on their Coast FI journey, and an exclusive offer for the Economy Conference. If you're ready to rethink retirement and embrace a life of financial autonomy, this episode is your gateway to a community where money meets meaning. Join the conversation, learn about the spectrum of financial independence, and discover how you can start making significant changes today. Don't forget to grab your discount for the EconoMe Conference with the code TIFF, and mark your calendars for March 15th, 2024! About Our Guest Diania Merriam is the founder of The EconoMe Conference, a party about money designed specifically for the FIRE movement (financial independence, retire early). She's also the host of the popular podcast Optimal Finance Daily, where she narrates articles from the best personal finance blogs on the planet. Discovering the FIRE movement in 2015 led her to get out of $30k of debt in 11 months, save and invest 60% of her income, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and self-fund her own business. She retired from her corporate career at 33 years old and now helps others find community and inspiration on the path to financial freedom. She's been featured on Good Morning America, Business Insider, CNBC, MarketWatch, Good Day Columbus, and WLWT5, as well as podcasts including Choose FI, Bigger Pockets Money, and Stacking Benjamins. Connect with Diania Visit the website: https://economeconference.com/ (Use code TIFF for 10% off) Twitter: @economecon (https://twitter.com/economecon) Instagram: @economecon (https://www.instagram.com/economecon/) Facebook: EconoMe Conference (https://www.facebook.com/EconoMeConference) Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources <a href="https://moneytalkwitht.com/podcast/3-most-common-types-of-healthcare-fraud-with-angel-cellucci-ep-287/" rel="noopener...

“Coast FI is a milestone on the FIRE spectrum where your investments will grow via compound interest to cover traditional retirement needs, allowing you to cover only annual expenses afterward.”

Free Money Alert! How to Find and Claim Unclaimed Money | Ep. 294

In this episode, Tiffany Grant shares her wealth of knowledge on uncovering hidden funds that could be rightfully yours. From unclaimed property to undelivered refunds, she covers it all. With Tiffany's expert guidance, you'll learn how to navigate official government websites, including the IRS and USA.gov, and specific databases, such as the Pension Benefit Guarantee Corporation and the National Association of Insurance Commissioners. She also highlights credit unions as a potential source for unclaimed deposits. But here's the best part - Tiffany stresses that all these resources are freely accessible and that individuals can do the research themselves without paying external companies. As she says, why pay for something when you can find it yourself? Tiffany shares her personal experience of finding an old paycheck through this process. And don't worry about missing out on any future unclaimed funds because Tiffany recommends periodically checking for them. As a special treat for our listeners, Tiffany has a limited-time offer for her Budget Nirvana course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) (regularly $297) - a program designed to help you achieve financial bliss by optimizing your budgeting skills. So don't wait any longer and start your journey towards finding quick money with Tiffany today! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources Search for your unclaimed property (it’s free) – National Association of Unclaimed Property Administrators (NAUPA) (https://unclaimed.org/search/) MissingMoney.com | Search for Unclaimed Property (https://www.missingmoney.com/) Refunds | Internal Revenue Service (https://www.irs.gov/refunds) Home Page | Pension Benefit Guaranty Corporation (https://www.pbgc.gov/) National Association of Insurance Commissioners (https://eapps.naic.org/life-policy-locator/) Need life insurance? Reach out to Acquania Escarne (https://calendly.com/acquania/tiff) How to find unclaimed money from the government | USAGov (https://www.usa.gov/unclaimed-money) NCUA - National Credit Union Administration (https://ncua.gov/) Budget Nirvana Course (https://academy.moneytalkwitht.com/offers/e4QioVz3/checkout) Did you find any money as a result of this episode? Get In...

