Money Talk With Tiff
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  • Personal Finance
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  • Debt Payoff

Recent Episodes

  • My Podcast Numbers Are Dropping — Here's the Real Reason
  • What I Learned From Breaking Down a Whole Chicken (And Why It Matters for Your Money)
  • Too Busy for Budgeting? 3 Money Habits That Survive Chaos
  • Your Stewardship Circle: 4 People Who Keep You Growing Financially
  • The Recovery Plan: What to Do When You Miss Your Money Goals

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About

Money Talk With Tiff

Money Talk With Tiff

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    Mortgage

    5 episodes
    What Should You Do First: Pay Off Debt OR Invest? | Ep. 239

    What Should You Do First: Pay Off Debt OR Invest? | Ep. 239

    Jun 20, 202311 min

    Are you stuck in a dilemma about whether to pay off your debt or invest for the future? Here's a helpful discussion on balancing between paying off high-interest debt and investing. We cover topics like understanding your personal goals, and values, finding ways to make more money, and how to set small goals – all with the aim of helping you make informed financial decisions! Don't miss this valuable opportunity - join us as we discuss the options for paying off debt vs investing and take steps towards achieving financial success. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany To book a consultation with Tiffany to find out if she can help you, visit https://academy.moneytalkwitht.com/15-minute-consultation Additional Resources Visit Our Website (https://moneytalkwitht.com) Methods to Tackle Debt Debt Payoff Planning with Brady Benware and Chris Schuermeyer This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Debt PayoffInvestingCredit Card Debt
    2024 Housing Market Trends and Common First-Time Homebuyer Blunders | Ep. 307

    2024 Housing Market Trends and Common First-Time Homebuyer Blunders | Ep. 307

    Feb 29, 202421 min

    In this episode of Money Talk with Tiff, host Tiffany Grant sits down with special guest Dave Ball from House Rich. They dive into the 2024 housing market and the top mistakes that homebuyers make. Dave sheds light on the uncertainty of future interest rates and the impact on the housing market. He emphasizes the importance of budgeting before embarking on the home-buying process and outlines the significance of interviewing realtors and lenders. Tune in to gain valuable insights and tips, and find out how to connect with Dave for more expert advice. About Our Guest David is a Navy veteran and graduated from the US Naval Academy with a degree in Econ. He also has seven years of experience in the mortgage industry as a loan officer and underwriter. He saw a lack of accurate and detailed home buyer education online and decided to fill the void through his platform @coinsnculture. His goal is to break down the sometimes-complicated mortgage process into layman's terms and help people buy their 1st home strategically. David also hosts House Rich: The Real Estate Show on YouTube and all podcast platforms. There he breaks down a mortgage topic weekly and also interviews a subject matter expert in various aspects of real estate. Connect with Dave Website: https://www.houserichshow.com/ Facebook Group: https://www.facebook.com/groups/fthbschool Instagram: @houserichdave (https://www.instagram.com/houserichdave/) YouTube: House Rich - The First Time Homebuyers Show (https://www.youtube.com/channel/UC1xWSQHow-VpAsInck_ixPQ) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Rates likely to drop to around 6%. [04:46] Market timing is impossible, refinancing is an option. [10:04] Tips for finding affordable homes and property taxes. [10:45] Calculate monthly payment based on property cost. [16:07] Larger lenders have community perks and grants. [18:37] Podcast on home buying guidelines and mortgage. Key Themes 2024 housing market trends Interest rates and inflation impact Budgeting for a home purchase The importance of interviewing realtors and lenders Understanding real estate markets within markets First-time homebuyer mistakes Where to find more home-buying tips Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis:...

