Money Talk With Tiff
ExplorePodcast overview and latest content
EpisodesBrowse the full episode archive
TopicsDiscover episodes by category
PostsBrowse published articles & write-ups
Preorder the book
Main Site

Podcast

  • Explore
  • Episodes
  • Topics
  • Posts

Topics

  • Personal Finance
  • Budgeting
  • Entrepreneurship
  • Financial Education
  • Financial Planning
  • Money Mindset
  • Financial Literacy
  • Debt Payoff

Recent Episodes

  • My Podcast Numbers Are Dropping — Here's the Real Reason
  • What I Learned From Breaking Down a Whole Chicken (And Why It Matters for Your Money)
  • Too Busy for Budgeting? 3 Money Habits That Survive Chaos
  • Your Stewardship Circle: 4 People Who Keep You Growing Financially
  • The Recovery Plan: What to Do When You Miss Your Money Goals

Links

  • Apple Podcasts
  • Spotify
  • YouTube
  • Overcast
  • Amazon Music
  • Preorder the book
  • Main Site

About

Money Talk With Tiff

Money Talk With Tiff

    Money Talk With Tiff
    Episode•December 5, 2019•19 min

    The Grown-Up Gap Year with Stephanie Perry | Ep. 20

    Have you ever wanted to take a year off from work to just travel?  Join Tiffany as she talks to Stephanie Perry who did just that and now shows others how to do the same.  Learn about why she did it and her favorite travel destinations.  She dropped so many gems in this episode! About our Guest At age 41, Stephanie Perry quit her job as a hospital pharmacy technician to travel the world for a year on her savings. She visited 12 countries in 12 months all on just $1200 per month. Now she's a year-round house sitter and pet sitter who helps other women take a career break on a budget. Follow her on Facebook: https://facebook.com/vaycarious Follow her on Instagram: https://instagram.com/vaycarious Follow her on Twitter: https://twitter.com/vaycarious Links Visit Stephanie's site: https://www.vaycarious.com Visit my site: https://www.moneytalkwitht.com Link to Essence article with the awesome picture of Stephanie in Cambodia: https://www.essence.com/lifestyle/travel/epic-adventures-that-will-inspire-you-to-live-life/#470994 Link to The Thought Card Podcast episode about a single mom traveling with her son: https://podcast.thoughtcard.com/episode15/ Connect with Tiffany on Social Media Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant YouTube: Money Talk With Tiff Channel Pinterest: Money Talk With Tiff This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy OP3 - https://op3.dev/privacy

    Apple PodcastsSpotifyYouTubeOvercastAmazon Music

    Key Takeaways

    • 1

      A grown-up gap year is achievable on a modest budget by saving strategically and choosing low-cost destinations.

      Stephanie saved $14,000 and traveled to 12 countries for a year on $1,200 per month ($40/day).

      In Vietnam, she rented a private room with shared kitchen and bicycle for $180/month.

      Breaking down the budget shows it's equivalent to saving just $7.50/hour for a 40-hour week.

    • 2

      Fear is normal but not a valid reason to avoid taking the leap into a career break.

      Stephanie was terrified of not finding work upon return and running out of money.

      She actually got hired back by the same hospital and returned home with only $30.

      She emphasizes that the things feared either didn't happen or weren't as bad as imagined.

    • 3

      House sitting and pet sitting provide a sustainable way to travel long-term without paying for accommodation.

      Stephanie started with TrustedHousesitters.com and now books through word of mouth.

      She spent six months in Mexico with only one pre-booked sit, filling the rest via referrals.

      Word-of-mouth sits can include a small per diem in addition to free housing.

    • 4

      Start planning a gap year by clarifying your 'why' and tying your departure date to a meaningful personal milestone.

      Stephanie recommends identifying goals (yoga retreats, writing a book, visiting festivals) first.

      She ties major life changes to September because it feels like a natural 'new year' for her.