“Unclaimed money is widespread and accessible for free”

Tax Prep Red Flags: Don't Get Audited! | Ep. 293

Are you ready to pick the perfect tax professional and avoid the pitfalls of problematic preparers? Tune in to this enlightening episode of Money Talk With Tiff as Tiffany Grant welcomes back the knowledgeable Camari Ellis for a deep dive into the red flags of tax preparation. Camari, an Enrolled Agent, shares invaluable insights on distinguishing between various tax preparers, such as CPAs, EAs, attorneys, and the unenrolled. He emphasizes the significance of never surrendering your original tax documents and the importance of ensuring your tax preparer includes their PTIN on your return to avoid becoming ensnared in their potential audits. Discover why bigger refunds aren't always better and how choosing a tax preparer who can't answer your questions can lead to trouble. Camari and Tiffany discuss why an informed client is the best client and how to foster a proactive relationship with your tax professional for strategic planning all year round. Don't let the allure of a large refund or the convenience of a back-of-the-gas-station tax service lead you astray. Listen to this episode and arm yourself with the knowledge to select a tax preparer who is above board, knowledgeable, and invested in your financial well-being. Share this episode to spread the word and help others stay on the right side of the IRS! About Our Guest Camari Ellis is a Tax Advisor, with over 30 years of experience in the Financial Services & Tax Industry. He is a Black Wealth Advocate. He graduated from Temple University, majoring in Finance, and loves everything related to business, the stock market, and social media. Connect with Camari Email: [email protected] Book a meeting: https://bookme.name/CamariEllis/consultation (https://bookme.name/CamariEllis/consultation.) Twitter (X): @thefinancerebel (https://x.com/thefinancerebel) Instagram: @thefinancerebel (https://www.instagram.com/thefinancerebel) YouTube: https://www.youtube.com/@TheFinanceRebel Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel (https://www.youtube.com/channel/UCYQ8HDExD5_WllpSAfy_l9w) Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) Additional Links & Resources Internal Revenue Service | An official website of the United States government (https://www.irs.gov/) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Never surrender original tax documents to your preparer”

The Ultimate Guide to Understanding and Utilizing Your 401K | Ep. 292

Ready to dive into the confusing world of 401Ks? Join Tiffany Grant in this must-listen podcast episode as she shares her conversation with a phlebotomist who sparked the topic. Tiffany discusses why 401Ks are essential to your total rewards package and how to utilize employer-matching contributions to build retirement savings. She decodes the tricky language of 401Ks, clears up misconceptions about vesting schedules, and offers valuable advice on whether to roll over your 401K or leave it with your previous employer. Don't miss out on this informative and eye-opening discussion to help you make the best decisions for your financial future! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - https://www.facebook.com/moneytalkwithT/ Twitter - https://twitter.com/moneytalkwitht Instagram - https://www.instagram.com/moneytalkwitht/ LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - https://www.youtube.com/c/MoneyTalkWithTiff Additional Links & Resources Retirement Planning Articles (https://moneytalkwitht.com/investing/retirement-planning/) Investing In Employee Benefits: How Employee Benefits Packages Boost Performance And Morale (https://moneytalkwitht.com/blog/employee-benefits-overview/) Employee Benefits Articles (https://moneytalkwitht.com/career/employee-benefits/) Capitalize - 401(k) Rollovers Made Easy (https://capitalize.sjv.io/moneytalk) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Always contribute to your 401(k) up to the employer match to maximize free money”

Can Economic Freedom After Incarceration Be Achieved? Insights from Victor Vincent | Ep. 291