    2024 housing marketinterest ratesfirst-time homebuyer
    Bonus Episode: Finance Friday Live 9/2/22 | Ep. 134

    Bonus Episode: Finance Friday Live 9/2/22 | Ep. 134

    Sep 2, 202222 min

    In this week's live, Tiffany covered the Bank of America announcement, the Sam's Club price increase, and an update on the Biden student loan forgiveness. You can join the live broadcast every Friday at Noon EST on Instagram, YouTube, Twitter, and Facebook.  Use the links below to follow, like, or subscribe to get a notification on your favorite platform! Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht YouTube: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Bank of AmericaNACA programmortgage
    Everything You Need to Know About Purchasing Jamaican Real Estate | Ep. 393

    Everything You Need to Know About Purchasing Jamaican Real Estate | Ep. 393

    Oct 16, 202523 min

    Welcome back to another info-packed episode of Money Talk With Tiff! This week, Tiffany Grant sits down with Nicole White, a powerhouse real estate agent specializing in Jamaican property. If you’ve ever thought about buying your dream home or investment property abroad, especially in Jamaica, this is an episode you don’t want to miss. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/ What You’ll Learn in This Episode Step-by-Step Guide to Buying Property in Jamaica Nicole gives us a straightforward walkthrough of the entire process for overseas buyers—from choosing a licensed realtor (and why you must use one!) to securing your tax registration number (TRN), and how to approach financing or cash buying. How to Find a Licensed Jamaican Realtor There’s more to finding a reputable agent than word of mouth! Nicole shares how to check the Real Estate Board of Jamaica website to verify credentials and why working with a major franchise can add peace of mind. Financing vs. Cash Buying – What You Need to Know Get the scoop on the documentation needed whether you’re applying for a mortgage or paying in cash. Tiffany shares her real-life experience as a self-employed US buyer, including must-have paperwork (pro tip: get your credit report with score ready!). For Sale by Owner (FSBO) and Common Pitfalls Nicole reveals how FSBO operates in Jamaica, potential risks (like dealing with someone who isn’t the true owner), and the crucial role attorneys play in keeping transactions safe. Titles, Lost Documentation & ‘Captured Land’ Learn the ins-and-outs of Jamaican property titles, what happens if the seller has lost theirs, and the surprising legal process behind “capture land” (adverse possession). Nicole shares practical advice on what to watch out for and how to avoid common mistakes. Special Guest Info: Want to connect with Nicole White for personalized advice or property listings in Jamaica? Reach her on WhatsApp (+1-876-884-9483) or via email ([email protected]). Key Takeaways Foreign buyers have the same property rights as locals in Jamaica. Always use a licensed realtor and attorney to protect your interests. Mortgage purchases can take much longer than cash deals—plan accordingly! Be diligent with checks on ownership, especially for sale-by-owner properties. Understand local terms like “title” and “captured land” to avoid costly errors. Resources Mentioned Real Estate Board of Jamaica (https://reb.gov.jm) – Verify agent licenses Nicole’s Email: [email protected] Don’t Miss Out! Catch more episodes, deep dives, and practical advice at moneytalkwitht.com (https://moneytalkwitht.com). Want to chat? Follow Tiffany @MoneyTalkWithT across all social media.

    Jamaica real estateoverseas property purchaselicensed realtor
    Making Money Through Real Estate with Andray And Maisha Stroud | Ep. 74

    Making Money Through Real Estate with Andray And Maisha Stroud | Ep. 74

    Oct 21, 202118 min

    Andray and Maisha Stroud sit down with Tiffany to discuss how they teach Gen X'ers to make money through Real Estate investing. In this episode, they deep dive into tips for real estate investing, owner financing, and how to manage multiple properties. About Our Guest Andray and Maisha Stroud with their podcast, I Don't Do Toilets, encourage Gen X’er's to join along in their journey to financial freedom. Their goal is to share experiences and knowledge giving their audience relatable and practical content towards building wealth. They discuss entrepreneurship, stock market investing, real estate, wealth building and everything in between. Connect with Andray and Maisha Stroud Podcast: https://podcasts.apple.com/us/podcast/i-dont-do-toilets-podcast/id1548752288 Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Andray StroudMaisha StroudI Don't Do Toilets

    Related Topics

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