      A concrete go-date transforms the idea from wishful thinking into actionable planning.

    Intro

    • Tiffany interviews Stephanie Perry about quitting her job at 41 to travel the world for a year on a tight budget and how she now helps other women do the same through house sitting and career breaks.
    • At age 41, Stephanie Perry left her job as a hospital pharmacy technician, visited 12 countries in 12 months on $1,200/month, and now works as a full-time house/pet sitter while running Vaycarious.com to help women take budget career breaks.
    Vaycarious WebsiteFacebookInstagramTwitterYouTube

    – Why Stephanie Quit Her Job for a Gap Year

    • After a vacation with her retired parents, Stephanie realized the traditional 'work until 65 then travel' model was flawed because mobility issues limited their activities.

    This whole working until you retire and then travel idea is just a scam. I want to do it now.

    – Stephanie Perry

    – How She Budgeted $1,200 per Month

    • Stephanie saved $14,000 after researching that budget travelers spend about $40/day in Southeast Asia. She chose Thailand, Vietnam, Philippines, and Indonesia to stay within budget.

    I came home with $30-something, not exaggerating. I came home with $30.

    – Stephanie Perry

    – First Steps to Planning a Career Break

    • Stephanie advises starting with your goal (travel, yoga, writing) to determine budget and location, then tying your departure to a meaningful date like a birthday or September 'new year' feeling.
    • She offers a free mini workbook on Vaycarious.com with the first three steps.

    – Overcoming Fear of the Leap

    It's okay to be afraid. It's normal to be afraid to take a big leap or make a big change. But that's not the reason to not do it.

    – Stephanie Perry
    • Tiffany references The Thought Card podcast episode about a single mom traveling with her son as proof it's possible even with children.

    – Favorite Destinations & Incredible Value

    • Vietnam is Stephanie's top pick for exotic feel, great weather, low cost, and good food. She paid $180/month for a private room with shared kitchen and bicycle in Vietnam.
    • Portugal is her choice for long-term living due to beaches, weather, and lower European costs. She also spent nearly a year in Mexico.

    – House Sitting as a Travel Lifestyle

    • Stephanie now sustains travel through house sitting via TrustedHousesitters.com and word-of-mouth referrals. She booked six months of sits in Mexico through local connections after arriving with only one booking.

    I feel like a genius.

    – Stephanie Perry

    – Photographing Solo Travel & Siem Reap

    • Stephanie uses a small iPhone GorillaPod tripod and Bluetooth remote for solo photos. She recommends asking people who look like they're 'doing it for the gram' if you need help.
    • Her Essence.com feature photo was taken at the 12th-century temple complex in Siem Reap, Cambodia.

    Resources

    • Vaycarious.com - First Steps to a Gap Yeararticle
    • Trusted House Sitterstool
    • Essence Article Featuring Stephanie in Cambodiaarticle
    • The Thought Card Podcast - Single Mom Travel Episode

    Topics

    career breakgap yearbudget travelhouse sittingsolo travelfinancial independenceSoutheast Asia travelwork-life balancedigital nomadfear of change

    The Grown-Up Gap Year with Stephanie Perry | Ep. 20

    0:00
    0:00

    Related Episodes

    International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024

    International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024

    Mar 19, 202418 min
    Tiffany GrantJamaicaNegril
    Twitter Spaces Replay 11/14 | Ep. 169

    Twitter Spaces Replay 11/14 | Ep. 169

    Nov 21, 202258 min
    TravelJamaicaBelize
    Controlling Your Destiny with Jonathan Green | Ep. 147

    Controlling Your Destiny with Jonathan Green | Ep. 147

    Oct 13, 202214 min
    Jonathan GreenSouth Pacificonline business
    American Dream? Why? with Aja Rutledge | Ep. 44

    American Dream? Why? with Aja Rutledge | Ep. 44

    Jul 16, 202023 min
    Aja RutledgeMexicoGeographic Arbitrage