Don't Wait Too Long: When It's Time to Get Help From a Financial Counselor | Ep. 237

Jun 13, 202311 min

Confused about when to use a financial counselor? Have questions about the differences between an Accredited Financial Counselor (AFC) and a Certified Financial Planner (CFP)? In this episode, Tiffany will help you understand the roles of various financial professionals and determine which one is right for your needs. Learn how a financial counselor can assist you with budgeting, debt, savings, and more! Plus, find out when it's time to turn to a CFP for long-term financial security. Get informed now and make sure you're on the right track with your finances! To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Get Your FREE Financial Plan What is Financial Counseling? Becoming An Accredited Financial Counselor with Rebecca Wiggins This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Accredited Financial CounselorCertified Financial Plannerfinancial counseling

Navigating Financial Independence as Active Military with Coach Ty | Ep. 320

May 3, 202425 min

In this enlightening episode of Money Talk with Tiff, Tiffany Grant welcomes Coach Ty, host of the Little Steps Big Moves podcast. The two dive deep into Coach Ty’s unique journey towards financial independence while actively serving in the military. They discuss various strategies and philosophies around financial independence, including concepts like CoastFI and LeanFI, and the impact of real estate investment. About Our Guest An educator by a purpose-filled calling, she taught and coached in the public education system until called to Active Duty in 2003. She continues to educate and coach today but in an evolved way. Ty mentors women and speaks about real estate, leadership, and entrepreneurship. In 2022, she launched a podcast, Tiny Steps, Big Moves, highlighting the inspirational stories of women who have career-pivoted in life. In late 2023, she launched her website coachtyinspires.com, centered around the theme Live your Best Life 2.0, encouraging women to set goals and outcomes, remove the limits, and unleash their greatness. Additionally, she is the founder of Renaissance Properties of the Carolinas, a licensed realtor in NC, and a real estate investor in the southeast. Connect with Coach Ty Connect on LinkedIn: Tianika "Ty" Mangum (https://www.linkedin.com/in/tianika-%E2%80%9Cty%E2%80%9D-mangum-36214290/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Transitioning to coastal financial independence from military. [06:01] New military member finds financial independence path. [09:54] Budgeting, tracking, and understanding spending habits. [12:42] Plan expenses, increase savings, supplement income sources. [14:09] Real estate as primary investment for retirement. [19:02] Embracing community and personal growth while advancing. [21:14] Podcast features women sharing career pivot stories. Key Points Introduction to Financial Independence (FI) in the Military Context: Coach Ty shares her approach to achieving financial independence through her military career, emphasizing the similarities and unique aspects of FI in active duty compared to civilian FI strategies. Understanding FI Terminology: CoastFI: Described by Coach Ty as a more relaxed approach where one still maintains financial independence but continues to work, allowing for a gradual progression towards full FI. LeanFI (Real LeanFI): Coach Ty’s strategy focusing on covering basic living expenses through investments, setting a foundation before progressing towards more comprehensive financial goals. Personal Journey and Motivation: Coach Ty elaborates on her background and the personal motivations driving her pursuit of

Financial IndependenceCoastFILeanFI

How to Talk to Your Parents About Money | Ep. 379

Jun 5, 202512 min

In this episode, Tiffany Grant sits down with Etinosa Agbonlahor, author of How to Talk to Your Parents About Money, for an honest and insightful conversation about navigating financial discussions with your parents. Etinosa shares actionable strategies for kick-starting these sometimes-tough conversations, understanding your own money “scripts,” and building an ongoing dialogue about finances with family. Key Topics Covered Why Talking to Parents About Money Is Hard: Tiffany and Etinosa discuss the emotional weight and complexity behind money talks with family. Preparing for the Conversation: Etinosa emphasizes the importance of self-reflection—knowing your own financial beliefs, what you hope to achieve, and approaching the conversation with empathy and patience. Understanding Money Scripts: The episode explains money scripts—subconscious beliefs and feelings about money—and how these impact your financial behaviors and conversations. Timing & Approach: Tips on choosing the right moment and environment for these discussions, including watching for body language and being sensitive to defensive reactions. Making it a Habit: Why financial conversations with parents should be ongoing and not a one-time event. Practical Tools from Etinosa's Book: Details about Etinosa’s book, which offers conversation starters, guides to unpacking your own beliefs, and practical questions to foster more open communication. Guest Resources Book: How to Talk to Your Parents About Money (https://amzn.to/3ZOyIRS) (available on Amazon, in print and digital) Connect with Tiffany Visit moneytalkwitht.com (https://moneytalkwitht.com) for more episodes, resources, and to connect on social media!

