Don't Fall Victim to Lifestyle Creep | Ep. 256

Aug 22, 202312 min

Are you concerned that lifestyle creep is silently stealing away your financial stability? Tiffany Grant, Accredited Financial Counselor (AFC), shares her personal story of how lifestyle creep caused her credit card debt to skyrocket. Plus, she outlines her top tips on how to avoid the trap of income-driven spending. Get the insights you need to keep your finances in check and practice sustainable living – listen now! Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany If you are looking for guidance on how to keep your lifestyle expenses in check, I am here to assist you. Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Budgeting Basics: How To Make a Personal Budget That Works For You Budgets! My Favorite Topic! Learn Why! Tiffany's Take: SMART Goals This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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The 96% Cut: Ruthless Stewardship for a 5-Hour Work Week

Apr 23, 20267 min

I was working 60+ hours a week, drowning in subscriptions I forgot about, tools I didn't use, and "shoulds" that drained me more than they served me. Then I did the audit. 96% of my overhead: gone. Not by earning more. By looking closer. In this episode, I break down the three-part framework that bought me back 30+ hours a week: 1. The Utility Test — If you haven't used it in 30 days, cancel it. (Yes, even "just in case.") 2. The ROI Check — Does this expense bring measurable value or genuine peace? If neither, cut it. 3. Season Awareness — Rest seasons require different overhead than growth seasons. Steward accordingly. I also share the specific cuts: $250 phone bill → $8. Unused software. "Automated" tools that created more work. The "small" subscriptions that totaled thousands annually. This isn't about restriction. It's about freedom. The 96% cut didn't shrink my business. It expanded my life. 🎯 Find your starting point: moneytalkwitht.com/start (https://moneytalkwitht.com/start) #stewardship #96percentcut #overheadaudit #fivehourworkweek #lifestylecreep #personalfinance #moneymanagement #cutexpenses #financialfreedom #ruthlessstewardship #worklifebalance #moneymindset #tello #subscriptionaudit

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Financially Thriving with Walli Miller | Ep. 106

May 26, 202219 min

About Our Guest With us today is Walli Miller, a first generation college student, daughter of an immigrant, and a self-made millionaire who is committed to helping high-achievers reach their financial goals and design a life they love. Walli wasn’t always financially thriving, but now that she is, she is committed to using her powers for good by helping others take control of their finances. Connect with Walli Website: https://financiallythriving.com Instagram: https://www.instagram.com/financially_thriving/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Debt Freedom with Rashad Muhammad | Ep. 81

Dec 23, 202118 min

Tiffany sat down with Rashad Muhammad to discuss his journey to debt freedom. Rashad breaks down the approach his wife and him took towards their debt, how they were able to tackle their debt and gain control of their finances. About Our Guest Rashad Muhammad is a school administrator and realtor in Texas. Husband to Nirvanna, who teaches Special Education. Father of a 15 year old son, 10 year old daughter, and 9 year old son. Rashad and his wife paid off $85,000 in debt between 2014 and 2016, and are now working on becoming millionaires within the next 2-3 years. Connect with Rashad Youtube: https://youtube.com/c/WealthBuildingEducator Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Rashad Muhammaddebt payofffinancial education

Lifestyle Creep

Don't Fall Victim to Lifestyle Creep | Ep. 256

The 96% Cut: Ruthless Stewardship for a 5-Hour Work Week

Financially Thriving with Walli Miller | Ep. 106

Debt Freedom with Rashad Muhammad | Ep. 81

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