Are you tired of seeing the revolving door of incarceration in our communities? Want to make a change and reduce the high costs of corrections? Then, join us as Victor Vincent, founder of the Reentry Expert organization, shares his insights on breaking the cycle of re-incarceration. In this candid conversation, Victor highlights the importance of providing economic opportunities for ex-convicts and exposing young individuals to the consequences of illegal activities. He also addresses the influence of outside forces on crime within African American communities and the need for open discussions around these taboo subjects. You will be inspired! About Our Guest Victor M. Vincent Jr. is a man of determination and resilience. He has experienced the highs and lows of life, from being an ex-offender to becoming the President of the Student Government Association at Guilford College. This remarkable journey has shaped him into who he is today - The ReEntry Expert. Since his release from prison in 1994, Victor has been on a mission to turn his life around. He obtained his GED and pursued higher education, earning a Bachelor's in Criminal Justice from Guilford College. Along with his education, Victor worked hard to obtain various certifications, including a forklift and a class A CDL endorsement. His hard work did not go unnoticed as he became employed as a Sales Rep for some of the biggest brands in the world. Victor has worked full-time for the City of Greensboro for over 16 years. But that's not all - Victor is also the founder and President of Victor M. Vincent, Jr. The ReEntry Expert, Inc. is a nonprofit organization dedicated to helping others looking to turn their lives around like he did. His passion for reentry work is evident in everything he does, and his empathetic nature makes him stand out as someone who truly cares about making a positive impact in people's lives. With his friendly demeanor and informative approach, Victor continues to inspire and guide individuals through their personal transformation journey. From inmate to President to The ReEntry Expert - Victor M. Vincent Jr.'s story is filled with determination, perseverance, and hope for a brighter tomorrow. Connect with Victor Visit his website (https://www.thereentryexpert.org/) Email: [email protected] Facebook: The ReEntry Expert (https://www.facebook.com/TheReEntryExpert) Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel (https://www.youtube.com/channel/UCYQ8HDExD5_WllpSAfy_l9w) Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) Additional Links & Resources Gate City 180 by Dana Daughtry (https://www.facebook.com/people/Gate-City-180/100063591068243/) CanTag Solutions - Will Dungee (https://www.cantagsolutions.com/) <a href="https://moneytalkwitht.com/donate"...

“Economic opportunity is the key to breaking the cycle of incarceration”

New Year, New Money Moves: Tiffany's Financial Reset | Ep. 290

As we step into 2024, join Tiffany in shaking off the old and embracing the new in this insightful podcast episode. Learn why rest is crucial for financial success, how decluttering can transform your mindset, and the way a subscription audit can save you more than just money. Get ready to set and crush your financial goals this year! Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel (https://www.youtube.com/channel/UCYQ8HDExD5_WllpSAfy_l9w) Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) Additional Links & Resources Start 2024 Right – Take Control Of Your Finances With Tiffany’s Year-End Financial Checklist | Ep. 284 (https://moneytalkwitht.com/podcast/start-2024-right-take-control-of-your-finances-with-tiffanys-year-end-financial-checklist-ep-284/) Book a 15-minute consultation (https://moneytalkwitht.com/15minuteconsultation) Goal Setting Playlist (https://player.captivate.fm/collection/f541b716-4e97-4d19-b6da-a1e4d833877d) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Rest is essential for financial and personal success”

From the Felt to the Boardroom: How Poker Skills Can Boost Your Career Success | Ep. 289

In this captivating episode, Erin Lydon of Poker Power deals out a hand of wisdom showing how poker strategies can shape your financial and professional world. Learn why folding isn't just a poker move, but a life skill, and how calculating risks can lead to big payoffs both on and off the felt. About Our Guest Erin Lydon is a thought leader, frequent speaker on equal pay and workplace equity, and President of Poker Power. Her passion to lead Poker Power stemmed from her experience working on Wall Street twenty years ago. After learning that she was not being paid the same as her male colleagues, and struggling to find a seat at the table in the male-dominated financial industry, Erin was confronted with the reality of the “force field” surrounding tables of power that keep women from sitting down, playing, and competing equally. Erin discovered poker during this time, and made the connection that learning to think, negotiate and take risks, like a winning poker player, trained her in skillsets that offered a solution for pushing the needle on women’s empowerment in the workplace. Erin now leads Poker Power’s mission to teach one million girls and women how to stack their skills, negotiate, and take calculated risks by gamifying key leadership lessons with poker gameplay. Before joining Poker Power, Erin was the strategic advisor to the management team of Evil Geniuses, a global e-sports organization. She has previously served as an independent corporate director on the boards of Marbles and Roomlinx and began her finance career at JPMorgan. Erin received her MBA from Northwestern’s Kellogg School of Management and BA from Bates College. In 2023, she received the Global Gaming Women “Women of Inspiration–Woman to Watch” award and has spoken on many premier stages including TEDx, Money 20/20 RiseUp, AWS Women’s Leadership Summits, TEDx Talk, Monaco Positive Impact Summit, and many more. Erin serves on the Advisory Board for Money 20/20 RiseUp and was a mentor for SXSW Edu in 2023. Additionally, she is a member of McKinsey’s Midwest Executive Women’s Forum. Connect with Erin Website: https://pokerpower.com/ Twitter: @joinpokerpower (https://@joinpokerpower) Instagram: @joinpokerpower (https://www.instagram.com/joinpokerpower) Facebook: Join Poker Power (https://JoinPokerPower) Connect with Tiffany Website: https://moneytalkwitht.com (https://moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel (https://www.youtube.com/channel/UCYQ8HDExD5_WllpSAfy_l9w) Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Poker develops three levels of thinking that directly translate to negotiation skills”