Etinosa Agbonlahormoney scriptsfinancial conversations

Social Security Disability with Spencer Bishins | Ep. 175

Dec 1, 202230 min

In this week's episode, Spencer Bishins joins Tiffany to share his expertise on social security disability, who qualifies and how people can take advantage of this. About Our Guest Spencer Bishins has a master’s degree from the London School of Economics, and a law degree from Florida State University. After law school, he worked in the private sector for two years prior to joining the Social Security Administration (SSA) in 2010. He worked at the Appeals Council for almost four years, reviewing thousands of disability decisions for compliance with SSA’s complex rules and procedures. He then worked at the hearing level for seven years, where he drafted almost 2,000 decisions for SSA Administrative Law Judges. After working for SSA for more than 10 years, he wanted to help demystify the complicated disability system. His first book, Social Security Disability Revealed: Why it’s so hard to access benefits and what you can do about it, explores the obstacles that disability claimants face as they try to access benefits. Connect with Spencer Bishins Facebook: https://facebook.com/bishinspublishing Twitter: @bishinspub Instagram: https://www.instagram.com/bishinspublishing/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Spencer BishinsSocial Security DisabilitySSDI

Learn The TRUTH About Reverse Mortgages with Todd Christensen | Ep. 268

Oct 3, 202326 min

Get the facts about reverse mortgages in this informative episode with Todd Christensen. Learn why reverse mortgages are restricted to those 62 years old and over, how reverse mortgage proceeds can be used, and discover creative ways to use a reverse mortgage. Plus, get tips on other options that may be available for homeowners interested in tapping into their home equity without a monthly mortgage payment. Don't miss this informative episode about reverse mortgages! About Our Guest Author, Accredited Financial Counselor®, and HUD-certified housing counselor Todd R. Christensen, MIM, is an Education Manager at Money Fit by DRS, Inc., a nationwide nonprofit credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. In addition to over a thousand counseling sessions, Todd has facilitated more than 2,000 workshops since 2004 on effective personal financial management. His experiences serve as the basis for his first book, Everyday Money for Everyday People (2014), sharing the discussions, tips, stories, and ideas used by the tens of thousands of participating individuals and couples. Connect with Todd Website: https://moneyfit.org Email: [email protected] Facebook: Money Fit by DRS Twitter: @MoneyFitbyDRS Connect with Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) Additional Resources & Links Episode 188 - Spending Personalities with Todd Christensen This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Reverse MortgagesHECMHome Equity

What It Takes To Build True Wealth - An Interview with Jonathan Thomas | Ep. 236

Jun 8, 202318 min

Are you looking to build wealth? Whether you're single or in a relationship, join Jonathan Thomas on his journey of how he and his wife were able to leverage job hopping, maximize combined income, and create financial goals that led them to faster wealth building. Hear how Jonathan took advantage of 401k matching and the importance of considering all benefits, not just salary, when making career decisions. Start building wealth today with this helpful and informative episode! About Our Guest Jonathan Thomas is an experienced banker with years in the industry. Connect with Jonathan Twitter: jthomassolution Instagram: https://www.instagram.com/jthomassolutions/ Facebook: https://www.facebook.com/groups/371296030213065/ This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Jonathan Thomaswealth buildingjob hopping

Up The Gains with Sammy Ellard King | Ep. 140

Sep 22, 202214 min

Sammy Ellard King joins Tiffany this week to discuss why he started his business to help others get started with investing, and how he guides his subscribers in their personal finance journeys. About Our Guest Director of a hospitality business by day. Run Up the Gains by night. We want to change the way we see personal finance giving people a safe place to learn about money. Connect with Sammy Ellard King Facebook: upthegainsmoney Twitter: @upthegainsmoney Instagram:@upthegainsmoney Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Sammy Ellard KingUp The Gainsinvesting

