Demystifying Cryptocurrency Taxes with Janna Scott | Ep. 373

Apr 3, 202519 min

In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into the world of crypto taxes with special guest Janna Scott. If you've ever wondered about the tax implications of trading or holding cryptocurrency, this episode is a must-listen! Takeaways In this episode, we dove deep into the fun and sometimes tricky world of crypto taxes, covering everything from capital gains to income and how they affect your wallet. Janna Scott, our guest guru, explained that short term capital gains tax rates can range from 28% to 37%, which is a big bite out of your profits if you're flipping crypto like pancakes! We learned that everything is reportable when it comes to crypto transactions, regardless of how small, so don’t go hiding those pennies under your mattress! Janna also shared some eye-opening insights about the IRS's ability to track crypto transactions through exchanges, so think twice before assuming your crypto is anonymous and safe! The episode highlighted the importance of keeping track of your transactions, especially if you're trading regularly, as neglecting this can lead to some serious tax headaches later on. Finally, we touched on the upcoming Defi Tax product, designed to help crypto users easily navigate their tax obligations without losing their minds or their money! Companies mentioned in this episode Coinbase (https://moneytalkwitht.com/coinbase) Kraken Gemini Robinhood (https://moneytalkwitht.com/robinhood) Moonpay Defi Tax For more updates on Defi Tax and crypto tax solutions, follow them on social media: Instagram, X, Facebook, LinkedIn: @DefiTax Website: DefiTax.us (https://DefiTax.us) Stay connected with Money Talk with Tiff for more insightful episodes every Thursday. Visit MoneyTalkwithT.com (http://MoneyTalkwithT.com) and follow Tiff on all your favorite social media platforms @MoneyTalkWithT. Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2025 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

Cryptocurrency TaxesCapital GainsShort-Term Capital Gains

FedNow vs. CBDCs: Understanding the Future of Money | Ep. 244

Jul 6, 202324 min

In this episode of "Money Talk With Tiff," Tiffany Grant sits down with financial futurist Emanuel Daniel to demystify the complex world of cryptocurrency, Central Bank Digital Currencies (CBDCs), and the FedNow program. Emanuel provides insightful explanations on the evolution of digital finance, how cryptocurrencies like Bitcoin work, and the prospective impacts of governmental digital currencies. Tiffany and Emanuel also discuss the importance of digital payment systems and the future landscape of finance. Whether you're a seasoned investor or a curious novice, this episode will equip you with a deeper understanding of these transformative financial technologies. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/understanding-fednow/ Takeaways Cryptocurrency began with Bitcoin, created by Satoshi Nakamoto, and has evolved significantly since. The concept of decentralized finance (DeFi) allows people to lend and transact without intermediaries. Central Bank Digital Currencies (CBDCs) are government-issued digital tokens that raise privacy concerns. FedNow enables instant digital payments, improving convenience for transactions in the U.S. Cryptocurrency's value is tied to its utility, not just its speculative price. The future of finance may involve more direct transactions between individuals without banks. Resources Mentioned Book: "The Great Transition: The Personalization of Finance is Here (https://amzn.to/417cjB1)" by Emanuel Daniel Get $50 from Coinbase Connect with Emanuel Daniel Blog: emmanueldaniel.com (https://emmanueldaniel.com) Twitter: @EmmanuelDaniel (https://twitter.com/EmmanuelDaniel) Instagram: @edanielmoments (https://www.instagram.com/edanielmoments/) Facebook: Emmanuel Daniel Asian Banker (https://www.facebook.com/emmanueldanielasianbanker) Connect with Tiffany Grant Website: moneytalkwitht.com (https://www.moneytalkwitht.com) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwitht) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Thank you for joining us for this enlightening discussion on digital finance! Don't forget to tune in next Thursday for another episode of "Money Talk With Tiff." Until then, keep spending wise and living financially savvy! Support this Podcast (https://moneytalkwitht.com/donate) Copyright 2024 Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

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Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316