How to Break Into the Exciting World of Travel Writing: Insider Secrets from Sarah Gilliland | Ep. 288

Are you a freelance writer looking for a new adventure? Or maybe a busy mom seeking more flexibility while still doing what you love? Join Tiffany Grant and special guest, Sarah Gilliland, as they dive into the world of travel writing. Sarah shares her inspiring journey from being a mommy blogger to becoming a successful travel writer. She discusses the challenges she faced and the steps she took to rebrand her blog, including learning about SEO and content creation specific to travel writing. But it's not all about the glitz and glamour of jet-setting around the world. Tiffany and Sarah get real about the hard work and persistence required for success in entrepreneurship. They also emphasize the importance of identifying your passions and not being afraid to pivot when something no longer brings fulfillment. Sarah shares valuable tips for anyone interested in pursuing travel writing, including creating a personal website instead of relying solely on social media platforms, learning about SEO, and understanding popular trends in the industry. She also delves into the reality of balancing work with enjoying your travels. So if you're ready to take your writing skills on an exciting journey, don't miss this informative discussion with Tiffany Grant and special guest Sarah Gilliland on travel writing. Hit that play button now! About Our Guest Sarah Gilliland is the voice behind On the Road with Sarah, and she prides herself on being an expert in family travel. Growing up in a military family, Sarah’s wanderlust tendencies were no surprise to her husband, who she married in January 2009, as he was just as keen on seeing the world as she was. Her three children keep her on her toes, but also give her a reason to help others in their quest to make lifelong memories and experiences together. Sarah and her family live in the suburbs of Birmingham, Alabama, and the experiences she has had living in the south have shaped her view of domestic and international travel. Connect With Sarah Visit her website: Sarah's Website (https://ontheroadwithsarah.com/) Sarah's Facebook page (https://www.facebook.com/ontheroadwithsarah) @sarahgillilandtravels on Instagram (https://instagram.com/sarahgillilandtravels) @sarahgilliland on X (https://x.com/sarahgilliland) Sarah on YouTube (https://www.youtube.com/channel/UCbZZmVuSQvnclgXrTXOCCYA) Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (http://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel (https://www.youtube.com/channel/UCYQ8HDExD5_WllpSAfy_l9w) Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) Additional Links & Resources The Grown Up Gap Year with Stephanie Perry (https://moneytalkwitht.com/podcast/the-grown-up-gap-year-with-stephanie-perry-ep-20/) Making Travel a Financial Priority with Danielle Desir (https://moneytalkwitht.com/podcast/making-travel-a-financial-priority-with-danielle-desir-ep-10/) <a...

“Own your platform: Build and control your own website instead of relying solely on social media.”

3 Most Common Types of Healthcare Fraud with Angel Cellucci | Ep. 287

Are you worried about healthcare fraud and abuse? You're not alone! Recently, Tiffany Grant introduced guest Angel Cellucci, a specialist in identifying and preventing medical billing fraud and abuse. They discussed the three most common types of billing fraud: double-billing, upcoding, and billing for services not received. Angel also shared her DOVE framework, which will help you get organized and verify details against your medical bills in order to avoid overpaying. About Our Guest Angel Cellucci has been a dedicated healthcare professional for over 20 years. With the knowledge and passion of a true advocate, she has pursued her calling to become a Family Nurse Practitioner and help improve the lives of those in need. In 2016, however, Angel was made aware of the staggering amount of fraud and medical debt impacting individuals across the country. This new awareness inspired Angel to create tools and resources that would protect people and their families from financial insecurity due to medical expenses. With an empathetic and friendly attitude, Angel is passionate about empowering individuals with knowledge by sharing her skills and resources in order to put them back in control of their healthcare system. Connect with Angel Website: http://overbrookconsultants.com LinkedIn: Angel Cellucci (https://www.linkedin.com/in/angelcellucci/) Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources Marie Kondo - https://konmari.com Dr. Virgie Bright Ellington Demystifies Medical Bills (https://moneytalkwitht.com/podcast/dr-virgie-bright-ellington-demystifies-medical-bills-ep-228/) Tips For Managing Your Medical Bills When You Have a Chronic Illness (https://moneytalkwitht.com/podcast/tips-for-managing-your-medical-bills-when-you-have-a-chronic-illness-ep-242/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“93% of medical bills reviewed over 28 years contained errors or fraud”