Wealth Management with Jamie Lima | Ep. 117

Jun 28, 202220 min

Jamie Lima joins Tiffany this week to share his knowledge on all things wealth management, covering everything from estate planning, retirement and tax management. About Our Guest Jamie Lima is the President of Woodson Wealth Management. Jamie’s career began with Morgan Stanley in 2006. He later joined Fidelity Investments in 2011, where he managed a $1 billion in assets of high-net worth families and businesses. During his tenure with Fidelity, he also spent several years coaching and training fellow associates nationally with a focus on the southern California region. To that end, he brings over 20 years of financial education and hands-on experience in the Financial Services industry. Jamie holds an MBA from National University in San Diego and has been a CERTIFIED FINANCIAL PLANNER™ for nearly a decade. Jamie loves helping his clients make complex financial decisions, and ‘making the puzzle pieces fit’ for them. “The Financial Planning process can seem like an overwhelming exercise, but it doesn’t have to be. My job is to ensure that my team and I are with our clients every step of the way. Our job is done when clients can easily understand and, more important, are able to explain their plan(s) to their loved ones. The pinnacle for me is creating a cohesive (and executable) plan, which every important stakeholder can follow and implement.” Outside of work, Jamie and his wife, Dawn, spend a lot of time in their Jeep off-roading, working around their farm in Ramona, CA and trying to keep up with their 5 (yes, 5!) kids. Connect with Jamie Instagram: https://www.instagram.com/jamiemlima/ Twitter: https://twitter.com/JamieMLima Facebook: https://www.facebook.com/Woodsonwm Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Jamie LimaWoodson Wealth Managementestate planning

Rebuilding Finances After Late Life Divorce with Dr. Severine Bryan | Ep. 382

Jun 26, 202518 min

This week, Tiffany welcomes Dr. Severine Bryan to discuss a topic that doesn’t get enough spotlight: rebuilding your finances after a late-life divorce. Whether you’re in your 40s, 50s, or beyond, Dr. Sev’s candid insights and practical advice are here to help you start fresh. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/late-life-divorce/ What is a Late Life Divorce? Dr. Sev defines it as any divorce after age 45—a time when most are thinking about retirement, not starting over. She shares her personal journey and the challenges of pivoting financially later in life. Key Takeaways Embrace the Journey: Allow yourself to grieve, but don’t get stuck. Healing opens the door to rebuilding. Top 3 Financial Tips:Face your debt head-on—don’t ignore it, seek help if needed. Invest in yourself—consider therapy, learning new skills, or finding support. Learn from setbacks—every hardship brings a valuable lesson. Never Handled the Money? Tap into local resources like libraries, nonprofits, and workshops. There’s no shame in asking for help—everyone has had financial hiccups. Connect with Dr. Sev LinkedIn: Dr. Severine Bryan, Accredited Financial Counselor (https://www.linkedin.com/in/severinebryan/) Website: sevtalksmoney.com (https://www.sevtalksmoney.com) Catch up on previous episodes at moneytalkwitht.com (https://www.moneytalkwitht.com) and follow Tiffany on social @MoneyTalkWithT, everywhere!

Late Life DivorceFinancial RebuildingSeverine Bryan

The Ultimate Guide to Understanding and Utilizing Your 401K | Ep. 292

Jan 9, 202414 min

Ready to dive into the confusing world of 401Ks? Join Tiffany Grant in this must-listen podcast episode as she shares her conversation with a phlebotomist who sparked the topic. Tiffany discusses why 401Ks are essential to your total rewards package and how to utilize employer-matching contributions to build retirement savings. She decodes the tricky language of 401Ks, clears up misconceptions about vesting schedules, and offers valuable advice on whether to roll over your 401K or leave it with your previous employer. Don't miss out on this informative and eye-opening discussion to help you make the best decisions for your financial future! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit https://www.moneytalkwitht.com/asktiffany. Connect with Tiffany Website - https://www.moneytalkwitht.com Facebook - https://www.facebook.com/moneytalkwithT/ Twitter - https://twitter.com/moneytalkwitht Instagram - https://www.instagram.com/moneytalkwitht/ LinkedIn - https://www.linkedin.com/in/tiffanygrant1/ YouTube - https://www.youtube.com/c/MoneyTalkWithTiff Additional Links & Resources Retirement Planning Articles (https://moneytalkwitht.com/investing/retirement-planning/) Investing In Employee Benefits: How Employee Benefits Packages Boost Performance And Morale (https://moneytalkwitht.com/blog/employee-benefits-overview/) Employee Benefits Articles (https://moneytalkwitht.com/career/employee-benefits/) Capitalize - 401(k) Rollovers Made Easy (https://capitalize.sjv.io/moneytalk) Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2023 Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

