Tiffany's Take: Goal Setting | Ep. 187

• Tiffany introduces the episode and reads the listener question: how to start setting goals when you don't know where to begin.

If you don't have any goals, then it's going to be impossible to know where you are going.

• Tiffany explains that goal setting begins with understanding your values and what you truly want, not what society tells you.

You have to understand what your values are, what's important to you, where do you want to go? What do you want your money to do?

• She recommends personality tests and internal reflection to distinguish personal desires from external expectations.

• For those who prefer a simpler approach, Tiffany suggests writing down what you want to accomplish and repeatedly asking "why" at least 4-5 times to uncover your deeper motivation.

Ask yourself why at least a good four to five times.

• Once you have clarity on your values and why, turn goals into specific, measurable targets with deadlines.

I want to be debt free by paying off $50,000 in debt by the time I'm 30.

• Tiffany teases a future episode dedicated entirely to the SMART goal framework.

• Listeners are encouraged to submit questions via the website and to tune in next week for the SMART goals deep dive.

Spend wise by spending less than you make. A word to the Money Wise is always sufficient.