Paying Off Over $200k in Debt with Kim at The Frugal Engineers | Ep. 23

Jan 9, 202022 min

Have you heard of geographic arbitrage? Me either until I spoke with Kim! She and her husband are debt-free and living life on their own terms. She came on to explain how she and her husband paid off over $200k in debt to be debt-free by 30! I was inspired! Be sure to have a pen and paper handy because she drops so many gems. About our Guest Kim is a financial independence and early retirement blogger at The Frugal Engineers. She used geo arbitrage to achieve financial freedom in Wyoming and spend more time with her kid. She and her husband now enjoy the semi-retired lifestyle as freelance engineers and plan to retire from engineering in 2020. Links Visit Kim's website: https://thefrugalengineers.com Visit Tiff's website: https://www.moneytalkwitht.com Want to catch Money Talk with Tiff live? There are three events coming up in the Greensboro, NC area! Please visit https://www.moneytalkwitht.com/events.html for more information. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

KimThe Frugal Engineersgeographic arbitrage

Steve Stewart’s Guide to Mortgages Without Traditional Credit Scores | Ep. 344

Oct 10, 202419 min

In this episode of Money Talk With Tiff, Tiffany Grant welcomes her mentor and friend, Steve Stewart. Steve delves into the intricacies of qualifying for a traditional mortgage without relying on a traditional credit score. Listen in as Steve shares his personal journey of securing a mortgage with a zero credit score and the tools and strategies he used to achieve this. From leveraging utility payments to using tech solutions like eCredible and Experian Boost, Steve breaks down alternative pathways to building creditworthiness and securing a mortgage. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mortgage-without-a-credit-score/ About Our Guest Steve Stewart is the Podcast Editor for some of the biggest indie personal finance podcasts like the Stacking Benjamins Show, Afford Anything, and the MilMo Show. He also created the Podcast Editors Club, now with over 9,000 members, and co-founded the Podcast Editor Academy - which helps individuals build their own podcast services business. If you’re looking for help with your podcast, Steve is there to support! Key Points Discussed What constitutes a traditional mortgage and the role of a FICO score. Steve’s personal experience of maintaining zero consumer debt since 2007. Importance of payment history and amounts owed as components of a FICO score. Introduction to tools like eCredable and Experian Boost to report alternative payment histories. The benefits and security of using debit cards for travel and daily expenses. Practical advice on focusing less on traditional credit scores and more on financial responsibility. Resources Mentioned eCredable: eCredable Website (https://SteveStewart.me/ecredable) (affiliate link) Experian Boost: Experian Boost Website (https://www.experian.com/consumer-products/score-boost.html) Follow Steve Stewart Website: SteveStewart.Me (https://www.stevestewart.me) Social Media: @SteveStewartMe on all platforms Follow Tiffany Grant Website: Money Talk With Tiff (https://www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms What's Next? Explore the options available through eCredable and Experian Boost to build a non-traditional credit score. Review your current debts and consider strategies to pay them off promptly. Evaluate the benefits of using debit cards over credit cards for your personal spending habits. Share this episode with someone who might benefit from understanding alternative ways to build creditworthiness. Support this Podcast (https://moneytalkwitht.com/donate) Thanks for joining us on this insightful episode with Steve Stewart. Be sure to subscribe, rate, and review Money Talk With Tiff on your favorite podcast platform! If you have any questions or topics you'd like us to cover, drop us a message on social media. This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Steve Stewartmortgage qualificationFICO score

Understanding Canadian Disability Benefits with Minnie St. Claire | Ep. 370

Feb 27, 202524 min

In this episode of the Money Talk With Tiff podcast, Tiffany Grant hosts Minnie St. Claire, an entrepreneur and disability advocate from Canada. Minnie shares her inspiring journey from being on disability in Canada to becoming a successful entrepreneur. The conversation covers the intricacies of the disability support system in Canada, including income thresholds, government benefits, and the challenges faced by those on disability. Minnie discusses the complex process of navigating these systems, the importance of understanding policy and advocating for oneself, and her own path to entrepreneurship in the adult entertainment industry. She also sheds light on how she uses platforms like X (formerly Twitter) for advocacy work. This episode aims to encourage listeners, especially those dealing with disability systems, to be informed and proactive about their rights and resources. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/navigating-canadas-disability-system-with-minnie-st-claire/ Takeaways Navigating disability benefits in Canada can be tricky, especially with confusing policies and paperwork. The Ontario Disability Support Program allows individuals to earn up to $1,000 while still receiving support, which is quite helpful. Entrepreneurship can be a viable path for those on disability, as it offers flexibility and potential for higher income. It's essential to read and understand the policies regarding disability support to advocate effectively for oneself. Mentioned In This Episode Ontario Disability Support Program (https://www.ontario.ca/page/ontario-disability-support-program) Ontario Works (https://www.ontario.ca/page/ontario-works) Disability Tax Credit (https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html) Registered Disability Savings Plan (https://www.canada.ca/en/employment-social-development/programs/disability/savings.html) Service Canada (https://www.canada.ca/en/employment-social-development/corporate/portfolio/service-canada.html) Canadian Independent Living Center (https://www.ilc-vac.ca/) Canadian Emergency Response Benefit CERB (https://www.canada.ca/en/revenue-agency/services/benefits/apply-for-cerb-with-cra.html) Follow Minnie St. Claire Twitter (X): @minnieoncam (https://x.com/MinnieOnCam) YouTube: @minnieoncam (https://www.youtube.com/minnieoncam) Follow Tiffany Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) Facebook: @moneytalkwitht (https://www.facebook.com/moneytalkwithT) LinkedIn: https://www.linkedin.com/in/tiffanygrant1/ Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis:...

Ontario Disability Support ProgramDisability Tax CreditRegistered Disability Savings Plan

Tiffany's Take: What is Debt-to-Income Ratio? | Ep. 166

Nov 15, 20226 min

Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Debt-to-Income RatioMortgage ApprovalCredit Score

Self-employment

Paying Off Over $200k in Debt with Kim at The Frugal Engineers | Ep. 23

Steve Stewart’s Guide to Mortgages Without Traditional Credit Scores | Ep. 344

Understanding Canadian Disability Benefits with Minnie St. Claire | Ep. 370

Tiffany's Take: What is Debt-to-Income Ratio? | Ep. 166

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