401kEmployer MatchVesting Schedule

Saving Money on Taxes with Lance Belline | Ep. 131

Aug 18, 202219 min

Lance joins Tiffany this week to discuss strategies everyone should adopt in order to save money on taxes. About Our Guest Throughout his two decade career as a Financial Advisor, Lance has defined “or fine-tuned” his PURPOSE. Which is developing lifelong relationships with his clients and providing them financial confidence and clarity of how they are going to accomplish their goals. Lance prides himself in being able to explain all the details and complex issues in a clear language that his clients can understand. Lance's philosophy in life is to follow 3 simply rules; God, Family, Work. Growing up in Lamar, Missouri, his parents instilled in him the values that he strives to live by each and every day. He strongly believes in the power of community service and reaching out to those in need. Lance and his wife and three children reside in Fayetteville and they try to instill those same values in their children. He also enjoys spending time golfing, hunting, snow skiing, water skiing, and Crossfit. Connect with Lance Website: https://www.lhfinancial.net/ LinkedIn: https://www.linkedin.com/in/lancebelline Email: [email protected] Facebook: www.facebook.com/lance.belline Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Lance Bellinetax strategiesretirement planning

Saving for your Future Self with Sarah Holden | Ep. 62

Jul 15, 202131 min

About Our Guest Sarah Holden is Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI), the leading association representing regulated funds globally, including US mutual funds and exchange-traded funds (ETFs). Sarah has a Ph.D. in economics and has studied retirement trends and policy, as well as the behavior of investors, for decades. She uses humor and plain English to make retirement and investment concepts clear. Connect with Sarah Linkedin Episode Resources Individual Retirement Account (https://www.ici.org/ira) Exchanged-Traded Funds (https://www.ici.org/etf) 401(k) Resources (https://www.ici.org/401k) Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Sarah HoldenInvestment Company InstituteIRA

Health x Wealth with Dr. Amber Brown | Ep. 48

Sep 18, 202037 min

The intersection of health and wealth cannot be underestimated or looked over. Holistic wellness includes both. Join Tiffany as she sits down with Dr. Amber Brown as they discuss how these two aspects of wellness play on each other. About Our Guest Dr. Amber Brown, PT, DPT, WCS founder and owner of Root Physical Therapy and Wellness, a safe space to learn about the root causes of your concerns, as well as Care 4 You First, a community for health and wealth tips and accountability. As a doctor of physical therapy and Board-Certified Women’s Health Specialist, her primary focuses are pelvic floor dysfunction and Black Maternal Health. She serves several clients as a doula, certified lymphedema therapist, and registered yoga teacher. She contributes to academia as a guest lecturer and with further research as she completes her second doctorate. Dr. Brown guides people on the pathway of financial freedom without sacrificing their health as a certified financial coach and health coach, remember wellness is cheaper to manage than treating illness. She also has a podcast, Care 4 You First, providing health and wealth tips. The goal in mind is to educate the community so we can have a better quality of life. You do not have to make your journey on your own. We thrive in a tribe. We need to learn how to put ourselves first again and leave a lasting legacy. Connect with her on Instagram: https://www.instagram.com/care4youfirst Connect with her on Facebook: https://www.facebook.com/groups/care4youfirst/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1) YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff (https://www.pinterest.com/moneytalkwitht/) This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Dr. Amber Browngenerational wealthhealth and wealth