From Futon to Fortune: A Millionaire's Journey with Steven Stack | Ep. 286

Ready to transform your financial future? Join Tiffany as she sits down with Steven Stack, a millionaire who turned the market's mayhem into his wealth-building playground. Learn how Steven's early exposure to savings, a pivotal Denzel Washington movie quote, and a fearless dive into the stock market during its lowest ebb catapulted him into the millionaire's club. This episode is not just a story; it's a blueprint for anyone daring to dream big and invest smart. Connect with Steven Website: http://stevenlstack.com Instagram: @stackingwithstack (https://instagram.com/stackingwithstack) Connect with Tiffany Website: https://moneytalkwitht.com Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Links & Resources Inside Man (Movie): https://amzn.to/3RtOQU6 (affiliate link) Roth IRA vs Traditional IRA: Which One is Best For You? (https://moneytalkwitht.com/blog/roth-ira-vs-traditional-ira/) More Information about the Great Recession: https://www.history.com/topics/21st-century/recession Mastering Your Health Savings Accounts: 10 Tips for Making the Most of Your HSA (https://moneytalkwitht.com/blog/health-savings-account/) Maximize Your Child's College Savings With 529 Plans (https://moneytalkwitht.com/blog/college-savings-with-529-plans/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Start investing aggressively early, even during market downturns”

From Facebook Employee to Successful Entrepreneur: An Inspiring Story by Damien Peters | Ep. 285

Are you curious about what it takes to become a successful entrepreneur? Tune in to hear Damien Peters, founder of Wealth Noir, share his incredible journey into entrepreneurship! Discover how he faced numerous setbacks while working at Facebook and later found success when launching Wealth Noir. Find out what inspired him to adopt the 'lifestyle design' concept and move to Spain before returning to the US. Plus, learn about Peters’ new commercial real estate investing venture with WN Capital Partners. Get ready for an inspiring tale that will help guide your own entrepreneurial journey. About Our Guest Damien Peters founded WN Capital Partners after his last startup, Wealth Noir, was acquired. He has always been a proponent of pragmatic investments in real estate and online business and decided to expose his expertise and platform to outside investors. Damien holds an M.B.A. from the Massachusetts Institute of Technology (MIT), and Bachelors in both Computer Science and Economics from the University of Maryland, College Park. Connect With Damien WN Capital Partners: https://www.wncapitalpartners.com/ The Pragmatic Mr. Peters Newsletter: https://www.pragmaticpeters.com/ Twitter: @TheRealMrPeters Instagram: @TheRealMrPeters Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources 4-Hour Workweek by Tim Ferriss (https://amzn.to/3Ng9BRN) (affiliate link) 5 Types of Entrepreneurial Businesses We Recommend: Which One Will You Start This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Lifestyle design prioritizes holistic life structure over traditional work-life balance”

Start 2024 Right - Take Control of Your Finances With Tiffany's Year End Financial Checklist | Ep. 284

Have you achieved your financial goals this year? Join Tiffany Grant in her discussion of a year-end financial checklist to help you get a better understanding of your finances and plan for the future. In this episode, Tiffany will offer helpful advice on budgeting, taxes, debt management, employee benefits, and much more. Get proactive now and start making your own year-end financial checklist! Listen now to take control of your finances with Tiffany's expert tips! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you need help with your debt payoff plan, schedule a 15-minute consultation to see how Tiffany can help you! Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Additional Links & Resources Goals Resources Budgeting Resources     This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

“Review and assess your financial goals from the beginning of the year”