Apr 11, 202428 min

Welcome to another engaging episode of Money Talk with Tiff! Today, we're thrilled to have Dr. Hans Boateng join us to unravel the complexities of digital assets, NFTs, and the broader spectrum of investment diversification. If terms like cryptocurrencies, NFTs, and blockchain sound like a foreign language to you, then you're in for a treat. Dr. Hans offers a deep dive into the potential of these digital assets in our investment portfolios and how they can significantly impact wealth-building strategies, especially within our community. We'll explore the rollercoaster world of cryptocurrencies, the average returns versus the S&P 500, and discuss the inherent risks involved in chasing higher gains. Furthermore, Dr. Hans illuminates the concept of NFTs beyond just the quirky pictures of apes and penguins and shares his innovative approach to NFTs with The Royals project—a cultural milestone connecting the African diaspora through blockchain technologies. Tune in as Dr. Hans demystifies investing in the digital age, the value proposition of NFTs, and how they authenticate ownership in ways far transcending the current hype. Remember, this is not investment advice but an insightful conversation to empower your financial knowledge. About Our Guest Dr. Hans is the ideal person to teach you about investing. He was able to climb the ladder of financial success from the bottom 10% to the top 1%. He is an accomplished professional with a wealth of knowledge and experience in finance and investing. He holds an MBA with a Path of Distinction and a Doctorate degree. He grew up in Ghana, West Africa; when he arrived in the US, he recognized the lack of investment literacy in immigrant and minority households. This fueled his passion for teaching others how to build wealth. He spent 13 years mastering the subject of money and has worked with over 10,000 members. Dr. Hans has been featured on Bloomberg and Business Insider and is trusted by the communities he serves. Connect with Dr. Hans Royals Experience: https://www.ghanaroyalgala.com/ Instagram: @theinvestingtutor (https://www.instagram.com/theinvestingtutor) Facebook: The Investing Tutor (https://www.facebook.com/theinvestingtutor) Twitter: @investingtutor (https://twitter.com/investingtutor) Connect with Tiffany Website: https://www.moneytalkwitht.com (https://www.moneytalkwitht.com/) Facebook: Money Talk With Tiff (https://www.facebook.com/moneytalkwithT/) Twitter: @moneytalkwitht (https://twitter.com/moneytalkwitht) Instagram: @moneytalkwitht (https://www.instagram.com/moneytalkwitht/) LinkedIn: Tiffany Grant (https://www.linkedin.com/in/tiffanygrant1/) YouTube: Money Talk With Tiff (https://www.youtube.com/c/MoneyTalkWithTiff) Pinterest: @moneytalkwitht (https://www.pinterest.com/moneytalkwitht/) TikTok: @moneytalkwitht (https://www.tiktok.com/@moneytalkwitht) Timestamps [00:00] Diversification essential for catching up in investments. [05:45] Upside potential comes with downside risk awareness. [07:55] NFTs: Unique digital tokens, not interchangeable items. [10:32] Authenticating ownership via blockchain, accessible

Dr. Hans BoatengcryptocurrencyBitcoin

Cybersecurity, Student Loan Forgiveness And What We Can Learn From The Equifax Firing Event | Ep. 156

Oct 28, 202218 min

Every Friday at 12 PM EST, Tiffany goes live on Facebook, Instagram, YouTube, and Twitter to review the latest financial news so you can stay in the know! In this episode, she goes over cybersecurity info, student loan forgiveness, and the Equifax firing event and what we can learn from it 🤔 Tune in for all these details and more! Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

CybersecurityStudent Loan ForgivenessEquifax

Can Technology Erase Inherent Bias in Banking? | Ep. 200

Feb 6, 202360 min

Do you think technology can erase inherent bias in banking? Listen to this roundtable discussion to hear different viewpoints on this topic! This episode is perfect for anyone who wants to learn more about the role of technology in banking and how it affects our everyday lives. Every Monday at 9 PM exclusively on Twitter, Tiffany hosts a Space called FinNoir: A Space for Black Money Talk. This Space features a variety of black voices in personal finance to give their perspectives, information, and thoughts on money topics that affect the black community. Hosts: Tiffany Grant (http://www.moneytalkwitht.com/) & Rahkim Sabree (http://www.rahkimsabree.com/) Speakers: Markia Brown (http://www.markiabrown.com/), Steven Stack (http://www.stevenlstack.com/), Camari Ellis, Nia Adams (http://www.perspectiveschange.com/), Jonathan Thomas, Renita Young (http://www.instagram.com/renitadyoung), Tamika Howell, Anthony Weaver This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

online bankingtraditional bankinginherent bias

Blockchain

Demystifying Cryptocurrency Taxes with Janna Scott | Ep. 373

FedNow vs. CBDCs: Understanding the Future of Money | Ep. 244

Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316

Cybersecurity, Student Loan Forgiveness And What We Can Learn From The Equifax Firing Event | Ep. 156

Can Technology Erase Inherent Bias in Banking? | Ep. 200

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