Adulting is Easy with Lauren Aumond | Ep. 116

Jun 23, 202217 min

Lauren joins Tiffany in this episode and share her experience managing long-term and short-term rentals. Lauren breaks down everything you need to know about getting started with rental property investing, and how you can start making easy passive income. About Our Guest Lauren is a podcast host and real estate investor based in the Tampa Bay area of Florida. She's passionate about personal finance and investing. Lauren has a Bachelor's of Finance from the University of Florida and a Graduate Certificate in Financial Planning from Boston University. She and her husband have 8 short-term rentals and 4 long-term rentals. They plan to retire from their 9-5s before age 40. Connect with Lauren Instagram: https://www.instagram.com/adultingiseasyreal/ Twitter: @adultingiseasy Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Lauren Aumondshort-term rentalslong-term rentals

Money After Divorce with Krista Goodrich and Grace Everitt | Ep. 19

Nov 21, 201940 min

In this episode, Tiffany has two guests! Krista Goodrich and Grace Everitt talk about the tough topic of divorce. Find out how these two ladies made it through some financially nasty divorces and strategies they had to apply to get their financial life back on track. About our Guests Krista Goodrich lives in Daytona Beach, Florida with her husband, Colin, and their dogs. She is momma to her daughter, Kiki (name changed to protect privacy), who is currently in college for hospitality. A lifelong serial entrepreneur, Krista continues to invest in real estate and companies, always looking for new opportunities. She currently owns or is partner in 17 companies including real estate investment companies, art studios, a bar and a tourist experience company. She loves presenting at corporate conferences and for women’s groups, and actively participates in organizations that help and empower women. As a community activist, Krista is involved in her local government and local business organizations. When she is not writing, volunteering, or investing, she spends her free time boating, fishing, surfing, diving, traveling, doing OCR races and working out. Grace Everitt has been writing and editing for over 10 years, with experience in both print and digital media. An independent thinker and entrepreneur, she is the founder and president of Grace Marketing Group™, providing authentic marketing solutions to clients across the country…from her home office, in her yoga pants, with her dog Pants at her feet. If she’s not working, chances are this Boss Lady is in the kitchen, indulging her passion for food by playing with flavors and happily pretending to be a chef. Check her out on Instagram @tigrita_thelittletiger for more. Follow them on Facebook: https://www.facebook.com/thebossladyinvestor/ Follow them on Instagram: https://www.instagram.com/thebossladyinvestor/ Links Visit my site: https://www.moneytalkwitht.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Krista GoodrichGrace Everittdivorce

Let’s Talk Government Benefits with Sam Zelinka | Ep. 73

Oct 14, 202118 min

About Our Guest Sam Zelinka is a researcher with the US Forest Service and blogs at Government Worker FI, where he helps fellow federal employees navigate the federal system and understand their benefits. Sam has worked for the federal government since age 18 and also shares his financial journey and lessons he has learned through personal experiences on his blog and YouTube channel. Connect with Sam Zelinka Blog: https://www.governmentworkerfi.com (https://www.governmentworkerfi.com/) Twitter: https://twitter.com/govworkerfi YouTube: https://www.youtube.com/channel/UC2P7egL_2FCnPi7SzFhAe4w Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Sam ZelinkaGovernment Worker FIFERS

Essential Investment Tips for Beginners with Tiffany Grant | Ep. 349

Oct 29, 20249 min

Welcome to another episode of Money Talk with Tiff! In this episode, Tiffany Grant dives deep into essential investment tips for beginners. Following up on last week's discussion of the pros and cons of investing, Tiffany provides a practical guide to help you start your investment journey. From setting clear financial goals to understanding your risk tolerance and diversifying your portfolio, Tiffany covers it all. Whether you're saving for retirement, a house, or just looking to grow your wealth, this episode is packed with actionable advice! Key Points: Set Clear Financial Goals: Know what you're investing for to guide your investment decisions. Understand Your Risk Tolerance: Determine your comfort level with risk and how much you can invest. Diversify Your Portfolio: Spread investments across various asset classes to minimize risk. Start Small: It's okay to begin with a small amount. Consistent, automatic deposits can help. Keep Learning: Stay informed by reading financial news, listening to podcasts, and taking courses. Monitor Market Trends: Keep an eye on market changes to identify opportunities and threats. Think Long Term: Investing is not a get-rich-quick scheme. Patience and a long-term perspective are key. Seek Professional Advice: Consult with a financial advisor if you're uncertain. Resources Mentioned Platforms for Investing: Fidelity (https://www.fidelity.com/), Charles Schwab (https://www.schwab.com/) YouTube Video on Investing (https://youtu.be/IZjgGdhgWmo?si=1aUjRkx1qaJ36iEM) Connect with Tiffany: Website: Money Talk With Tiff (www.moneytalkwitht.com) Social Media: @MoneyTalkWithT on all platforms Make sure to subscribe, rate, review, and share this episode if it was helpful for you! Tune in every Tuesday and Thursday for a new episode of Money Talk with Tiff. Have a question for Tiffany to answer in an upcoming episode? Submit your questions at www.moneytalkwitht.com/asktiffany (https://www.moneytalkwitht.com/asktiffany). This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Investment TipsRisk TolerancePortfolio Diversification

Behavioral Investing with James Woodall | Ep. 129

Aug 4, 202217 min

About Our Guest James Woodall recalled being frustrated at not knowing who or where to turn to for answers on personal finance as he wrestled with issues like taxes, investments, company-provided benefits, insurance etc. He turned to friends and looking back, was lucky to not derail his investment accounts with some of the suggestions that he was getting. This is what got him started on his personal finance journey – by reading everything he could lay his hands on (some great, some not so great, some just completely off) and by explaining these concepts to anybody that would listen. He made it his goal to simplify wealth management and take the stress out of retirement planning. Before starting Woodall Wealth Management, James Woodall worked for a well-known mutual fund and brokerage firm where he talked to thousands of clients and worked on hundreds of thousands of accounts, showing him what worked and what didn’t. This led James to design a firm to serve successful families looking for advisors that they want to build a deep relationship with and understand their needs. James earned a Bachelor’s of Science degree in International Economics from Texas Tech University and was trained in Financial Planning at Southern Methodist University. In addition to passing the Certified Financial Planner (CFP®) exam, Uniform Investment Adviser Law (Series 65) exam and the General lines - Life, Accident, Health and HMO Insurance exams. Connect with James Website: woodallwealthmanagement.com Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Behavioral InvestingJames WoodallWoodall Wealth Management

Creating a Community for Black Women Investors with Schelo Collier | Ep. 312

Mar 28, 202415 min

In this episode of Money Talk With Tiff, Tiffany Grant sits down with Schelo Collier, the founder of Black Women Invest, to discuss the initiative's origin and importance. Schelo shares her journey of being laid off from her dream job and realizing the need for financial independence. They delve into the topics covered by Black Women Invest, the resources available, and the diverse range of levels catered to within the community. Schelo also provides insights into the business side of starting and growing the community and offers valuable advice for entrepreneurs. Tune in for a dynamic conversation about financial empowerment and the power of community in guiding individuals toward financial success. About Our Guest Schelo Collier has a background in finance and real estate investing. After years of witnessing the underrepresentation of Black women in the investment space, she knew it was time to scrap the idea of finding a seat at the table—it was time for Black Women to build our own table! Prior to starting BWI, Schelo built her career in real estate investment. In a former role, she traveled across the country, helping thousands of investors build their real estate portfolios. Schelo also snatched her first investment property at the age of 24 and has since helped hundreds of members in BWI learn how to invest in real estate and stocks to build a diversified portfolio. Connect with Schelo Website: https://www.blackwomeninvest.com/ Instagram: @investwithschelo (https://www.instagram.com/investwithschelo/) Facebook: Black Women Invest (https://www.facebook.com/Blackwomeninvest/) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Lost dream job spurred financial independence journey. [03:09] Creating a community for black women entrepreneurs. [09:29] Chapters cater to all with varied resources. [10:48] Enthusiastic endorsement of a diverse community for investors. [13:59] Weekly podcast on financial advice and tips. Key Themes Black...

Schelo CollierBlack Women InvestTiffany Grant

Financially Thriving with Walli Miller | Ep. 106

May 26, 202219 min

About Our Guest With us today is Walli Miller, a first generation college student, daughter of an immigrant, and a self-made millionaire who is committed to helping high-achievers reach their financial goals and design a life they love. Walli wasn’t always financially thriving, but now that she is, she is committed to using her powers for good by helping others take control of their finances. Connect with Walli Website: https://financiallythriving.com Instagram: https://www.instagram.com/financially_thriving/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Walli MillerFIREFinancial Independence Retire Early

Retirement Planning